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Whiplash claim problems
Hello, Just wondering if anyone has any advice - I'm currently claiming for a whiplash injury sustained while driving someone elses car. So far things have been progressing but I am a bit lost at the moment. The extent of my injuries so far has lead to 9 weeks off work, and the need for continued therapy with a…
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Automatic insurance renewals- end this scam now!
This seems to be a more recent development in the insurance industry. Get a consumer to agree to pay for one annual insurance policy and hide in the small print that they will automatically take the following year’s premium. That may suit the insurance company but it is not in the consumer’s interest. I have the proof. My…
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Beware of Warwick Finance.
From Mortgage Strategy Magazine
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Do I need business cover?
A question for the experts: I am purchasing a new motorbike and the dealer that's giving me a good price is located very close to a customer of mine. Normally I would travel to my customer by car (for which I have business insurance). However on this occasion I am considering arriving by train and then getting a taxi to…
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2 content insurances on same address
Can you have 2 contents insurance on the same address under: *Different names *Covering different items If so, can any one suggest a company/IFA that can help with this? Cheers
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Flood Plan UK Launches
I wanted to show you all the website that has been launched between NU, the Enviroment Agency and the Flood Forum. http://www.floodplanuk.org/ It is designed to help people plan for flooding, where possible, and so that you can share your thoughts and stories with other people.
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Can Anyone Recommend A Cheap Car Insurer?!
For info I have a ten year old car (have owned it since new), 75,500 miles, I'm 37 and have 6 years protected no claims and the cheapest quote I can get is £279 via an insurance broker. I've tried the comparison sites and the cheapest was £282 (Sheila's Wheels) but with a high excess. Can anyone recommend a good Insurer…
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can i switch contents insurance??
Can anyone tell me if i can switch home and contents insurance for a cheaper company before the end of my existing one. I pay monthly direct debit and have a few more months left yet. Will i have a fee to pay the existing company if i swap before? Also which company tends to be the cheapest and best all rounder?…
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How to answer insurance Q's re: Driving Ban
In April 04 my husband had an accident and was convicted of Dangerous Driving (DD40) in July 04. When i get car insurance quotes and select additional driver it says does this person have any driving convictions in the past 5 years when it gets past July can i say no as it was over 5 years ago or is this still classed as…
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car insurance - divorced or single?
Hiya I was just re doing my car insurance and it always asks about marital status and I was wondering after being divorced for over 3 years should I be ticking divorced or single and does it actually make any difference in insurance quotes??
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Income protection, which one?
Due to marriage and the arrival of a baby J I’ve been thinking about protection for my family. I‘ve had a mortgage protection policy covering ‘unemployment only’ for the last sever years continuously. I never paid any attention to it but suddenly realised I’m being royally ripped off by Paymentsheild (seen a few other…
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claim on house or car insurance?
I have just run in to my garage door with my car my drive is on a slope and it was iced up, the car slid about three foot and banged into my garage door. There is no damage to the car but the garage door is slightly twisted and dented. Can I claim on either my house or car insurance, I'm fully comp on my car insurance
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Home Insurance Claim
Anyone for advice out there? I have never claimed on my home insurance before but we had a leak from our immersion heater, which was undetected for a few days. I tried to fix the problem on a temporary basis, unfortunately, the leak turned into a torrent. The damage has been pretty extensive!!! The carpets and laminated…
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Is anybody still offering MPPI?
I work for a Design company and like most people am getting worried about the economic outlook. I spoke to my mortgage advisor about taking out some MPPI and was told most insurers have either withdrew there products or it is now only available to people taking out new or re-mortgages. Is this true or is it still…
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Which payment protection insurance for me and my wife?
I am looking around for another MPPI as I have just had a letter through the post saying that our premium is going to go up next week! the bloomin cheek, at the moment we are paying £60 a month for ASU which includes disability and my ongoing addisons disease. (vitally important) I have compared different insurers on the…
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What type of insurance do I need?
I've been thinking recently about taking out an insurance policy that will cover my outgoings if I were unable to work through illness or an accident but there seem to be so many variables with different types of policy. My circumstances: I'm female, non smoker, 30, in good health, single, no mortgage, no dependants. My…
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Car insurance in different countries
Hi, I am insured on two cars in two different countries (UK and France) by different insurers. If I have an incident on one policy in one country, do I have to declare it when renewing the other policy? Similarly, would I have to declare incidents in a rental car?
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First time buyer - Insurance Help Please
Hi. Me and my partner are currently buying our first home and therefore need a bit of advice as to what insurances to get. Were both 26 and have no medical problems and both of us are employed. We would also recieve 6months full pay and 6 months half pay if we where to become ill. Any advice would be helpful as I am…
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Please can someone help with backdated Car Insurance Dispute?
Hello, I was wondering if someone could possibly help as I had a bit of a shock phone call earlier on today. Let me explain the situation. I've been with Diamond car insurance for about 4 or five years. I've always kept them up to date with address changes, and as far as I was aware, the one speeding ticket I once got.…
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About to sell car - just had chip in windscreen.....
Currently got my car up for sale, and sods law driving back tonight had a stone fly up and now have a small (less than 1cm) chip in the windscreen, which is within the wiper blade zone. What do you think is the best thing to do. Get it repaired or knock a bit of the for sale price? With Admiral so think excess is £70, but…