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please help me sort out my life cover
hi all, hope someone out there can give me a bit of friendly advice:j I am 39 yrs old and dh is 42. we have a family with 4 children, the youngest is 3yrs and the oldest is 12 yrs. Dh works and I stay at home with the monkeys...;) we have a mortgage of approx £77k and a decreasing life insurance policy with norwich union,…
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Letting insurance
There was some big flood damgae at my mother's house, problem is nobody was letting her house at the time and the company isn't going to cough up. She asked them earlier if she'd stilll be covered in this situation and they said it would be fine, the !!!!!!!s. Can anything be done? Ta.
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Temp cover for an old car after buying new query
Have bought a new car and rang up my insurers (Budget), who transferred my new car onto my policy in place of my current car, a 106, which I'm now looking to sell - they said however that they cannot offer short term/temporary cover for the 106 as it's value is lower than £1500, so is there any way I can get insurance for…
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Car claim dispute...
Back in June 08 I had a car accident in a carpark where I had reversed out of a parking space into the central road, where a lady then reversed dead centre of the side of my car. I suffered minor whiplash etc, and the total cost of the damages to my car was around £1300. Fast forward to today and I've been told that she is…
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Tesco Home Insurance renewal
just a note to those who are interested.... we got a renewal quote through the post from Tesco of £220 - last years insurance (buildings & contents) were £134 so i went onto Direct Line's website and got a quote for £126 as per Martin's advice on the Insurance page - then i phoned Tesco who came back with a new quote of…
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Mobile Phone Insurance
I recently bought an Iphone from the apple store who do not sell mobile phone insurance, i was wondering which was the best company (and cheapest) to join, as there are so many! Thanks, Lucy
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Time limits for claim?
Back in August last year my OH had a (what he thought was) a minor bump with another car. V Little visible damage, swapped details etc but he was happy to settle without getting insurance involved. They involved insurance co. (as was their right). We hadn't heard anything by Nov so got in touch with our insurance and they…
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ASU/MPPI Insurance Premium Doubled!
Paymentshield have just almost doubled my monthly ASU premium (siting 'uncertain times/unemployment/incease in claims etc!!). I appreciate there could be a percentage increase, but can they get away with almost doubling my premium (from £22, to now £40/month)!!?? Normally, i'd compare the market, switch and save, but the…
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Car Insurance Dispute Help
In December i had my car stolen on the 9th of January i received a letter from my insurance company telling me that an engineer had been instructed to make me a full loss offer, on the strenght of this letter and due to my circumstances which meant i desparetly needed a car i purchased a replacement. On the 26th of January…
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Insuring water supply pipe
I have had a letter from Scottish Water offering me a policy for Water Supply Pipe Cover to cover repairs needed to the pipe from my property boundary into the house. Now I understand the need for and have Home and Contents Insurance, Car Insurance and Travel Insurance. My question is do I need this Pipe Insurance?
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Insuring water supply pipes
I have had a letter from Scottish Water offering me a policy for Water Supply Pipe Cover to cover repairs needed to the pipe from my property boundary into the house. Now I understand the need for and have Home and Contents Insurance, Car Insurance and Travel Insurance. My question is do I need this Pipe Insurance?
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Which car insurance quotations website returns his comission to a customer?
I remember there was a website like moneysupermarket or confused but which returns his agent comission to a customer. But I can't remember the name? Can anyone reming me?
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Car Insurance renewal gone up about £100! why?
Hello- I'm due soon for a renewal on my car insurance and the current company, plus all others that i have searched on the net are quoting about £100 MORE than last year! I dont understand this, as this time i have 1 years no claims bonus which wasnt the case last year.... :confused: its an old Volvo Estate, 1990.. 2x…
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What to do?
In August 2008 my husband made a claim (for the first time ever) on his van insurance as some idiot piled into him, going too fast on a single track road in wet conditions. Since making the claim we have been passed from pillar to post and are getting nowhere. The other party claims it was my husbands fault and is insured…
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Paymentshield MPPI - a few questions
Hi, there is a statement in my policy that states that if the mortgage payment has reduced since the policy started, they will reduce the monthly benefit accordingly and refund the excess premium from when the reduction occurred. My question is - does anyone know what would happen if say, 2 months into the claim the…
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Car insurance as 'new customer'
I have just received my car insurance renewal quote from Direct Line. I did a quote with them online which was £100 or so cheaper than what i've been quoted for my renewal. It says it is for 'new customers'. If I didn't renew with Direct Line, and waited a week (i'll have had my full licence a year a week after my…
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Insurance after 2 accidents
I need some advice to see if anyone can recomend a cheap insurance company for my son.He passed his test 7 months ago and has been fully comp as a named driver on his dads insurance . After passing his test last year he hit a kerb in a bad rain storm which caused him to skid and even though the car looked like it had no…
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Unsure, will there be any NCD left?
I have been driving for 5 years and had 5 accidents since then. Only 2 were my fault. 1st was my fault oct 04, 2nd not my fault oct 06, 3rd not my fault apr 07, 4th not my fault nov 07, 5th my fault Aug 08. Now at my renewal on May 08, I had 3 years NCD. So now at renewal may 09 I would expect to have no NCD, but my mum…
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Refused Life Assurance- where next?
Hi, need a little help. We moved in August and extended our mortgage. We had life assurance to cover the mortgage on our old house but have tried to get a new policy to cover the extra money we now have. I applied through More Than which use L&G as there underwriters i think. We don't smoke, are still in our twenties, are…
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brain tumour and holiday insurance
My dh had a non malignant brain tumour removed from his pituaty gland in september. They think it may be growing back so he is closely getting monitored from his consultant. We are going to Florida in June and I am confused about the travel insurance. His 'tumour' is not life threatening, does not affect his day to day…
