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Unsure, will there be any NCD left?
Fliss_M
Posts: 698 Forumite
I have been driving for 5 years and had 5 accidents since then. Only 2 were my fault. 1st was my fault oct 04, 2nd not my fault oct 06, 3rd not my fault apr 07, 4th not my fault nov 07, 5th my fault Aug 08.
Now at my renewal on May 08, I had 3 years NCD. So now at renewal may 09 I would expect to have no NCD, but my mum seems to think they wont take the whole 3 years off me. Am not so sure.
The insurer is Swift and if it helps, the accient was me reversing into a parked car due to steemed up windows, poor lighting and too narrow a road for the other car to be parked on (not an excuse, it winds me up I didnt check better)
Any help would be great as am trying to forward plan for the year and an idea of how much my insurance will go up by would be great.
Also, I drive a peugeot 307 1.6HDI and am 25
Now at my renewal on May 08, I had 3 years NCD. So now at renewal may 09 I would expect to have no NCD, but my mum seems to think they wont take the whole 3 years off me. Am not so sure.
The insurer is Swift and if it helps, the accient was me reversing into a parked car due to steemed up windows, poor lighting and too narrow a road for the other car to be parked on (not an excuse, it winds me up I didnt check better)
Any help would be great as am trying to forward plan for the year and an idea of how much my insurance will go up by would be great.
Also, I drive a peugeot 307 1.6HDI and am 25
The will to save every money saving penny we can
0
Comments
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Insurers usually deduct 2 years for a fault claim so if you had 3 before your most recent accident you will have 1 on your renewal.
:rolleyes:;):cool::o:rolleyes:;):o:o:cool:0 -
Blimey I hope so, the cost doubles depending on that year, thanks!The will to save every money saving penny we can0
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Here you go assuming its swiftcover.com you are with and not another swift
http://www.swiftcover.com/carinsurance/policy/no-claims-discount/:rolleyes:;):cool::o:rolleyes:;):o:o:cool:0
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