-
Morgage protection & ASU Cover
Hi All, Hopefully someone can clarify this for me. I have read on this forum that you can only have one ASU policy, as the policy holders seem to reducing the amount to £1000 a month, this is not enough to cover my mortgage and outgoings, bills etc. Does a Mortgage protection policy taken out with the Mortgage ledor count…
-
ASU Cover Increase - Can you beat it?
Hi All, I have just been informed by Assurant Solutions (Ant Insurance) that my unemployment cover has been increased from £53.00 a month to £102.60 a month. Unfortunately for me they had "mailing issues" and were unable to give me 30 days notice. As increases go, its a bit of a whopper and has left me feeling mugged! Can…
-
Limit for car insurance claim
Quick question. Is there a time limit whereby someone can make a motor claim against you? The background is that last month I have a very minor accident where someone drove into the back of me after a bit or "argee bargee" in a filtering situation. Luckily I have a tow bar so they didn't touch my bodywork. They drove into…
-
Quick 'no claims' question
I had a car accident this year - someone drove into my car whilst it was parked. The driver owned up to it, and I claimed on my insurance. All the costs of the repair were claimed back from the 3rd party. Should this affect my no claims bonus?
-
Static Caravan Insurance
Hi there Wondering if anyone as been in the same situation, the caravan insurance has to be renewed end October 2008, would I be refunded if I were to give it up. Regards
-
Car Insurance cashback...
Hi all just a quick one about my new premium. My current insurer sent me a renewal notice and the premiun had gone up:confused: by £40. So on MSE advice I found the cheapest insurer on Go Compare, went to TopCashBack and have reduced my years premiun by £120:j. Happy days.
-
cover if employers go bust?!
evening Firstly please excuse my ignore - ill admit i know absolutely nothing regards this!! I work for a bank and with the current turmoil and rumours a plenty in the city im worried about the company i work for going bust. now i know in reality the company would probably be saved/bought etc but i think now would be a…
-
advise needed missing solicitors ref wills
Hi my elderly relative in peterborough wants to change her Will, she been with this solicitor for years.. Today i tried to ring them and cant find a number for them all numbers not working, ive tried ringing companys that are near to them (other solicitors) and some not heard of them. Last time we went to them was about 8…
-
Critical & Life Care Cover
My wife recently had a heart attack but thankfully after an angioplasty is recovering nicely. We were talking about our future when the question of critical and life care cover came up. We have insurance policies with this type of cover. 1. Is it advisable to claim on these policies bearing in mind they are linked to our…
-
Family legal protection on contents insurance?
Hi all, A bit of a dummies question here. I moved into a rented hosue 12 months ago and took out contents insurance with Directline. As part of this i opted for their family legal protection for an additional £24 on the policy. Well, the policy is up for renewal in 2 weeks and, um, I am just wondering what benefit, if any,…
-
Can I Surrender Endowment To Part Pay Off Mortgage While Receiving Benefits?
Hi All. Like most people's endowments mine has performed badly. It's a 25 year policy with 5 years left to run and I expect the shortfall to be around £18,000. It would be better to surrender the policy now and use the money to pay off more than half of my mortgage. But if I do this will I violate any DWP rules (£6,000…
-
Pre-exisiting conditions in dental insurance?
Can anyone tell me what 'pre-exisiting conditions' cover? I am looking at taking out dental insurance now my dentist has gone private. Does this mean that if I lose a filling that's already there (pre-insurance) and need it replaced this won't be covered by the policy? Same with crowns? I have several. If I need one…
-
Helpupay Mortgage protection insurance
Hi all I just wanted to run this past you to see if anyone can confirm they have had the same experience... I have a policy with Helpupay which covers my mortgage if I'm sick, have an accident or become unemployed. Earlier this year I was made redundant and claimed on my policy. Everything has been pretty smooth apart from…
-
What insurance do i need as a house owner?
Hi Can anyone recommend a complete package of insurance to cover life insurance, critical illness and redundancy protection or maybe advise me on average costs. We're 29 & 31 respectively & non smokers. I'm a first time buyer and my mortgage advisor is telling us that we are best off using the package he has put together…
-
£20 cashback offer on car insurance!
Just spotted MoneyExpert.com have started offering £20 cashback on car insurance. Looks like a nice little discount to me! Details are here - http://www.moneyexpert.com/Insurance/Car/home.aspx http://www.moneyexpert.com/
-
Laptop insurance
Where should I look for laptop insurance? I'm a student about to go to uni, and I have a £550 laptop + £150 camera as the only significant items. Endsleigh would insure these for virtually everything + a more limited room insurance for £64/year. Can this be beaten, even if it only insures the laptop?
-
O2 Mobile Phone insurance RUBBISH
Hi I have been paying my O2 insurance for my Blackberry for over 6 months. My phone now has water damage and does not work properly. I have been waiting 3 weeks now for my phone to come back in stock and have been told every week that it is due in the next day etc blah blah blah. Is this reasonable? Should I tell them to…
-
car taken without consent
My car is with second driver who is on the policy, but he does not answer phone calls or messages. I want to get my car back. I am afraid to go to police in case it invalidates my insurance because I have given the car to second driver with consent. I know that he just does not want to give it back because he is working as…
-
Moved house, not informed insurer
Hi. I moved into a new housing association flat last week and although I have paid a yearly premium for home contents insurance I have not yet informed them of the move. Last night there was a major fire at the flats caused by a resident leaving a chip pan on the cooker. Although my flat is ok apart from smoke dust damage…
-
contents insurance, any suggestions?
I have had contents insurance running for 5 years, ever since renting my first home. Never looked at changing, never thought £9.87 a month was too little/too much etc... I remember when I set it up with Tesco all those yrs ago I wanted to know if for example I spilt nail varnish on the carpet, would it be covered? yes...…
