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Buildings Insurance For An Apartment Block
I am the owner of an apartment in a small block of four. The owners of the other three apartments and I are also the directors of a small management company that was created to oversee the property. I have been tasked with finding building insurance for the entire block, to which each owner will contribute. Unfortunately,…
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Sheilas Wheels (part of HBOS) - what happens to policy if HBOS goes under ?
Just about to take out a policy for House Insurance with Sheila's Wheels when I noticed they are owned by HBOS - If HBOS go under where does that leave me ? I prefer to pay up front on credit card - would my CC cover it if they go out of business ? If Lloyds do buy them I assume the poilcy will still be honoured. TIA, Mike.
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free insurance for 14 days?
my mate Ross tells me you can cancel a policy within 14 days at no cost - a "cooling off period" as my premiums are so big, i'm thinking of doin this about 7 o 8 times this year and end up payin no insurance. i don't use the car that much cos i go away with work quite a lot, so i probably don't need much more than 10 or so…
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Joint Life First Death
Re above plan, is it worth keeping. Premium going up yearly, amount assured going down, have finished mortgage this year, no outstanding debts, will retire in 5 years and partner in 3 years.
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Help! Trying to get insurance for vauxhall combo merit....
..... But when i imput the registration number to any of the comparison websites it comes up as a corsa. When I manually try to select my vehicle there is no option for it! It's a vauxhall combo merit van (small van) 1.4 engine.... Didn't have any trouble with this last year, can anyone help or suggest how I can get quotes…
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Airline Cabin Crew - Life insurance
Hello - Is anyone aware of any insurance companies that will cover accidental death whilst carrying out duties as airline cabin crew - most of the majors have an exclusion on the policy for this occupation. Cheers
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Life Assurance Advice ~ who should i go to?
I have trawled the threads for info but need some advice still. Basically it comes down to this, ashamed to say i have no life assurance :eek: , situation is: Me - 34 n/s good health (bit overweight) DH - 37 smoker, good health (not overweight), previous mental health problems (depression/breakdown 6 years ago). Mortgage…
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Insurance injury claim help
My partner was recently involved in a road traffic accident. After an intial dispute over liability the other party agreed to admit liability and settled. My partner now has an ongoing injury claim. The solicitors who were instructed by the insurance company have recently written to asking her to switch her claim to a CFA…
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Insurance to cover £3000 excess on hire of Ferrari
For my father's 50th birthday we are hiring him a Ferrari for 3 hours, I'm hoping he will enjoy it and I know it is is something that he has always wanted to do. The hire is very reasonable, but we do have to leave a £3000 deposit in case of any damage to the vehicle. When I hired a car overseas I paid for additional…
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Mini-bus insurance
Hi, Hoping someone can help. Considering buying a minibus as expecting twins and will then need 8 seats and sometimes 10. Have heard that the insurance can be very expensive but i'm having real trouble getting a rough idea of what it will cost. Have emailed a few recommended companies but not one has replied. It will be…
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Want to add wife to insurance but can't!
Hi there, This has annoyed me somewhat. My wife is expecting our first child next month, and as part of our money saving plan she has sold her car because we should be able to manage without it. I rang my car insurance company (Endsleigh) yesterday to add her to my policy, only to be told today that because her job title…
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Are you allowed more than one unemployment insurance
I have quite a good job and take home around about £4k per month. I need to cover this income but can only find companies that will cover me up to £2k/mth. Am I allowed to cover myself twice?
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Will Advice
I currently have a will for myself and the wife with was done with Just Wills a few years ago. I need to make an amendment to them, but they are wanting to charge £95.00 for this to be done. I stated that the wills only cost £70.00 to be made up, but they informed me that they now charge over £230.00 for a joint will. The…
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Comparing Insurance Companies
The floods in Morpeth has provided a lot of examples of who the best companies are. My in-laws are insured with Halifax, quick response, paid up front for accommodation (a house not a caravan), itemised everything that went had to go in the skip, assigned a project manager. So far a good all round service, they even phoned…
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Competitive quotes for ex company car driver
Hi can anyone help please. Changing from company car holder to taking a car allowance and am having trouble finding a reasonable quote as have no recent history of no claims bonus. Are there any insurers that offer competive rates in these circumstances. Thanks
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Swiftcover car ins , quido and code
Just a quick question. I have had a good quote by swiftcover and in theory will get £45 cashback via Quido if taken out.l I see on this site there is mention that Swiftcover are offering £25 discount by entering code VMD25MY. Is there a chance I will then not receive the £45 if it supercedes Quidco? Anyone done it?
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Bradford & Bingley Home Insurance
My mum's home building and contents insurance renews tomorrow, with Bradford And Bingley. As they're now in government ownership/transferring to Santander does anyone think it's wise to continue? I phoned on her behalf and was told that their insurance arm was 'owned' separately on their behalf. I'm just concerned that she…
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income / payment protection
I am considering purchasing income / payment protection. I know the two things are different. I have not been told that my job is at risk or have reason to believe that I am going to be made redundant. Apart from the fact that watch the news and the state of the economy is very worrying that is. Just wondered whether…
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Confused by level term assurance
Hi all I'm new to the forum and I'm hoping to pick some brains! I have level term assurance with norwich union (i took martin's :money: advice and went through cavendish two years ago). Now I think we need to have a bigger sum in case the worse happens to me or my husband (or worse -both of us). We plan to move next year…
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Co-Op Travel insurance
Today I received a letter from Morethan inviting me to renew our annual travel insurance policy. Phoned them and discovered they will no longer cover my husband's pre existing conditions. This makes the insurance policy useless for either of us. Cost last year was a tad under £400. This however left me frantically looking…