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Landlord Insurance
Hi Any Landlords Out There That Can Help Me With My Proerty Insurance For Buildings And Liability ? - I Have Been With The Same Company For 5 Years And Never Claimed But The Premium Just Goes Up And Up- Think Its Time For Change. Any Help Would Be Much Apreciated:d
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Car Insurance Advice Please!
Hi folks I'd be grateful for some advice here. Last night I had an accident with my car and it was my fault. I have had a quote for the repairs to my own car which is £545 and am still waiting to hear what the repair cost for the other guys car will be - possibly a similar figure. I have never claimed on insurance before…
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shogun insurance
Looking into insuring a 2003 shogun for a main driver with a speeding conviction in 2004 (3 points) and an additional driver with an accident in sept this year (my fault!). Any suggestions of best people to get quotes with for 4x4 vehicles?
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Car Insurance cancellations
Hi, In may this year my bank had insufficient funds to clear my direct debit for my car insurance. Every month since then I have rang them, they said they would re set it up, they have failed. My account has had funds in since May. My bank are not even recieving the instruction from them for a direct debit. The insurance…
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Mortgage Protection
:confused: Hi, can anybody help me with this? I'm just about to embark on a mortgage and would like to take out a policy that will pay off my mortgage if unable to work. I'm self-employed, and have no dependents. I have read that critical illness may not be necessary for my situation. Can someone please advise?
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Car Insurance Claims
A couple of years ago I made a couple of claims against third parties for accidents that were not my fault. In both cases these claims were settled with no fault being on my part. I'm looking to get car insurance and when I list these two claims stating that there was no fault on my part and the third party was claimed…
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Is Auto Renewal Of Car Insurance Legal?
I moved house in August and forgot to renew my car insurance. In Septeber I took out a Tesco policy. I have now received a bill from Admiral (previous insurer) stating they had automatically renewed their policy and when I told them I didn't now want it they charged me £45 to cancell it and had to pay a total of £68. Is…
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Halifax Insurance
Hi all I am currently in a battle with the Halifax who won't uphold a claim that we are pursuing. We first had the Halifax out to our property in Sept 2006 and feel that they mis-diagnosed the problem due to negligence. A quick over-view - Next door had a severe burst last year which caused their living room floor to…
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Esure Home insurance - Free night at a hotel if you reccommend a new customer
Hi all I have just taken out a new contents insurance policy with Esure and when they sent me my welcome pack it included details of a refferal offer whereby both the existing customer and the new customer get a free one night stay at selected hotels in the UK. To claim it, all your need to do is send in details of the…
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Own Insurance Fee
I'm just about to take out a mortgage with Bris&West, and home insurance with another provider (funny but I can't actually remember who my partner picked but not B&W or Barclays). We currently have insurance with Barclays (just contents for our rented place). Now B&W want to charge £25 for not taking their insurance,…
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Insure against failing a medical?
I need to pass a medical on a regular basis to do my job. What would the insurance for this be called so I can search for this. edit:: I don't mean insure against losing my job, I'd probably get that as well. I'd just be looking for something to pay a mortgage and expenses.
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Drainage Insurance Claim Problem
I have a drainage insurance policy covering me for two internal problems and two external problems per year. I had to call an engineer out for a toilet blockage a while ago, they unblocked the toilet and told me it had nothing to do with the external drains although they didn't inspect them. I then had another toilet…
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Shared property Mortgage payment protection
Hi I have a mortgage with a friend of mine. I'm about to sign up for mortgage payment protection but i'm unsure if I can get cover for just my half of the mortgage payments or try and get a joint policy? Please could someone shed light on this? Thanks
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pre-Northern rock claim advice
Hi All Our washing machine leaked tonight and flooded our kitchen. Water has got under the tiles in the kitchen and gone under the carpet in the lounge. We are going to make a claim on our contents insurance with northern rock (hope they have some money!) tomorrow. Before we do that I wanted to check if there is any advice…
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Time before losing NCD?
I've have been driving under my own insurance policy for the past 4 year but having now moved to London, I don't have a need for a car. Will my NCD persist indefinitely if I am not on my own insurance policy or do I lose it and if so in what time frame? I'm conisdering getting insurance on my parent's car just to keep my…
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Car Insurance Excess help please
right just getting a little confused, I have my car insured, fully comp with an excess of £1020 :eek: Now I only brought my car for £1100 so for that amount of money I could buy a new car. What I'm confused about is, when do I pay the excess. Q. Do I need to pay my £1020 excess if I crash (touch wood it never happens :p )…
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unusual life cover for loan
I've had a quick browse and cannot find an existing answer to this question. I've been brave (or foolish, depending on your point of view) and taken out a loan to help a very good friend who was struggling financially. I want to help him arrange life cover for the amount, so that if he dies during the 5 year term, I get…
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Legal Cover
I am confused! I pay legal cover for my car, my husbands car and legal cover on my home insurance I have read that I don't need them all, I only need one which covers them all. I have phone up the home insurance people to ask and they say no, the home ins one would not cover if I needed legal cover if I was in a road…
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Swinton Car Insurance problem
My partner had her car insured through Swinton. Her actual insurance company was MMA. So basically Swinton paid the premium and she then paid them monthly. Her car was stolen in July. After about 1 month the insurance company agreed to pay her £6000. She then cancelled her direct debit with Swinton. I advised her against…
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What are my insurance options?
Hi I am currently in the process of remortaging and I have never had mortgage insurance. I recently became an IT contractor and want to make sure I cover myself with my own life assurance as well. Can I get insurance against mortgage payments after I have taken out the new term? Should I fet a new life assurance poilcy…
