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Please help with response from Lloyds (ppi)
I am claiming back the ppi on a loan my husband took out with Lloyds. He was told he wouldn't get the loan if he didn't take out the insurance. We have now recieved an offer from Lloyds but there are some parts which I am not quite sure of and just wanted to check that it was all ok before we accept the offer. I will write…
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Free Legal Cover??
I am about to take out car insurance and have been wondering about the motor legal protection option. I had heard that I may be covered on my home insurance, but sadly not in my case. However, as I have trawled for information, I have found this organisation, Lawcover, who are offereing free motor legal protection in an…
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Help with life insurance/assurance needed please
First of all hi to everyone. Newbie here. Great website. Looking for advice on life insurance/assurance please - to cover mortgage repayments and to have a bit left over etc. Married couple, 32male, 31female, baby (5 month old), both work, both £19,000 per year, repayment mortgage £79,000 over 21 years, non smokers. No…
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home insurance . no claims ?
we have never had any house insurance , I know MAD, we are thinking of taking out house insurance but filling out on line they ask "have you made any claims in the last 5 years .well the answer is no, but do you need any type of no claims discount like you do with car insurance to prove that you have had no claims in the…
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Miss-sold? Please help!
Please can someone help? About six months ago I remortgage my house to give the potential to release some equity to allow me to purchase another property and rent my current property out. At this point I have an offer accepted on another property. My IFA arranged a mortgage that would allow me to do this. At this point he…
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travel insurance for multi stop trip
i'm due to go on holiday to Australia in Dec and have stopovers in Hong Kong on the way out and Singapore on the way Back, each for 3 nights. What type of insurance should i get as i'm a bit confused which options cover this type of trip. Is it normally covered under a Single trip or will i have to go for a annual multi…
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SORN - is there cheap insurance
Car is going to be under SORN locked in garage with immobiliser and klamp but would still like to insure it for fire and theft. At least 6 months, possibly longer. Does anyone know of insurance that would cover this? - only thing i found sofar is Norwich Union's Pay-as-You-Drive but seems so expensive i might as well…
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Income Protection
Could anyone help me with information about Income Protection Schemes? Which are the best ones? Whoare the best providers?etc
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Some insurance & cashback site knowledge please
Help: Ok i know you lot are not all up on Pigsback but you are on Insurance so i am posting this in both Pb and the insurance boards to see help make sure i am getting it right. I did some price comparison sites to see where i could get the best car insurance for both me and DH. It came up that Esure would probably be the…
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Travel Insurance for "dangerous activities" on backpacker holidays
Just to share a link for an insurer I found that was a lot cheaper than Columbus or STA etc; for including adventure sports such as high altitude hiking, scuba diving, paragliding and so on. Their quote for me for 3 months was £64 compared to £148 from the others. Admittedly some parts of the rest of the cover are for…
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home insurance... is this just new wording
Last year i renewed my house insurance by going thru quidco and took out 2 separate policies, 1 in my name and 1 in husbands name. but now due for renewal again and when going thru quidco they are now saying "HOME INSURANCE". so does this mean that cashback would only apply to taking cover for a joint Building & Content…
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Insuring two cars
I'm just about to buy a new car but for various reasons I would like to keep my old one until the new year. What is the best / cheapest way to provide insurance for both? I will be the only driver and I currently have 10yrs NCB. My current insurers, Sainsburys, want £105/month to add the new car to my existing policy.…
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Independent Insurance bosses found guilty and sentenced to 14 yrs in total.
Source - www.theindietrial.co.uk (free registration needed).
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Zurich offer of £1369 cheque for Ring worth £2300
:mad: Where to begin? My wife recently lost one of 4 diamonds from her ring. I contacted Zurich who said they would get their appointed valuation/repair service Signet insurance services to contact me. I eventually sent the ring to Signet who said the ring couldn't be repaired without putting the other diamonds at risk.…
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Should i accept 50/50 or go to court?
Hi I had a crash 2 months ago whi wasnt my fault, the 3rd part is trying to blame me, by saying i switched lanes unsafely, when in actual fact i was in the same lane the whole time and the 3rd party undertook me and stopped infront of me causing me to rear end him (he hit my rear and passenger wing whilst trying to…
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Saved £126
Did the screenscraper for results then phoned my insurance company to see what they could come up with, after a few exchanges they said they could not better their quote which was by now only £15 more than the cheapest result and in second place, they couldn't do a pay monthly option at no extra cost which I also enquired…
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First Direct - renewal price beater question
just done a quote and i put my renewal premium as £100.00 lower than the one i received. anyway i have done the quote, upped the milage and they still beat my figure by £30. on the quote form it says i may need to show my renewal quote as evidence, but on the PDF quote which i could sign, it bears no mention of submitting…
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Renewing Car Insurance via Cashback sites?
Hi, I currently have car insurance with Prudential. Can I renew with them, but via Quidco/some other cashback? Is there a "best way" to do this? (I.e. if you cannnot renew and get cashback is it better to change insurance providers so that you DO get cashback & then change back the following year etc? Thanks Fella
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Car Insurance non-declared points
I had been getting my car insurance updated automatically by direct debit and had not updated my fixed penalty points with my insurers. I have 6 points but had 9 until a few months ago (all incurred on empty roads in the early hours when coming home from work - no excuse I know!) When I attempted to make them aware they…
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Is your credit score affected by too many insurance quotes?
I do not know if this is an urban myth or not but I have heard that by requesting many quotes for any insurance, this will affect ones credit score. I was wishing to search around for car insurance quotations. but was put off by having heard that this can affect the credit rating one has. Thank you for any advice.