We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
home insurance . no claims ?
paulsharon2kids
Posts: 2 Newbie
we have never had any house insurance , I know MAD, we are thinking of taking out house insurance but filling out on line they ask "have you made any claims in the last 5 years .well the answer is no, but do you need any type of no claims discount like you do with car insurance to prove that you have had no claims in the time that you say ..thanks
0
Comments
-
The answer is no, however in the event of a claim the company may make a detailed search within the industry to ensure that it is correct. If it turned out that you had not disclosed a claim within that period then they would refute the claim.I have retired from a career in Financial Services........Thank God. Any advice given may be as a result of senile dementia so dont take it too seriously.......
0 -
when i changed mine over in august they didn't ask for any proof atall but a few years ago (before i had a claim) they asked for proof from my previous insurer0
-
...probably not worth the risk, especially if they do ask for proof before/after a subsequent claim.BLOODBATH IN THE EVENING THEN? :shocked: OR PERHAPS THE AFTERNOON? OR THE MORNING? OH, FORGET THIS MALARKEY!
THE KILLERS :cool:
THE PUNISHER :dance: MATURE CHEDDAR ADDICT:cool:0 -
paulsharon2kids wrote: »... but do you need any type of no claims discount like you do with car insurance .....
No .... you don't. The industry keep shareable records on claims, but haven't yet been forced to start asking for evidence.If you want to test the depth of the water .........don't use both feet !0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards