-
critical illness cover needed?
Hi, i wandered past a blood testing place on saturday and now wish i hadnt :( first test showed my blood pressure was so high that she thought the machine had gone wrong!! she did it two more times and it came down to a more reasonable level, but it has scared me. Im in my early 40's, dont smoke but short and well built so…
-
Home insurance - how late can you claim?
Any voices of experience there? About 10 months ago I suffered a washing machine leaking incident which resulted in (over several weeks) water seeping under the kitchen tiles and hall floorboards before I realised what had happend. It was only about 3 months later that the damage to the hall floorboards became obvious (as…
-
Named driver question
I am the named driver on my girlfriends insurance however they have spelled my surname wrong , when she rang them they said they would send out a new policy but after waiting and calling again they said it was ok as they had me down at their end with the right spelling , surely if I get pulled over it will cause problems…
-
Buildings Insurance claim
Hi, I may have to make a buildings insurance claim for subsidence. Any insurance experts give me any advice on this (ie how long it could take, how likely it is to pay out, and if I should even bother at all). I'm really worried about even bringing it to their attention. Thanks in advance!
-
Is this too expensive??
Hi all Have had a scoot around here but have not been able to find the answers so would appreciate any help. Am waiting to exchange on my first flat, mortgage is with Halifax and my FA has got me a quote with Legal and General for mortgage term assurance with crit illness cover for 34 per month. MPPI is an additional 20.86…
-
Building, contents and life insurance...Please help.
Hi, I am just about to buy a house in the North West of England for 100k. It is a 3 bedroomed link house, build in 1965 with no alarm fitted. I am wanting to get a basic building insurance and contents insurance for it, Please could anyone advise me the cheapest repitable company to go through (I have tried more than and…
-
Memory Lane - take a trip down here ->>
Off the top of my head a quick list of Motor Insurers that had been and gone - (bust that is!!) Vehicle and general Irish-American Craven Falcon Fire Auto & Marine Midland Northern & Scottish London & Cheshire Competitive Drake Independent London & Wessex Coventry Brandaris Gibraltar I'm sure there are many more - feel…
-
Car Insurance Post Office Insurance/ NIG ...problems?
Hi, I was wodering if any of you have had any problems with this organisation. Last Decemeber my husband who has never had an accident in over 20 years of driving was turning right into a car park when a speeding taxi came speeding down the road and when into the side of him as he was turning right. At first the claim was…
-
Touched other car by opening door
Hi Advice required, we were parked in a shopping car park. My wife opened car door and touched other car parked next to it. The other car had a small white mark (colour or our car) the size smaller then this star *. The other party is claiming off our insurance, not sure how the case will be handled. There was no dent or…
-
Sainsbury's Travel Insurance being difficult...
Hi I had to cancel a foreign holiday as my son was ill and required hospital treatment two days before departure. The holidaycompany (Inghams Travel) I booked through do not issue a final booking invoce but send out and Itinery and E-Tickets as proof of final payment. Inspite of supplying Sainsbury's Travel with a…
-
Car Insurance: Worth getting the "Personal Injury Cover" and "Hire car cover" added?
I've just got a quote from Elephant.co.uk as £495 and there are 2 optional extras:- Personal Injury Cover - £20.95 With our Personal Injury Cover you get peace of mind from knowing that you'll get up to £30,000 worth of compensation if you are seriously injured in an accident - regardless of who's to blame. Simply add…
-
50/50 Claim Help
My son was involved in an accident February, and was off work for a couple of weeks with whiplash, the claim for the cars was settled on a 50/50 basis, which im trying to understand, but the bit im really struggling with is that my son had a letter saying the other parties insurance was offering £1200 for his injuries,…
-
PLEASE HELP! What can I do? Budget insurance are a bunch of cowboys!
I am in a royal pickle. I had an accident around 2 months ago now, in which my skoda fabia was hit badly by what i consider to be a speeding driver. The fault of the accident is apparently still being "investigated", but here's whats happened. I am insured with Budget ( AVOID LIKE THE PLAGUE ) They took over a month to…
-
Car Insurance - accident grrrrrr
We were involved in a car accident on the 1st of September, a young driver pulled across our path on a crossroads, needless to say she is blaming us although quite how she has worked that one out gawd only knows :confused: Anyway my question is about insurance quotes going forward. I am a tad confused as to how to answer…
-
Car Accident - Advice please!
Hi Yesterday evening I was ferrying my daughter to an activity when I was involved in an accident. I was stationary on the road indicating to turn into a side road on the right. I had to wait for oncoming vehicles to pass but whilst doing this a young man ploughed into the back of my car at some speed (By his own admission…
-
Life Insurane
Had a quote for decreasing assurance attached to a £60,000 mortgage... then another for level term £75,000 assurance unattached, the 2nd quote was @£19 pm cheaper. So which should i choose & does one have to have the assurance attached to the mortgage to get the mortgage in the first place ? Also whats the difference…
-
Income Protection Policy Inflation
Hi, I have a income protection policy that has paid the same for last 3 years. If it is not covered for inflation will it just be the same forever as this would render it useless if it went on indefinitely??
-
Travel insurance failed to pay out!
For the second time this year I have tried to claim on insurance policies for things I thought were covered to discover that they are not. My latest one was when I was returning from Jersey airport to the UK mainland and my flight was cancelled and then rescheduled for 22 hours later. My policy said that flight delays are…
-
Life Insurance what should I do?
A few monts ago I requested help from members regarding a problem with a life policy I have. The policy was taken out through my bank over a fixed period. Which would generate £80,000 upon death! Or so I thought, life expectancy of a male, non smoker/drinker, baring fatal injuries etc, is well in to their 70's & 80's if…
-
I need holiday insurance
I need holiday insurance for my forthcoming holiday. I recently changed my moneyback current account over to an ultimate rewards current account with Bank of Scotland who were offering free holiday insurance among other great offers for £10 per month but when I phoned the customer helpline to register my card and book my…
