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Level Term or Family Income Benefit?
I am in the process of sorting out life assurance for my husband and I. While searching for quotes for level term assurance, I ran across family income benefit as well. Now I don't know which to pick. Level term provides a lump sum, family income benefit provides an annual payment. They seem similarly priced (level term is…
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Prudential Renewal & Quidco
Hi all, I have been using the Prudential and Quidco cashback combination for all our car insurnance policies for my household, but I am now approaching renewal. I am faced with either starting a new policy again with Prudential via quidco (with same details) or switching to Swiftcover (but concerns about service/policy…
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Motorbike insurance con
The 17 year old lad that works for me was one of those desperate for a motorbike. He bought one it cost him about £900 he got insurance for the same amount,on a credit agreement. Then after he had it for about 2 months some kids tried to pinch it and got the cover caught in the engine and completely wrecked it but were…
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Reattribution of Inherited Estates - a SCAM!
Do you hold a 'with profits' policy with Norwich Union or the Pru? Norwich Union and the Pru are in negotiations with Policyholder Advocates about their plans to 'reattribute' their life policy INHERITED ESTATES or 'orphan assets'. Reattribution is basically another word for avoiding the FSA rules which superficially…
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Motorcycle Insurance
We all know the websites where yo ufill in one form and they search 300 billion insurers to give you the best car insurance, but does one exist for motorcycle insurance? Many thanks
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Store card insurance
Hi. This is my first post. I've got insurance on some store cards in case the prices come down within 100 days - I supposedly get the difference back. I've claimed before but this time hardly received anything back despite following all the rules (I think). Anybody got any pointers? Thanks
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Morethan (Royal&Sun Alliance) car insurance.
anyone contemplating Morethan car insurance be aware of my experience.An incident requiring repairs from the 14/08/2007 has been undertaken with Morethan repairers, and after 8 days has come to me with the original damage still intact. I am informed that my car will be waiting a further anticipated 2 weeks waiting for…
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INSURER WONT REFUND REMAINING PREMIUM - Car written off non-fault 11mnths policy left
I had a car accident if Nov 06 (thanx 2 all of you that helped me with everything then) It was a non-fault accident, the 3rd party has admitted liability (I have in writing) I recieved money for my car and injuries, so the case is settled. My policy i 3rd party fire&theft only so my insurer paid nothing to cover the costs…
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Cancelling PPI
ive been looking into cancelling my ppi with northern rock. when i spoke to them they have told me that i will have to have a new credit searce, set up a new agreement, start charging intrest from the begining as a new loan, & the intrest rate may change depending on my circumstances, as im recently self employed with no…
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*Two Policies -URGENT PLEASE*
Just about Dad's car for OH Dad has until March on his insurance Husband wants new policy Insurance company telling Dad that he has to cancel his policy before we can insure in OH's name as it's illegal to have two policies on one car *Dad's Insurance company wants £35 for him to cancel* Why can't he just let it run it's…
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Car insurance for Nissan Navara??
My huband drives a Nissan Navara (pick up truck) bought in 2005. Insurance renewal is due on 8 October and I'm trying to shop around to beat our renewal quotation from Direct Line. However most of the recommendations from this site don't have the Navara listed as an option under Nissan (Moneysupermarket, Confused.co, Tesco…
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Japanese Import Pick-up 'Car' Insurance
Hi all, My partner drives a pick-up truck, it is only being used for domestic, recreational and commuting use. He's not a manual labourer and it's a double-cab truck. As it's a Japanese import and not from after 1992 (however it's not on a Q-plate), not all main stream insurer want to have us as customers. For the past few…
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Motor Warranty Insurance and PPI - HELP!
I took out a loan and was mis sod a PPI total worth of £7500. When I canceled it, I got £1041 back (not in cah, but toward the loan's total balance). Is this enough? Also, I have been sold other types of insutance - Motor Warranty Insutance and was told that I can not cancel this, as I have signed the agreem, and 14 days…
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car accident who is liable?
here is what happened. Car A was parked horizontolly on to a road. Car B was coming vertically down this road. Car B is doing 20 miles per hr down the road in question when car A decides to reverse out of the parking space quickly. Car B tries to stop driving down the road, but does not have enough time as car A pulled out…
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insuring empty property
I am currently attempting (how difficult is it to get a builder. :eek: ...) to renovate my dad's house for him and have suddenly realised that his current insurance with age concern will not cover the building as it has been empty for longer than a month. Is there any specialist insurers that I can contact to quote for…
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Can't find wedding insurance!!!Help!!!
OMG!!!My deposit for my wedding venue has to be paid tomorrow and I won,t pay it before setting up cancellation cover.Trouble is I can't find suitable wedding insurance. The problem is firstly the date,5th Nov 2009,I can't find anyone who covers more than 2 years in advance. Next problem is that my wedding is in the middle…
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Quinn-direct Insurance Ltd - anyone had any experience of them?
just had a quote on-line of £970 for my 17yr old learner driver son - they are regulated by the Irish Financial Regulator - has anyone had any experience of these & are we in the UK covered by this regulation?
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Foreign Property Insurance
Does anyone have any suggestions/recommendations for insurers/brokers for foreign property? We have recently bought a (very small) apartment in Le Touquet and need to take out contents insurance (the buildings insurance is covered by the 'copropriete'). I would appreciate any advice from others who have experience in this…
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Administration charges
When I changed my car I asked for a re-quote from my insurer who couldn't come close to other companies. When I changed they then tried to charge me an Admin charge of £35. This is something I wasn't aware of but it was pointed out to me that it was in the small print at the back of the documentation. However, I know that…
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learner driver - insure them only or add them to mine?
my son is 17 today & is having his 1st driving lesson - In April his grandparents bought him a used corsa in readiness which I reg & ins in my name & has used occasionally - which will be the best option 1 - add him as named driver for remainder of this policy & then when he's passed, hopefully by the renewal date he can…
