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Changing Life ins. policy - fee due to Advisor?
We have a life insurance policy with Legal and General which was arranged through a mortgage advisor. I have always suspected that we are paying over the odds for this cover and I have quotes for over 50% cheaper. I therefore wish to cancel the L&G policy however I'm not sure if this will be simple as L&G paid some…
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Non fault car crash - Helphire????
Hello all, Does anyone know if you have to have a good credit rating to be able to get a hire car after a non fault crash from helphire?? Also do you have to make a personal injury claim with them to be able to get a hire car?? Thanks in advance! P.S i am third party fire and theft on my insurance
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Insurance Quotes - Quidco Query
I am starting to look around for quotes for home insurance - if I get a quote from a company offering Quidco cashback, does anyone know if I have to go through Qudico to get the quote and then go through Quidco when I go back to buy .... or can I just get a quote without goiing through Quidco, but then return to buy the…
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Mid Kent Water plumbing and drainage insurance
I have been going through my mothers finances and discovered she has the above insurance policy that covers a plumbing, drainage or water supply pipe emergency. I have not come accross this before and wonderd if anyone had experience of this type of policy or any thoughts about it? She has a buildings insurance policy with…
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Is this legal - help needed
Can anyone clarify if the following is legal. My husband and I recently saw a Financial Advisor/Broker who arranged our mortgage. He was pushing Insurance products on us but we were due to get married and advised that we did not want to go any further than quotation stage at that moment and we would be back in touch at a…
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Feeling frustrated
I've been trawling the net and have made numerous calls for the past 5 hours looking for low cost travel insurance for pre-existing medical conditions, I am in my mid fifties and suffered two heart attacks in May of this year and had a stent inserted, I also have rheumatoid arthritis and need a hip replacement but am on a…
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I want an Independent Insurance Broker
Can anyone recommend a good reliable Broker please. I am totally fed up with having to do all the comparisons and trawling through the small print to make sure I have the right cover and I want someone to do it all for me....I don't care if I have to pay it will be worth it to get rid of this ongoing hassle. I have to…
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Who do I sue?
To cut a long story short we bought some sofas from a well known high street store. We took out insurance. When they were 1 year and 8 months old we contacted the insurance co. because the seats were sinking and a recliner made a nasty rasping noise. They were mended along with another seat that was also broken that we…
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Getting insurance with a criminal record.
Hey, i don't suppose anyone on here has or knows soemone with a criminal record. I first tried to get home insurance 3 years ago phoning about 10 places all of them saying they wouldn't insure me because i had an unspent conviction. Does anyone know of anyone who has managed to obtain home insurance through a company, i…
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car insurance cancelation fee
hi, first post so please forgive me if i have posted in the wrong place, i think its right. I have just cancelled my car insurance policy as due to a new baby my partner and i have decided that 1 car is enough (saving money idea which meant me giving up my nice but expensive car). I've been told that there is a cancelation…
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Motor Legal Protection?
Hiya I am trying to get the cheapest quote I can on car insurance. Most places seem to offer motor legal protection for around £20-£30. Do I really need this and what is for exactly? thanks abi
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Insuring an empty property
My friends Nan has had to go into permanent elderly residential care. Therefore her house for the time being needs to be insured as an empty property. Does anyone know the best companies to insure the Building only? Thanks
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Travel insurance pains
Please some ideas: I bought a year travel insurance cover for my family from Marks & Spencer, essentially to cover for our summer holiday trip to South America. In order to get there we had to make a connecting flight in Atlanta (USA), however our flight out of London was delayed 3 hours (bad weather) and, therefore we…
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Does job type affect car insurance?
We are due to renew our car insurance and my hubby was wondering if his job type would affect the quotes we are given. He could describe his job as either manual (blue collar) or not (white collar) and we were wondering if using one of the other would be beneficial. Also are specific words in the job title detremental ie.…
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Norwich Union - pay as you drive
Has anyone had any dealings with this type of policy please?
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Car Insurance Renewal
My father received his new car insurance quote from Churchill earlier this year, and it was £641.00. We checked out other quotes and got one from Marks and Spencer for £337.00, so as this was much cheaper we went with M&S. He has now realized that Churchill has gone ahead and taken the £641.00 out of his bank. He didn't…
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identity theft protection?
ok i had my bank asking if i want this, its £4.99 per month and it covers lost cards and time off work, solicitors bills etc and you get free credit reports sent to your mobile. is it worth £4.99 or is this just another way of getting more cash out of folks? thanks.
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Nervous about changing insurers...
Edited..........
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Another car insurance question
You get a quote from a company on one date. You get quotes from other companies. You go back to the company a while later and take up their quote and pay your premium. When should the policy start? From the date of the quote or the date you paid the premium?
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Increase in council tax - will insurance cover it?
Hi all We were flooded last month and are now in rented accommodation until our house is repaired. The buildings insurance people have covered the costs of the rental property up front (for six months which is how long we were told to rent till the house is fixed). However, I've two concerns and wonder if any MSEs could…
