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DIRECT LINE.... aghhhh!!!!
after having my car stolen 6 weeks ago. direct line had the car values at £189- 100 excess, written off cat B. leaving me , well not a lot. the cars retails at £400-600 according to many sources i have collected to prove this to them. (I had a massive problem just getting them to help me at all and get me my…
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Which type of car Insurance??
Hi, I'm currently trying to sell my car which I am not using at the moment because I've already bought my next car. Anyway the car insurance is up for renewel and although I've previously insured fully comp I'm thinking is it better to go Third Party F&T until car is sold, or is there another type of insurance is you're…
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What counts as a claim?
Our roof collapsed last year and we filed a claim on our buildings insurance. The insurance company rejected the claim after a visit by the loss adjuster. Does that still count as a claim when we renew our insurance, or would we keep our no claims bonus?
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HSA Dental Plan-T & C's changed!! Help!!
My DH took out the level 3 HSA dental cover on 01 november 2006. At the time the policy covered for dental treatment up to the value of £2000 and it paid 75% of these costs. My DH now needs some bridge work done which is covered under the policy, and he has scheduled this work to start in the next month. The cost of which…
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New Car buyer - Need HELP with Insurance!
Hi. I just purchased a WV 1.4 2000 year Polo. I'm a student, its my first car and basically I need help with what to do for insurance. I have checked the article written on the site but am still confused. Basically I want to get the cheapest price. Would it be better to be a second driver on my mums policy? How much does…
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Car accident - shall I stick to my guns?
I am hoping someone may offer advice and/or reassure to me on a recent accident (Thursday) I was pulling out of my drive (turning right) a woman flashed her lights more than once slowed down and stopped to let me out. I looked left and couldn't exit my drive as traffic was coming. Within seconds a man flashed his lights…
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What's the best way to insure our cars?
My wife and I have two cars, one each, but we both must be able to use each others. I have my car insured with her as a named driver and vice versa, however we are getting a new car shortly and getting rid of her old car. I have 3 years NCB and she has 1 year NCB. She will be the main user of the new car, for work and back…
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who will home insure me with claims history (7 in 5 yrs)
help!! my home insurance needs renewing THIS monday, have had an obscene renewal quote of £883 (buildings and contents) from my present insurer, directline. However had overlooked had had so many claims in last 5 yrs (7 accidental damage/loss - contents), can't get a definite from anyone else so looks like they've got me…
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Quidco & insurance cashback
Two weeks ago, I bought a Llyods TSB home insurance with £120 cashback. It has been tracked & validated by Quidco. I do not know what happened but I did not receive any email confirmation etc and when I phoned CS, I was told it was not set up on their system and no money was taken from my credit card. I was a bit annoyed…
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Public liability insurance
Please help I am going round in circles!!!! I am hosting a small charity event in mid-october, it is being held at a local scouts building. There will be about ten stalls varying from crafts to face painting and the obligatory tea and coffee sale. The event is open to the public. Nobody seems to be able to tell me if as…
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Car Insurance... no claims discounts
my OH didnt have a car from Dec of last year so obviously didnt have insurance from when he didnt have the car. Now that he will be getting one (fingers crossed) will his no claims discounts he had be carried across for his new policy?
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Terminal illness insurance payout - how long
Hello Does anyone know approx. how long a life insurance terminal illness claim is likely to take from claim to payout. I know it all depends, individual factors etc. but to have a ballpark would be good. Thanks Karen
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Maisonette Home Insurance via Quidco
I'm trying to find a good quote for Home/contents insurance via quidco. The trouble is I have a maisonette which seems to be higher to insure than other housing, is this correct? :confused: I currently have just started a new insurance with Lloyds TSB one month ago which was automaticaly renewed. Can I cancel this and…
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Question on insurance
If i book a holiday now with a tour operator and pay for the flights but book travel insurance in a month's time would I be covered for these monies i've paid and would i be covered for a holiday booked before commencment of policy. thanks
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Legal expenses cover
What is 'legal expenses cover' and is it worth paying extra for it in an insurance policy if it's not included FOC? I heard from someone who worked in the industry that the insurance companies just refer you to a legal team if you should ever need it.
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Life Assurance.
I have mortgage decreasing life insurance to cover the cost of the mortgage if I died. I also have another term self assurance policy which is not decreasing term (although I did ask for it) which is to cover my childrens school fees if I should die. I have been advised that only one policy would be paid out if I die. Is…
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Now Insurance Companies are ripping us off with Charges
I took out a Car Insurance policy for my Jeep Cherokee with More Than in June 2007 and Paid £208.75 and now I wish to sell it, I have just contacted the Insurance Company to Cancel my policy and they told me I was Intitled to 9 months refund of £100 but that I would have to pay a £35-00 Administration charge. NOT ONLY are…
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virigin car insurance any good?
hi i have just passed my test and getting a car:T but i have looked for car insurance and dont know if they are any good.. so post any experiences u have had with virgin good or bad thanks guys nicola
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Shaved over £100 off car insurance !
My renewal with Diamons Car insurance came through at £377 ! Not happy with that, I used the compare sites, as suggested by martin. It took just under an hour to work through them all but worth it ! Managed to get it down to £261.02 with M&S Fortis. Phoned diamond to bid them fairwell and they said they`d match it !! So…
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Furniture insurance
Just bought a 2 piece reclining leather suite in one of the sales for £499. They offered their own insurance cover against malfunction/stiching etc for 5 years at a cost of £120 or a more expensive cover at £160 . Has anybody got any experience of leather furniture and can say if it is worth it or not. If it is, is there…
