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Travel insurance claim nightmare
:mad: I have got my bag stolen in Mallorca. I have submitted claim, receipt, police report etc 3 days upon my return (via recorded delivery). No confirmation or anything else. 6 phone calls and still nothing. Submitted complaint after 6 weeks, nothing. Complaint 3 weeks later to Head of Claim, still nothing. On monday I…
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Problem with home insurance, help please
Hi I have recently sold my house and bought another. The new house needed some improvements before I move in. I rang my insurance, the Post Office and explained the situation and they told me they had changed the policy to include contents on both my old and new property and buildings insurance on the new property. They…
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House insurance - cover query
I am just about to start some serious decorating (more than just a lick of paint) and want to ensure that I have suitable accidental insurance cover (A long time ago, my mum knocked paint over their carpet and was not covered, so I want to make sure I am now). My current insurance has accidental damage covered, but it does…
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Serious Car accident injuries. What to expect in Compensation payouts!
Last year in June 06 i was driving my car back to Uni with my sister. Driving down the country lane at 60mph, very open and wide straight. Then all of a sudden a white van man pulls out in front of me giving me 10ft to brake with out ABS too (dry hot summer day). He didnt look and had pulled out of a farm. Anyway i crashed…
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Quidco/Prudential Question
Hi, I've just taken out car insurance for my husband and had my £130 validated, but I want to know if I take out another policy(for myself) today, will the cashback go through? I know kelkoo etc only let you have one go a day. The reason I ask is that I'm supposed to be going over to AOL tomorrow and have had no router etc…
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A little bit of advice needed, please
I am looking at getting Level term Life insurance but am unsure I am fully understanding it all I am looking at £150,000 Cover over 20 Years for my wife and I. If I go through Cavendish to Norwich Union for a quick quote it will cost £10.57 Plus their fee of £25.00 OR I go through Cavendish for a quote and come out with…
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A little bit of advice needed, please
I am looking at getting Level term Life insurance but am unsure I am fully understanding it all I am looking at £150,000 Cover over 20 Years for my wife and I. If I go through Cavendish to Norwich Union for a quick quote it will cost £10.57 Plus their fee of £25.00 OR I go through Cavendish for a quote and come out with…
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Life Insurance - Do we pay Tax???
Hi, My father died recently and both he and my mum had insurance policy which pays out on the first death. My mum, my sister and I have been named as beneficiaries. Do we have to pay tax on the money that is paid out from the policy?
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Indemnity Insurance
Hi, I am in the process of having an extension built to our house. Looking through the deeds of the house there seems to be a covenant stating that to build an extension etc.. I need to ask for permission first. After trying to look up the person I have to ask ( I think he was the builder of the property ) on the internet…
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confusing car insurance quotes
Something strange happening here, not quite sure what's going on or if anyone can explain but i'll give it a go. Basically i've been insured with Churchill for the past year and am about to renew. they sent me a renewal quote - around £900 in the post. Now if I go on their website and put exactly the same details in that…
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Car insurance for under 18s ??
Can anyone please give me some tips about getting cheaper car insurance for my 17 year old nephew who has just passed his test ? we were considering asking my mother to insure a car for him and get him put as named driver. Are there any possible pitfalls in this ? My mother is currently named driver on my fathers policy,…
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I stupidly cancelled my policy!?
I got car cover from Adrian Flux last december (covering myself, my mum and my dad), paid for the annual cover in full but told them i was likely to only need cover for 3 months - how much will it cost to cancel this policy? To which they replied there is just a £25 admin fee to pay. Now it turns out i needed my insurance…
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Car Insurance Problem
Hi, I've been having some problems with my car insurance and need some help. I was involved in a car accident last December and the other party admitted liability. The car was sent to an approved repairer, the repairer however, only repaired part of the car. I complained to Privilege and they stated that the damage i…
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wages protection insurance ?
does anyone know where the best place to get wages protection insurance from and is it any good please . Thanks
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cancelling car insurance with claim in progress
Hi Just called for 2nd time to cancel my car insurance and it has left me la little confused. Called 1st time to cancel old car (new car far too expensive to insure new car with this company) and was told cos there is a unsettled claim that if i cancelled i would need to pay the full amount (at moment i pay monthly)due on…
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decreasing life assurance with critiacl illness cover
we are in the process of buying a new house which is a bit more expensive than the one we are in now so i know i will have to rearange new life assurance, i normally go for decreasing life assurance with critical illness cover but was wondering if the latter is actually needed as it doubles the premium. Both my OH and i…
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Nightmare with Pruhealth & VirginActive offer
In August I took out the Pruhealth insurance, because of the benefit of reduced gym membership. I went down to Virgin Active and signed up. I was told it would take about a week to receive my gym pack and membership details. However it's almost five weeks later ...and i am still waiting! I've spoken to Virgin Active so…
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Opinions please
Hi Took out bike insurance in May and because the bike was not listed on their system only had cover notes. Had a phone call just now:mad: and they now want another £150 to extend the insurance for a further 12 months (why?) so we can have the certificate of insurance. We paid £255 for 12 months cover initially. Your…
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Can someone please explain Car Insurance
During the weekend I dutifully amended my car insurance policy and thought that I would put my husband on my policy too. However, we thought about it and realised that with two convictions on his - it might not be such a good idea. When I informed the woman at said Car Insurance company - she said that he would not be…
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Non-standard construction (felt roof)
I've discovered that the house I'm buying has a pitched felt on timber roof. That's making it hard to get home insurance quotes, as most online quotes assume standard construction. The policies I've found so far (via comparethemarket.com) are underwritten by Fortis and seem very expensive. Can anyone recommend any…