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i need life insurance but dont know where to start!
can anyone help? i've decided i need to make a will but before that i need to get some life insurance so that if anything happens my children can be well looked after, but i really dont know where to start. i dont have a mortgage i part own and part rent my current property and the bit i own i own outright can anyone offer…
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Legal Cover on Home & Biuldings Insurance..
Just a quickie and just thinking out loud really,but if I have legal cover included in my Buildings and contants insurance policy can I use that facility for advice on 'other' legal matters not relating to my policy..? T.
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House Insurance just for a month
Need to insure my house for a month (selling it soon). If I stay with who I'm with they want another £190 for a year and then they said that I could cancel whenever I want but I would have a 25% charge for doing this i.e. lose 25% of £190! Anyone know of anyone doing monthly house insurance?
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Life insurance, critical illness cover and build and contents ins. Help for FTB!
Apologies for the long winded title, but I'm in a bit of a pickle at the moment. My wife and I will be purchasing our first home shortly and need to take out life cover, along with critical illness cover. I know we should have done this already seeing as we have 3 children, but better late than never. The problem is, I'm…
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In car video cameras for insurance?
On these "Police Chases" type programs, I have seen clips of people whos insurance company have put video cameras in their cars to reduce their insurance premiums and help settle insurance claims quicker but all of the ones I have seen are American, does anyone know of any English insurers which do this?
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Is there a get out for me, or am I locked in.
I took out a Life Assurance cover, through my bank, for myself for a period of 20yrs. the pollicy expires upon reaching the age of 70. However, I thought it was for full life cover; Eg, when I "pop my clogs," my surviving relative/s receive full payment; which is a substantial amount. This was to pay for any/all debts…
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Advice Please Re Car Insurance Renewal
Hi I've been insured with budget this last year as part of which I have protected no claims (I have about 25 years no claims) Anyway this year I took the monumental step (for me it was anyway :) ) of making a claim after I collided with my own garden wall :( stupid, stupid..... So Budget said it wouldn't affect my renewal…
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Insurance Claim Advice Needed Please!!
Hi Thanks for taking the time to read this. I have had my flute stolen from the house I am renting. I do have contents insurance but my flute is not listed as a separate item. My contents are covered up to the value of £40,000 with a single article limit of £1,500. I have rung the company that the flute was bought from and…
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Getting a Solicitor
Hey folks, I know this isn't a forum for discussion of solicitors but i'm hoping some of the other members will have experience of dealing with them in the past. I am looking for a solicitor who can defend any potential cases that may arise in the future (dangerous driving, accusations of drink driving etc) as i've now got…
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Best Mortgage Protection Insurance for self-employed?
Hi all, Please can anyone help - I am looking for the best MPPI that accepts self-employed individuals? Most of the ones I have seen won't touch you if you are self-employed? This is for someone who works on contracts on and off, say 6 months on 3 months off for example. He is self-employed but needs some sort of…
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Does underwriter matter?
I did all the usual bits to get cheap house insurance and ended up with the same company as last year. Last year however the underwriter was Legal and General but this year it is a company I have never heard of JR Clare. As it is the underwriter you deal with if you have a claim is this OK. Any advice??
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Best way of placing a 2nd driver on my insurance policy for a week
I am taking my car to Ireland in July and wish to place another person as a 2nd driver for the week so I don't need to do all of the driving. My insurance broker keeps me waiting on a 0870 for an hour and then tells me they haven't got a reply from the insurer. They also seem to ignore the Emails I send them. They seem…
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cheap insurance
Hi Just got some very reasonable car insurance from Quinn Direct for my son (on a provisional licence) and daughter (who's car has bodykit on!). Might be worth a look at their website at http://www.quinn-direct.co.uk/carinsurance.html?advertcode=GOOGLE1&gclid=CMj13561mIwCFRAFEgodnUKu6Q Hope you're not going to tell me that…
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Contents Insurance For Lodger
I'm a lodger in a shared house (landlord, myself and one other lodger). And i'm trying to get Contents Insurance to cover the contents of my room (clothes, laptop etc) and to cover out-of-house stuff i.e. Handbag cover. However when i call round for quotes most companies don't want to know. Does anyone know any providers…
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Loan insurance
Hi I have a loan with Egg with ppi. The ppi will only pay out after 6 months should I become ill or unemployed and with my work I get 6 months full pay and then after that half pay and should I be made redundant I will be redeployed to another job by my employer. The monthly payment with ppi is £450 and without it it will…
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Which is better? Stolen recovered or stolen?
I am considering putting a tracker on my car, but then got thinking, if my car was stolen, would I get more or less of a payout from my insurance if it was found?
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Indemnity Insurance ??
we are in the process of buying a house...long saga,,,hopefully now close to getting sorted. our solicitor has adviced us that the gargage conversation at the house needs either bulding regulation from teh council or letter from council saying no buildings regs required/needed because this will take time and they waana…
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General Life Assurance Help
hi just after some general advice as find the whole life assurance a bit confusing - tried to read the sticky but the article isnt available We took out life assurance with our first mortgage of £65K that worked out at £25 a month for me (iam mid 30s) and £18 a month for my wife (late 20s). We subsequently bought a new…
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pre-existing medical travel cover
I had a liver transplant in 2005, i am currently taking anti-rejection and anti-coagulant medication (which i will have to take for life). I havent had any problems since the transplant. I am going to Spain for 2 weeks in July and have absolutely no idea where to start looking for good travel insurance. Can anyone help…
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Car stolen-Made claim-No insurance premium refund
Hi I hope someone can help... We took out insurance (third party Fire and theft) on my old Mazda with the Post Office (£180) on Feb26th 2007. It was stolen on 3 April, it was recovered written off, and the claim was made. The Post office uses Premier as their insurer ( a nightmare to sort out-too much to get into here).…
