Legal Cover on Home & Biuldings Insurance..

ferry

Just a quickie and just thinking out loud really,but if I have legal cover included in my Buildings and contants insurance policy can I use that facility for advice on 'other' legal matters not relating to my policy..?

T.

lisyloo

Yes you can, but there are certain excusions.

You would need to read the polic to find out but one of the majors ones is if you are driving a motor vehicle (I believe you would be covered for a road accident as a pedestrian, cyclist or horse rider but again you would need to check your policy).

Another thing you can't use it for is to sue your home insurance company !!

But you can use it for consumer disputes, employment disputes etc. and does not necessarily have to be connected with a claim on the insurance.

Hope that helps.

regularsaver1

Yes I know someone who used the expenses for their road traffic accident

someone who claimed back dury service

and someone who had dispute with employer