-
Life Insurance - In Trust
I have just taken out level term life insurance of 150k. Am I right in thinking if this is put 'in trust' then it won't be added to my assets ie house, after I die? I have 2 children aged 13 & 11, and would need my elder daughter aged 28 to look after them should anything untoward happen to me. I put on the Insurance…
-
Car insurance mid term adjustment
Hi I have been reading up about lowering your car insurance, by keeping your car in a garage etc, and I thought I would look through my current policy and realised that I have been insuring my car for more than its worth. I have its value down as £5500 and its really worth £3500 now. If I was to make a mid term adjustment…
-
Scratched the Courtesy car
I got a courtesy car while mine is repaired. When the guy came he tried to sell us a load of insurance for it but we didn’t get it, he said it was extra insurance which covered scratches and stuff. Well I scratched the car up scrapped a bollard…. What do I do? Where do I stand? I need help asap. I’m going to find out if…
-
Mobile Phone Insurance
I currently do not have insurance with my mobile phone company. They have informed me that it will cost me £5 a month to insure my phone. Does anybody know where I may be able to find good mobile phone insurance at a lower price? Thanks :think:
-
Road Accident Insurance Query
hi all, the other week i was involved in an accident. When driving my motorbike past a queue of stationary traffic,a driver opened his car door,the result for me being a broken finger and stitches in same finger,and very sore other fingers.Was off work for a few days and just had quote to get bike fixed for £522. The…
-
Car Accident querie
I have fully cpmp car insurance and in 20 years have never had to claim. Yesterday hubby had accident when someone drove into him and looks like car will be written off. Hubby and son where in ca and both seen doc today as they have whiplash. Insurance company arranged for our car to go to be assessed and to have curtousy…
-
Flying to Canada - do I need insurance?
I am taking a trip to Canada (Toronto) and need to know if I am reqired to get insurance or not. Also, do I need anything other than my passport? Thanks.
-
Imediate issue of cover note
Does anyone know of a car insurance company that will email me a cover note or full certificate immediately on purchase of the policy?
-
Whole or level term life insurance
Hi, my husband who is 43 suffered a heart attack 2 wks ago. Naturally this was a wake up call to sort out finances etc. We need to have life insurance but do not know which is better, level term or whole life. I understand level term but the whole of life policy just blows my mind. Is there anyone who can simplfy it for me…
-
help with car insurance and 12 month contracts!
Im getting a new car in approx 3 weeks but my car insurance for my current car runs out on tuesday, is there anywhere that will insure me for a month? My new car comes with a weeks free insurance and i was going to use this time to search for a better deal as my new car will be less to insure than my present car. The…
-
how much do I need to insure property for
I bought a 1 bedroom flat 2 years ago for £40,000 . It was built in the 1970s . It is a ground floor flat (2 story building ) End flat with own entrance They are now selling for £95,000 to £100,000 . How much should i insure it for
-
Contents Insurer with Additional Sporting Equipment advice please
I have about £6000 of fishing tackle that i normally have insured with a specialist insurer ... unfortunately the insurers underwriter have pulled the plug, so i am now looking to combine with my contents insurance. As far as i can gather, i can add a personal belongings to a standard contents policy, to whatever combined…
-
Tesco's car insurance. Is this right?
My wife has only been driving since september last year and is insured by Tesco's. She is buying a new car tommorrow and it is the same as what she has been driving just a more modern version but a lower engine capacity (1.2 to 1.0i). The quote was the same as what she is paying now but Tesco's want to charge £73 for a…
-
Accident & Healthcare Insurance
Hi my name is Martin, I currently work for a company called Combined Insurance The benefits in which i sell at a very low premium (paid monthly,quarterly or annually) are as follows: 1)Payment for time off work 2)Time spent in hospital 3)Payment for fractures and operations etc 4)Also payment for time off due to sickness…
-
cheap car insurance with 3 additional drivers
hi,just tried the usual route,wia confused.com and moneysupermarket.com,and my head is going round in circles.help! can anyone recommend a company that is user friendly towards lots of drivers on policy.we have 7 years no claims any help would be greatly appreciated.
-
Chancel Repair Liability Insurance
I am in the process of purchasing a new house and after having a Chancel Check done, the results have come back as "The building is located within the historical boundary of a tithe district within a parish which continues to have a potential chancel repair liability". There is an insurance that covers you for 25 years…
-
Car Insurance charge for not going second year
This is weird but we went with Its4me.co.uk last year for car insurance, the renewal notice came through and the cost had shot up so we shopped around and informed them we didn't want to go with them the second year. Today we receive a letter to say that because of administration costs of cancelling the policy a £30 charge…
-
home insurance
can any one help me.i damaged a dvd home cinema system that is now not available.it cost £500 four year ago.insurance co have offered £100 replacement,my excess is £100.should they pay the difference on the original dvd?
-
Company group life cover
Good Morning, I was wondering if anyone could clarify something for me. Is group life cover provided by a company to individuals considered to be a benefit in Kind or not. As far as I know it seems a bit of a grey area and there may have been some legislative changes in this area recently. I know last year our company in…
-
Car Insurance and Quidco
Heres my dilemma, the two cheapest quotes are as follows: 1. Direct Line- 540 (minus £100 cashback = 440) 2. Prudential - 487 (minus £100 cashback = 387) Whilst Prudential works out cheaper, I would rather go with DirectLine as they have the "hit by uninsured driver" cover. So therefore, if I buy with DirectLine and for…
