Scratched the Courtesy car

PM

I got a courtesy car while mine is repaired. When the guy came he tried to sell us a load of insurance for it but we didn’t get it, he said it was extra insurance which covered scratches and stuff. Well I scratched the car up scrapped a bollard…. 

What do I do? Where do I stand? I need help asap. I’m going to find out if it can be repaired. Please helppppppppppp!

N9eav

What is the courtesy car for?
If its for accident repair which you are having because your have made a claim on your insurance, then the chances are your insurance is also insuring the courtesy car. So the same cover is applied... You may have to claim again.

withabix

When they delivered the courtesy car, did they fill in a plan of the car showing damage and did you sign that and get a copy?

If they DIDN'T, its for them to prove that the damage wasn't there beforehand.

If you did sign something like this, I'm afraid you have two choices:

1) make another claim on your insurance - as the other poster stated, it is almost certain that the courtesy car will be covered automatically by your car's insurance.
2) get the cheque book out.

How much damage are we talking about anyway? Minor scuff or metal damage? If it's just a scuff, get a bottle of T-Cut Scratch Remover (comes in a tube) and try and rub it out.

N9eav

withabix wrote: »

How much damage are we talking about anyway? Minor scuff or metal damage? If it's just a scuff, get a bottle of T-Cut Scratch Remover (comes in a tube) and try and rub it out.

Commercial rubbing paste is available at every body shop, you may eb able to scrounge some of that from some where. It reaches a little deeper where T-cut cannot. It can't put paint back on though

PM

N9eav wrote: »

What is the courtesy car for?
If its for accident repair which you are having because your have made a claim on your insurance, then the chances are your insurance is also insuring the courtesy car. So the same cover is applied... You may have to claim again.

well another car hit me from behind and they took full liabilty. I went through my insurance as they where taking ages. My cover does apply but I dont know about scratches

Im wth more than, the scratch is noticable its on the passenger door best way to describe it is like a tigers claw mark.

Im going to try and ask a garage if they can repair it.