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Huge bill for unpaid H&C Insurance
Hi, can anyone offer advice please. My dad told me today he's had to pay the bank £900 for home and contents insurance that he's forgotten to pay over the last 5 or so years. For some reason he's overlooked the payments and didn't know anything about it and so the bank has been in touch with the big bill of £900 and…
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Endowment life insurance
I've been paying into an endowment life insurance policy for the past twenty years - approximately £10 (started at £13) per month. I think that means I've paid in about £ 2,400-ish. Just had a letter from Prudential saying I can expect £ 5,240. I'm actually quite pleased, since other people I've known have only managed to…
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Is Life Assurance necessary for me?
Can anyone advise me on this? I am 35, single, no dependents. I have life assurance for which I am paying £40 a month with Scottish Widows. My question is: Is it really necessary for me to have life assurance? If I died my house would be sold to pay off the mortgage. Im having a few financial worries so dont want to be…
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Oopps paying car insurance twice for one car!!
I have just realised that I didn't cancel my automated renewal policy, before I set up my new policy with a different insurer. Unfortunatly it has been over 6 months paying twice for car insurance for one car. Does anyone know if i'll be able to claim money back from one of the insurers? Thank you
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Just how much cover!?
Hi all, becoming a regular on here now, but that's due to all the great help i've been getting! Since increasing my mortgage recently, i've called Norwich Union to get a bit of a review on my life policies, and it's got me thinking... All I currently have is a £100k level term cover, that's it, costing me £12.50 total for…
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Travel Insurance to Dublin
Hello I'm off on a business trip to Dublin soon and I'm not sure if travel insurance is really necessary. Can anyone advise? Thanks Lublin
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NCD entitlement - can you help?
Hi, I'm starting this thread on behalf of Janette9, who is new to the boards, and asked me for my opinion via pm. She is searching for cheaper car insurance. Her son had a 'fault' accident on her insurance policy 4 years ago. At the time, she had 4 yrs protected ncd. She asks- -should she declare the accident as she wasnt…
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How to insure a learner driver
Can anyone advise on the cheapest way to insure a 17-year old? She is about to learn to have driving lessons which I wanted to supplement by teaching her in my car. I am insured with Post Office; it's a fully comp cover for which I paid just over £200. When I rang to find out how much it would be to add her, they couldn't…
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Personal Injuty Claim -
This isn't really an insurance thing but I thought that this board would be the best one to try for advice. I was recently involved in a non fault accident, basically my car was hit from behind by another car, it is currently in the garage getting repaired! The accident happened last Wednesday, by lunch time ish I was…
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Refund On Car Insurance
Help Needed .... Bought a car from a well known garage .... was offered insurance with it which I accepted at cost of £ 457.00, depending on the penalties from the insurance company I was with at the time. Also accepted their finance which was through Barclaycard. Telephoned them the following day to cancel the insurance…
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Family Travel Insurance cover ?????
Dear All, I am visiting Eygpt this year with my family wife,2 kids, we have only ever really ventured to Europe and got good deals on cover for this. Can anyone recommend cover that is comprehensive for this region. I also read over the weekend that some policies do not cover medical treatment in the event of terrorist…
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help needed,morgage/life/health ins
thought it was about time i had some sort of ins to cover me if i cant work or die, so basically im 34 m,fit,dont smoke no children. i have 2 houses . i would like some help please to determine what type of ins i need & who to get it from.i could probly spend all day on here reading up on it but still probly wont…
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Difference between permanent health insurance and mortgage protection???
Hello, Can any kind person help me?? Hubbie is self-employed (electrician). We are buying a house - move friday and trying to sort the insurance bits out. We have 3 sprogs- eldest is 8 - youngest 10 mths. What is the difference between these two insurances???? We are looking for a policy that covers mortgage and living if…
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Life Assurance - 2 single or 1 joint policy???
which is better? Me (28) and OH (30) need to sort out our life assurance, as the one I purchased over 6 years ago, is only for 90K which will not cover the house or anything. we now have 2 kids aged 4 and 2, a big mortgage, and a few busineses. We have had a quick look around, and will get a level term, with terminal…
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Insurance for cancer patient in remission
Hello all I would be greatfull for advice anyone can offer regarding life assurance and travel insurance for my husband. He is 3 years in remission for stage 4 colon cancer and 48 yrs old. We are debt/mortgage free but due to me changing my job I have had to review our finances regarding insurances as I think we are now…
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Insurance - Will they ever pay out?
The site gives loads of good advice on reducing your premium but are you then selecting a supplier who never pay out? We have had a few problems where we paid, thought we were covered, only to find that somewhere in the small print, they had a get-out clause. I therefore started asking companies what percentage of my…
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Insurance - Points on licence
My BF has points on his licence.. Anyone know any companies who specialise in insurance for those with points? or jst any1 who does decent prices? Thanx..x
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missold payment protection insurance by freedom finance
Hi everyone In 2003 I decided to take out a secured personal loan for 30000.00. When I took it out I explained that I only needed to borrow the money for 6 months, so I needed a loan with no redemption penalty. The agent from freedom finance said he could arrange the loan but at a higher rate of interest as the finance…
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Help, finding insurance policies for confused brother!
My dad's brother is in a nursing home, and is terminally ill. He has had a personality disorder for years and years. This led to him burning old papers, including insurance policies etc. He has some savings (approx 6 grand or so) but his care is covered by the state. Trouble is, my dad is going to have to sort out the…
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Help Please - Accident - Car Written Off Due to Skidding on Ice
Can anyone give me some advice please On 7 February my sister in law was leaving her estate (with my baby nephew to go to nursery) and her car skidded on ice which was there because of a burst water main that had been reported as burst eight days prior but still had not been fixed. The car skidded out of control and hit…
