Insurance & life assurance

Discussion List

• Paying 2 years later for an accident thats not my fault!!!!!

  Hello! I am quite annoyed. At the end of 2005 I was hit from behind by a motorcyclist causing £700 worth of damage to my car. None of it was my fault, police attended etc. Then last May when I came to insure my car, I switched companies and the new company added £25 to my quote because I had been involved in accident -…

• Insurance to cover Spanish Mortgage- Help

  I have got a spanish mortgage but you can't take out life insurance to cover the mortgage over there. I want cover but don't know were to start. Can anyone help me please.

• Anyone know of Zenith Insurance plc

  This has been the best quote for my car insurance. It seems that I can go through serveral 'brokers' including Budget, Post Office, and screentrade. Post Office give £21 back via Quidco and are offering £50 cashback for insurances taken out this month. Do you think I might get both? Screentrade are offering a stonking £120…

• American Life Insurance???

  Has anyone any dealings with this company or found any reviews???? My son is about to sign up with them for health insurance just wondered if the were a decent company?

• House insurance renewal and Quidco

  Hi to all, just a wee question regarding buildings/contents insurance and Quidco. My house insurance is due for renewal on 18 January; I was originally going to purchase both buildings and contents insurance with Barclays through Quidco but on reading this forum I notice that it is possible to purchase buildings and…

• 1stop travelinsurance......

  would this be adequate for an Alaskan cruise?

• Flashback 2006

  Hi friends, I am collecting the top 51 Hot Insurance Topics of the last year, i.e 2006. So, if anyone here could help me with it would surely come in handy. Looking forward to seeing some replies here. Thanks and Regards, Augastin

• Barclays £50 off!!!!!!!!!!!!! I GOT IT NOW

  Very quickly I insured my car with Barclays over the phone and accepted the £50 off deal, paid by debit card, no probs - done I thought Then the paper work arrives and they asked for proof of my quote from Norwich, I sent them what I had which was just the quote price but then they tell me that will not do and will not…

• Renewing my Car Insurance

  Quick fire questions: (I've had a quick look around, but couldn't get any definitive answers) - What is the significance of whether I drive other cars? Will selecting Yes, or No lower my quote/premium? - No. of cars in my household. Why do they need to know this? Will selecting 1 or 2 lower my quote/premium? - Is 1…

• How long before I lose my no claims?

  I have 9 years protected no claims but sold my car a while ago because I was doing so few miles on it. I'm currently insured on my girlfriends policy as a named driver but my understanding is that after a period of time insurance companies can refuse to recognise or honour the no claims you have previously built up if you…

• Life insurance for six weeks?

  Six weeks into a new job I've just been informed that I'm not covered by their "Death in Service" provision until I am entitled to join their pension scheme (in another six weeks) - being kind souls they are giving me £20 month to organise my own provision for that period (nice to know at the beginning, but there you go).…

• Groupama car insurence any good? Advice needed.

  Hi, I am thinking of changing my car insurence company, at the moment i am with the Co-op and they have been fine so far, but i would like to save a bit of money although only if the new provider is good. I have had a look on Insuresupermarket.com for other quotes. The cheapest one is Groupama and the provider is the post…

• Direct Line Home Insurance

  Recieved quote thro the post £426 Building // Contents and Family protection After 4 years with direct line with no claims . I ran thro new quote over the net and the total was £265 with discounts i could not believe it so i phoned them and the customer relations guy informed us that the best bet would be cancel exisiting…

• Scottish Provident?

  Hi, are these a reputable company for life assurance/insurance? thanks.

• Travel Insurance

  Just thoought I would let everyone know. I am looking for travel insurance, viewed Martins advise and went on Simple web site to get the multi trip annual Europe individual cover quoted at £29.50. It came up at £37.00 I called Simple and explained that Martins site is updated regularly and quotes less. He checked it and…

• Can I ask a cheeky question re IFAs' software?

  I have started as a financial controller for an IFA with quite a large client base of small monthly amounts and around 200 clients of larger monthly/initial/trail commissions. They are currently using Excel - but it has its limitations - any recommendations for a software package geared for the industry - or is it easier…

• Advice please. Storm damage

  We as a lot of other people had bad wind and heavy rain yesterday. We live in an end terrace victorian house,which we moved into just under six months ago. When I came in yesterday afternoon I noticed some broken roof slates in the front garden and when I went upstairs there water dripping through the ceiling, there was…

• Car written off - urgent advice needed!

  After waiting for three weeks, Churchill Insurance have now declared our car written off, even though it's only bodywork damage. It should be a C or D write-off but we're waiting to hear. What sort of payment should I hope to get? The car is a Japanese import Toyota Surf that cost £9,000 only nine months ago. To replace it…

• bad advice on changing life assurance?

  Hi there In the 1980's I took out a Freedom Policy with Guardian Royal Exchange (now Guardian) on the advice of one of their employees. At the time it was to give me income protection, as I was self employed at that time, and some life cover. The representative from GRE sold this policies mertits as 'flexible'. Later, when…

• Business Insurance

  Martin - Is there any possibility of giving advice on business insurance - e.g. Employers liability, product liability, public liability, etc ? Most of the insurance companies/brokers are starting to get together and impose a minimum premium (£750) before they will even entertain giving you a quotation. This is ok for…