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How do you calculate loss of earnings from Death
I am trying to work out how loss of earnings is caluclated for a claim. The person that i am claiming for was 27 when they died earning 12,600. Can anyone help?
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Change of address charge
We recently moved house and my partner phoned to change car insurance details. The good news is that the insurance is £28 a year lower. However, we've been charged a £25 administration fee to change the address! I think this is outrageous and we won't be using them again come renewal time. Has anyone else encountered this…
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Car - Extended Warranty
Hi all - not sure where to post this - hope someone can help me please! I have a 3 year old Micra and been offered extendedy warranty for £199 for 1 year. There seems a lot that isn't covered in it - are extended warranties worth it? Any advice is much appreciated.
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Swiftcover & Quidco for car insurance renewal
Hi, I am about to renew my car insurance. I am currently insured by Swiftcover. If insurance is purchased through Quidco I can get £26 back. What is not clear is, does this apply only to new transactions or will I get £26 if I renew via Quidco. Does anyone have any experience of trying this, successfully or otherwise? TIA,…
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Travel Insurance claim rejected
I was caught up in the fog brouhaha in December when my connecting flight from Edinburgh to Gatwick was cancelled by Easyjet. My onward flight to Hong Kong out of Gatwick wasn't affected but I wasn't able to reach Gatwick in time to catch this second flight. Consequently I cancelled my accommodation, booked through…
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Please Help Me, Please.find My Proof Of No Claims.
hello everyone, i am new to this. 2 and half years ago i had a serious accident in my home and didnt come back to my home in all that time i was to ill. well now i am back and trying to find my 9yrs no claims bonuses, but no matter what insurerers i phone they deny i had my car insurance wih them. i have only a couple of…
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Car Insurance Admin Fees
I am writing this post to see if people believe there is any connection in my current situation to those surrounding the "bank charges" issue. I have just move address (again) and as you image l have had to ring a lot of companies and change my address. When it came to my car insurance l faced an unwelcome surprise. The…
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Advice needed on a couple of queries please
Hi ,we have received our renewal for our buildings and contents insurance from the Halifax They want £761.88 an increase of £336.27. We had a claim put in for a laptop which had to be renewed. We have a claim in for said laptop this time it has to be repaired (this week sometime). Have just got a quote from direct line for…
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Car insurance
I am getting a new car on Friday, so will be changing my insurance. Do I have to stay with the same company or can I can I cancel and look round for the cheapest deal. Thanks
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Good accident claim services
Hi My insurance does not cover solicitors fees so they have advised me to use one of these no win no fee type services. Was wondering if anyone has had any experience with them and what might be a good service to use. My claim would state they a company vehicle hit me from behind and wrote off my car, i suffered a few days…
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Insurance -Automatic v Electronic renewals
Angry Newby..... I have just had my annual house insurance renewal through from Tesco. I also have car insurance with them aswell. The automatic renewals are always considerable higher than cancelling the policy and logging on as a new customer on their website and putting in exactly the same details. I today saved £60 on…
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buildings/contents insurance...
hi guys, i bought my first house 3 years ago and took out buildings and contents insurance with halifax ( got mortgage, buildings/contents insurance all together for a reduced rate price) i currently pay £15 per month for both contents and buildings however, my mortgage deal is coming to an end, will this mean the…
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Cutting rental contents insurance
I am currently looking to decrease the amount I pay on this a month. Have had a good quote from Endsleigh. Cutting my last policy in half!!! The other policy has a mention of Landlords contents ie fixtures and fittings and the man at Endsleigh assured me it would also be covered. Has anyone any experience of them and this.…
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insurance scam
My brother-in-law has just received a claim against him through his insurance broker. It says that his vehicle crashed into another on the 22nd of December. They had all the correct details of his vehicle - registration and make and model. The thing is he flew out to Tenerife that day. Also, the accident happened in…
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Contents Insurance & Quidco
Hi, Can anyone recommend some home contents insurance for my flat. I will need about £20,000 and would like to get some cashback through Quidco. Thanks, Ben
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Problem getting Life Insurance
I suffered from hepatitus when I was younger. I am now 35 and in good health with no liver problems. I am still finding it difficult to get life insurance. As soon as I mention the hepatitus they run a mile. Is there any way I can get life insurance? It is a reall worry for me and my family. I have a letter from my doctor…
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Home Contents insurance with cashback to cover student daughter too?
I have buildings with zurich due to old subsidence it was very hard to get and I had to send them plans and papers before they would cover me so I don't think I would be able to get cashback for buildings insurance. I do need contents insurance though that will also cover my daughter in her student uni house can I get…
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Mortgage cover Life assurance… so confused
Okay here goes I need some clarification on my circumstances and what I need cover for… so I get the right deal. Here goes · Me and hubby own 2 properties: Property1. Value £147000 Mortgage £127000 (Rented) Property 2. Value £127000 (Valued 2007£150000) Mortgage £114700 · I am expecting our first child end March 2007 · I…
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home builing/contents insurance
I have made 1 claim in the last 3 years and upon getting a quote from loyds tsb online they are unable to give me a quote. If i ignore the claim and say i have not claimed it will give me a quote.. If i proceeded with and bought the insurance, would they and could they find out i have made a claim. Will they ask for info…
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HELP - car written off advice needed
Hi I basically need some help in claiming compensation for an accident that was not my fault. I feel that I don’t know where to start to be honest, I’m not sure what the procedure is. I was hit from behind by a guy in a company van so the back of my car is now totalled, he must have been going quite fast as the impact felt…