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Assurance query - Father and Daughter on same mortgage
Hi my dad and I have a joint mortgage in name only - all payments are my responsibility- but I wasn't earning enough to be able to take one out in my own name. My dad is 63 and in good health, he's paid off his own mortgage and has his own policies in place to cover his own property that he inhabits with my mum. I am…
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accident in a private car park
Advice Please: A work colleague recently backed into my car in the private car park at work. I presume the best thing to do is reach an amicable agreement between ourselves but if this is not possible, what is the legal position on this e.g. can I insist on his insurance details, and does the fact that it is a private car…
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Insurance for multi occupant house
Where is the best place to look for house insurance (building) for occupant house.
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travel insurance confusion
i just got single trip cover for two weeks to go to france (tomorrow! last minute deal) thru simple as recommended by this site... it was a good price and all went thru okay.. but im cunfused as i got a conformation email from them with two pdf files attached.. they seem to be forms i need to fill in myself but i dont know…
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Helpupay Mortgage Protection small print
I'm thinking of taking out mortgage protection with Helpupay but I have read in their small print that they will only cover you if you have been in your job for 6 months. So im wondering if I change jobs then I am not covered?
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House ins with criminal record
Does anyone know any company that do insurance for people with a criminal record, my OH went to a young offenders institution and came out 4yrs ago since then he has been in no trouble and we have a family and he holds down a steady job, but we cant find anyone to insurance us for contents insurance anyone got any advice?
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Is Swiftcover.com genuine?
I have just been through Martins tips, via Insurance Supermarket .com and their best buy (once I had added back in the protected no claim bonus) was Swiftcover.com As I have never heard of them and wanted to know if they themselves were part of some Insures insurance scheme I flitted to and fro but could find nothing. Is…
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New quote for Legal & General Whole of Life Plan
Wife and I currently have the above plan. Wife 42 non smoker,me 45 non smoker. Had plan covering £172000 last 10 years - premium £37 per month. New quote to cover £188000 £47 per month. Policy has terminal illness cover but I also have this seperately. Part of this is 10 year review and part to cover inflation. Can I do…
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m/cycle insurance
Is there a site for comparing bike insurance so i dont have to go to every site and check each one??
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Please ignore post, wrong forum.
Apologys, now realise I should have posted this elsewhere, thanks.
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Help - Prob with Elephant and their garage
I am insured with Elephant and whilst our car was in for a repair (I had a disagreement with a width restriction) the garage gave us a loan car. My hubby went to pick it up , late in the evening and the man waiting for him was more interested in talking about cars in general than going over the loan car. As a result my…
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Utility company insurances for emergencies
My first ever post!! Have had Britsh Gas Central Heating Cover for years & am fairly happy. Recently have managed to acquire 'Water Supply Cover' and 'Gas Supply Pipe' cover (both from United Utilities) both on "special introductory offer." However, was not completely convinced, so checked household insurance. Both pipes…
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UK life assurance still valid if living overseas
I need to take out some new life cover and probably some CI cover as well. Was planning to move to Oz later this year but as the wife is now pregnant we need to stay another year. If we were to move to Oz for a few years and then come back would any policies which I take out now still be valid on my return ?
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Named driver/NCD?
Hi, I have been a named driver on a car insurance polisy for the past 8 years. During this time there has been no claims or accidents. I now need to take out a policy in my name on a seperate car. I know I will have not have any NCD but are there any companies out there which will take into account the fact that I have…
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Life Insurance query
Hi I am looking to increase the life cover I have at the moment as we are re-mortgaging. We are getting an interest only mortgage of £85000. I know I need level term assurance but I am not sure if I need a policy which INCLUDES critical illness or 2 seperate policies, one for life and one for c.i. Please advise. Thanks Lou…
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Car Insurance for Daughter at University
Does anyone know of an insurance policy where I can insure my daughter as a 2nd driver just in the holidays, e.g summer, Easter?
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25% off @ Norwich Union car Insurance
Just had an online quote for my OH from Norwich Union. She is 21, provisional licence, and is buying a 1999 Renault Clio 1.6 RXE. I was amazed at the price... 12 month policy with me on insurance (im 34) £454 with excess of £220 (she has young drivers excess of £120 on top) Rapid bonus quotation 9 month policy that gives…
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Need help with car insurance
hi guys and girls. sorry if i've posted in the wrong section. Just bought my first car today :j (2000 X Reg Ford Fiesta Zetec 1.25). I'm 20 yrs old and i'm currently taking lessons so only have a provisional license. Every company i've tried a quote for is over £1600. Is this normal? If anyone can recommend me any…
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Life Assurance with all the bells
Hi I've had look about on the forum but can't find anything... I'm looking for term assurance / life insurance sort of plan, which offers, unemployment cover, critical illness, WOP, etc. It's not in conjunction with a mortgage, it's for another reason. Is there, such a plan out there and where can I find it? Thanks in…
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Home Insurance Cost Cutting System/MoneySavingExpert.com Discussion
This is an old discussion relating to the Home Insurance Cost Cutting guide. Please use this thread to Discuss Home Insurance Cost Cutting See old thread here.