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Insurance & life assurance

Archives for February 2005

switching B&C insurance after a claim
I recently had to claim on my B&C policy with Direct Line. I have been really unhappy with the level of service I have recieved from them and would like to move to another provider. I hope this will also give me an opportunity to save money, however, as I have claimed recently will anyone else take me on? Is there a set…
3rd Party Travel Insurance for Rental Car
I am travelling to South Africa in August where I want to rent a car. South African car rental companies don't seem to offer 3rd party insurance. In other words, if I crash into someone I will have to pay to fix their vehicle. UK travel insurance policies don't seem to cover these situations. Their Personal Public…
Ipod Insurance
anyone got theres covered? ill ring up a few companies on monday, just wanted to know in advance please no one should say2u.co.uk im not interested thanks
IMPORTED mitsubishi Pajero car insurance Please Help!!!
Hi All we've got a 1996 Mitsubishi Pajero SWB IMPORT And are looking for car renewal Insurance. We are currently with Norwich Union Direct and all the Staff are foreign (Chinese, Phillipino, or others) Having problems understanding what they are saying. Tried pajero owners Club but seem to be more expensive, Quote for…
Cash back with Egg Insurance (expired)
I found this on the Egg Credit Card site: 'Take out our motor insurance and get £30 cash back if you're an Egg Card customer. Plus, pay in full with your Egg Card and get 0% interest for up to 12 months, 14.9% APR typical variable on your premium. 10% off for everyone who buys online.'
Zurich Insurance - Home Policy
Has anyone had any experience of making a claim on their building insurance with Zurich? I am having a nightmare with them at the moment!!!
Car insurance for mitsubishi pajero IMPORTS
HI All, We've got a 1996 mitsubishi Pajero import and are currently with Norwich Union. Since our last renewal they have, like most changed phone lines to one of the third world countries and i have great difficulty understandinng what they are saying. Which i find very annoying. Our insurance is shortly due for renewal…
Mortgage Life Insurance
HI I had a rare Cancer back in 2002, I've been clear now for 2 years. My existing mortgage was paid off in full (endowment insurance) & i was thinking of moving to a bigger house. Will any Insurance Company insure me for a new Mortgage considering my past medical history or do i have to be clear for 5 years or more?
Short-term European Breakdown Cover - help please
We're going to Disneyland Paris for a few days and looking for European Breakdown cover, but all the quotes I've got for 4 days cover are really expensive. Even my UK breakdown cover provider is quoting more than we currently pay for a full year's contract! Anybody know of any cheap deals?
Car insurance 31.8 interest
Hi have got a friend who taken some car insurance....thing is she is being charged 31.8% interest on top of her premium through the finace company..part of the insurance....now unfortunately for her....the 14 days cancellation period has gone......but I dont how much interest she is paying......would she be better of…
Travel Insurance - For DIY Holidays
Hi My partner and I are due to go to the USA for 4 nights in November. We booked our flights and hotel independently. So we need a good travel insurance policy. I heard that the Post Office are the only insurer that covers independently booked holidays, or are there any others on the market. TIA
Sickness and Accident Insurance
Hi My husband is a self employed builder. He is looking for sickness and accident cover. Can anyone give advice on what cover to get and/or recommend cover.
Savin On Insurance If Your Insuring More Than One Driver
If Your Planning To Insure More Than One Driver Under Your Policy As A Named Driver And Are Doing It Online Try This Tip It Worked For Us. If You Go Onto Any Of The Major Sites Such As Directline Or Churhill And Register Your Main Driver With All Details And Then After Having Entered All Required Info Go To The Get Quote…
Is this legal?
I am asking this question on behalf of a workmate (honest!) His car insurance is up for renewal,so using the tips for this site,i have been trying to help him reduce his premium. At the moment he has chosen to insure any driver over 25 years old on his policy,i suggested he might like to just insure himself or insure named…
Need some urgent advice re Car Insurance.
Hi Ok, this is a little bit longwinded, basically I currently own an MX5 that is insured through Esure, fully Comp, etc etc, 7 years no claims. I am lucky enough to be getting a brand new MX5 which is due to be delivered next Friday, and obviously I will be transferring my existing car insurance policy over to my new car.…
Do I need life insurance?
Hi, Im 27, single (as in not married! :) ) non-smoker etc and took out a life insurance policy with Tesco (Norwish Union) last September for approx 75k. Its only £6 a month but have read a few things lately that say life insurance is worthless if you are single. Oops. My question is though, how can this be? The idea was in…
Leather Suite Insurance?
Hi Guys, Does anyone know where I can get a reasonable Leather Suite Insurance Policy? Please lket me know. Thanks in advance. Spikey
Buy to Let insurance
Does anyone have any recomendations?
Help please with home insurance claim
Hi there, Over a year ago, one of the panels of our conservatory fell into the house due to a storm, therefore allowing rain onto a brand new carpet that we had bought. We claimed on insurance. The assessor sent out analysts to prove that we hadn't done the damage ourselves and we requested new for old, which is allowed…
Breakdown Insurance for TVs etc
Does anyone know of any companies who write breakdown insurance for electrical appliances. My 12 month guarantee is soon to expire on my TV and Comet have sent a renewal for another 12 months at £44.80 for a £500 TV.

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Insurance & life assurance

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