switching B&C insurance after a claim

r.mac_2

I recently had to claim on my B&C policy with Direct Line. I have been really unhappy with the level of service I have recieved from them and would like to move to another provider.

I hope this will also give me an opportunity to save money, however, as I have claimed recently will anyone else take me on? Is there a set time period I should stay with Direct Line after making a claim?

any advice would be helpful.

Thanks
r.mac

savvy

Hi r.mac, personally I've moved around every year for a better deal, whether I've claimed or not. It doesn't seemed to have affected my premium, only the obvious rise after a claim.
HTH

plumb1_2

I swop every year,and premiums seem to drop,as Insurance companies offer better deals for new customers.
I usualy do a web search of about 6 companies,the click through rpoints and get another £20/£30 off,with rpoints,
Try this link, http://forums.moneysavingexpert.com/showthread.html?t=30898

r.mac_2

thanks - it looks like i should do some price comparisions and go for the switch.

savvy

r.mac wrote:

thanks - it looks like i should do some price comparisions and go for the switch.

lol yep, seems like the only thing you should be loyal to these days is your family and friends!!!

That's a good idea with the rpoints plumb1!!

plumb1_2

savvy wrote:

lol yep, seems like the only thing you should be loyal to these days is your family and friends!!!

That's a good idea with the rpoints plumb1!!

totaly agree with you Savvy,All these large firms,rely on people not changing,Loyality should be putout with the cat,and kepted for friends and family,oh and members of MSE(lol).

savvy

plumb1 wrote:

oh and members of MSE(lol).

lol absolutely! I was being overly amourous when I wrote that and lumped the mse'rs in with the friends category!!

And you are certainly right about the large companies and their huge renewels! I also worry that the older generation still feel too loyal and just pay it instead of shopping around

r.mac_2

I think so many people get put off changing as they think it will be a lot of effort. I know that it one reason I haven't got round to it yet - it always manages to be on the bottom of my to do list!!!!

savvy

Having said that though r.mac, it really is easy applying for insurance on the internet and getting a good deal from the comparison sites, also cheaper than ringing around. Have you ever applied for anything over the net??

r.mac_2

lol@savvy. A couple of times, but I am generally just a little lazy. Oh, and I use my work computer, so I always feel a little guilty!

in fact, I am off to look at the comparison site now and make a start on my switch.

Thanks for all your advice.

r.mac_2

I have been on the comparison website and have hit a problem! They will only quote me for contents insurance. According to them only the Halifax will quote me for B&C and they are expensive! I think this is because I am a flat.

any idea on where to look next? Is there a 'big five' I should check out independantly?

Many Thanks in advance