Leather Suite Insurance?

Spikey_2

Hi Guys,

Does anyone know where I can get a reasonable Leather Suite Insurance Policy?

Please lket me know.

Thanks in advance.

Spikey

dunstonh

To cover what? wouldn't a contents policy with accidental damage cover it?

Spikey_2

dunstonh wrote:

To cover what? wouldn't a contents policy with accidental damage cover it?

Kids have been jumping on them and I think they have broken a spring which seems to be dangerously close to coming through the leather.

Spikey

Finishrich

Spikey wrote:

Kids have been jumping on them and I think they have broken a spring which seems to be dangerously close to coming through the leather.

Spikey

If that's the case are you not too late in taking out insurance? The shop that sold us our suite offered it at the time of sale. Other wise if you have accidental damage on your home contents policy you may be covered there like DD has said above.

jeffcarolt

I know this is an old thread but is there an answer to this? As I would also like to know, as I am being pressured by my wife for a new leather suite, and after doing some research a policy from the store would be in the region of £240, which while it gives good protection it just seems to be a tad expensive. I haven’t had a look at my house insurance yet so don’t know if that would cover it. Anyone got any thoughts.?

lyndata

i got mine for about £120 with reids 5 years ago and have never used it. a waste of money if you have house insurance.

ArchieB_2

So long as you have AD cover it would be covered. However normal wear and tear would not be covered (ie the kid jumping on it could be attributable to wear and tear by the insurer).

jeffcarolt

yes I tend to agree but insurance is aways a waste of money unless you have to use it. My in-laws did have a few problems with there`s and claimed on the insurance a few times and in fact got a replacement because they could not sort it.