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Should I move in with a friend who is on benefits?
Hi MSE crew, my friend and I are
both living alone but struggling with costs so proposed to move in together. By
doing this we can save some money, and as we are best mates we can enjoy living
together. I earn 3x the rent of the sort of properties we are looking at so I think
I’m an attractive enough prospect. My friend…
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Close credit cards or leave them open
Hi So partner and I are hoping to apply for a mortgage this year (maybe early next year). I have a credit card which I use sporadically and pay off in full when I do, and a second credit card that I never use. My partner walks has exactly the same with 2 credit cards. Wondering whether to close the unused credit card or…
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Selling a retirement apartment
Hi all, I wonder if anyone may be able to offer me some advice please in how to proceed to sell an inherited retirement apartment which needs to be sold to settle the will. It's been for sale for 18 months with a specialist retirement estate agent and 6 months ago I also placed it with an estate agent close to the property…
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Hotpoint Fridge Freezer
Product :- 5 year old Hotpoint FFA52P.1 Fridge Freezer (two compartments, top Fridge & the Bottom Freezer as standard) The Problem :- The fridge freezer light recently started to Blink ‘number of times’ when the top door is open and this happens when the fridge freezer compressor is running and as soon as the fridge…
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To buy: offer above asking price Battersea rise
Hi folks We made an offer to a house at Battersea Rise area (again), and now the agency asked to go to a sealed deal process. They claimed offers are just above asking price. Wonder anyone recently got offer accepted in London, how much percentage is it above asking price, if any? For us, house market seems to be still on…
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Leicester Estate Agent Recommendations
Morning, We need to sell our parents place in Leicester (LE5). Can anyone make any recommendations to help me narrow down my search? Thanks!
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How long can you own 2 homes for without paying higher stamp duty?
I want to move house. I would like to buy the house I'm moving to slightly before selling the one I live in to make moving easier (perhaps with the help of a bridging loan, or by getting a mortgage that won't punish me for paying into it when I sell the house I live in.) But the stamp duty tax is greater when you already…
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EA keeps pushing for asking price. Is this normal? FTB noob here.
I appreciate that it is a possibility that the vendor has instructed them to hit the asking price, EA can turn down the offer and not submit to vendor and bother them. :( Is it worth it to go by EA's advisory and offer the asking price? How does one place an offer with just what EA says? I think the trainee showed us…
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Mortgage advice urgently required
Hi there our situation we had DIP with a mortgage broker and now we have sold our house which gives us around 45k equity the problem is I have 2 silly CCJs which are 4 years old - the one is closed and the other one I’ve been paying £100 a month off and now owe only 1.5k No missed payments on anything for 4 years combined…
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HELP PLEASE , VERY WORRIED
Hello , My mother died a year ago so we are now starting probate , we need to check land registry and we have just done that , my mother has lived in the house all her life and bought it many many years ago , when we checked the land registry it shows only her solicitors name and no mention of her , he has also passed away…
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worried , please help
Hello , My mother died a year ago so we are now starting probate , we need to check land registry and we have just done that , my mother has lived in the house all her life and bought it many many years ago , when we checked the land registry it shows only her solicitors name and no mention of her , he has also passed away…
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Stonewater?
Does anyone know or have any experience with this property management company? Due to be buying an ex council flat and I presume they were appointed once the estate was privatised. Just don't know if they're good bad or dreadful.
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Landlord claim for mattress protector - how best to argue?
I recently moved out of a room in a shared property. Checkout was 12pm, and the mattress protector was washed and left to dry on the kitchen airer. These are the facts: - I took a photo of the washed protector - I left a note on the bed saying it was on the airer - They took a photo of this note in their checkout report-…
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Selling our house - confused by B13 land registry letter
We are selling our home and buying a new home and this week received this (attached) in the post. I don't understand at all what it is saying. Not sure what powergrid applying to register an easement (whatever this means!) has to do with us selling our home? Can anyone help me understand the legal jargon please? Going to…
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New Build Snagging
Would you recommend paying for a snagging list on a new build? If so, when would be the best time to do this? Before exchange, before completion or after moving in?
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Nationwide time to offer
Hi, could anyone shed any light on how long nationwide takes to come back with a mortgage offer after valuation?
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Do we need to pay capital gains tax?
Hi everyone! Would love some advice on whether we need to pay capital gains tax. Here is our situation: - me and my partner (unmarried) currently live in a house owned by my partner’s mum (she also has a house with her husband) - we have just sold the house (it has gone up in value) & me and my partner have bought our own…
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Commercial part of property
I'm really hoping some of you will be able to give me advice. I have had an offer accepted on a property which consists of a 3 bedroomed house with a tiny one up, one down cottage (literally just two empty rooms with no stairs!) attached which was used as a doctor's surgery. The council say that this element is still…
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Hammerhead on my boundary
If the hammerhead is on my land within boundary does this entitle me to park on it within a shared drive set up?
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Offer of 50k over declined
Hi, recently made a 50k over offer on a property I love. Unfortunately was declined. House is in Scotland so I have a note of interest in but wondering what next steps to take - do I not make another offer for a bit while owners see what other interest there is or do I make a higher offer? Obviously worried that bidding…
