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Which estate agent to choose?
Hi Everyone, Rang up 3 EA and here below summary. 1) 1%+vat fee but she's said offers over £280k. William H Brown. 2) £2k+vat fixed fee, valued my house at £285-295k. Manning Stainton. 3) 1.25%+vay fee, valued my house £290-300k (came out March 2020, only did a desktop valuation recently) - these sold the exact same house…
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New Build Exchange Deadline
Hi all. What is everyone's experience with the above? From research, it looks most if not all people don't meet the 28 day deadline set by developers. I've just read a particular thread where someone stated that this is merely done to weed out any time wasters. Does anyone have any experience with this? Particularly with…
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Stamp Duty calculation after inheriting property abroad
Hi all, apologies if this has been previously discussed elsewhere, maybe I missed something but I did a search and wasn't able to find something that answers my exact question. Wife and I are looking to buy our first house, so far we'd be considered FTB as we haven't ever owned property anywhere. However, it now looks like…
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Lodger Landlord
My lodger chipped my new bath and tiles by a razor in a recently installed bathroom. The chips was repaired but they are still visible. I am wondering if I can ask a lodger for compensation towards the decreased value of the bathroom. The chips are small but you can imaging what I feel.
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Survey type for 7 years old property
Hi I am buying a 7 years old house. The house is in good condition.. but I would still like to get a survey done to make sure there is nothing to worry and also find the valuation to compare with the offer price. please suggest if I should go for level 2 survey or level 3. please feel free to suggest if there is any other…
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Waiting to exchange
Hi we’re waiting for paperwork to complete & moving date but my husband is feeling anxious about work that needs doing around the house- some small hairlines in wall, fences slightly leaning outwards, gutters needing cleaning. We’ve booked someone to clean gutters & he’s planning to try to fix the fence soon too. What do…
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Guarantor whilst negotiating mortgage
Many parents that have to be guarantors for their children's rents could then be impacting your own ability to have a mortgage. I was asked to be a guarantor for my nieces at the same time as negotiating a mortgage. The mortgage company said they treated the guaranteed amount as if it was an actual outgoing, so impacted…
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a house height car body mechanic shop
Hi, Greetings from Scotland.I need your valuable advice. I liked a property , a detached house at the edge of a cul-de-sac, Its just newly built, however on its perimeter outside its boundary there is a house height car body mechanic shop. The shop doesnt have any access to the cul de sac. if I stand infront of the house,…
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Solicitor Ground Rent Review Charge
Hello Anyone currently buying leasehold property and have had solicitor tell them they need to do a ground rent review at £299+ VAT charge?They said there is a risk that lender can withdraw mortgage between exchange and completion which makes me liable for buying the property without mortgage.While this is true how likely…
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"Reservation of a rentcharge" on Title Register.
Hello All. I am in the process of buying a home in a new development, which is not yet finished. The property is around 1.5 years old. Having looked at the registered title I have picked up on the following in the charges register: "The Transfer dated 29 April 2015 referred to in the
Property Register contains a…
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Conveyancing Taking Forever. Tenancy Noticed Served. Help!
Hi all, The house my wife and I are buying is taking forever with the conveyancing (mainly due to forms either being misplaced or lost in the post, either way it’s frustrating). My wife and I are a cash buyer, we have had a survey done on the property and are awaiting the report. Our notice in our current residence is up…
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Leasehold extension cost
I have had an offer accepted on a flat in London which has a healthy lease length (117 years) but it turns out it has a doubling ground rent clause (which seems like an absolute con!): Lease length: 125 years Years remaining: 117 years Ground rent: £300p.a. doubling every 20 years Market value of property £550,000 Even…
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Error in completion statement
We're die to complete on monday and last night we received our completion statement. A massive error,its a rtb property We're buying it for £59,000,on the statement it's got the purchase price at £118,000.It says they received £59,000 from building society which is our mortage, so they want us to pay the balance of…
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Reduced rent for partner giving a beneficial interest in property?
My friend owns a property. She has allowed her partner, who is still married, to live there for the past ten years. Although there is no formal tenancy agreement, he pays less than market rent to her and she accepts she is a landlord. She is now wondering whether this arrangement would allow her partner’s wife to claim he…
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Leasehold - should we withdraw?
We’ve had an offer accepted on a house which we somehow had originally thought was freehold (nothing was stated on the initial ad, we’ve been asking about it everywhere we’ve viewed as we were very wary of leasehold but somehow seem not to have asked for this one), but has now only after we’ve had the offer accepted turned…
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Probate Help!
I'm buying my first house where the owner and wife have died without a will. Offer was accepted in early October 2021 since then have been waiting on the lead probate, which came early Jan. Both their probates have now been granted. I thought this would be the end of the wait but no. We are now waiting on the grant de…
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Help with buying house. Basement WC is outside title plan
Hi, I am buying a terraced house. The house has three floors (basement, ground and 1st floor). My offer was accepted but I spotted a problem. Basically, the basement WC is located outside the title plan. The current owner is saying the WC was already there when he bought the house 12 years ago, however I found the old…
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Restrictive covenant - help!
Hi! we’re in the process of purchasing a new house and have had our solicitor point out to us that there’s a restrictive covenant in place which states; The owner must obtain written consent before carrying out any building work or altering any existing buildings. Our solicitor has said that for older buildings this may be…
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Damp survey procedures
Can anyone with experience tell me from the list below how would a damp survey be carried out & time taken to perform it! There is a reason why I’m asking: Here goes………….. Damp course 1/2”above ground level (Kitchen side) Damp cement under old/asbestos kitchen tiles (Kitchen) Slug infection (Kitchen) Internal wall…
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Shared ownership possibility, getting some things straightened out
So my wife and I decided we really like our rental, we're quite lucky with it, but we want security (for example they can't evict us for selfish reasons ie selling their share) in the anticipation of being more of a family than a couple, more than anything. My main concern is regarding the value of the property. It is in…
