PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Probate Help!

I'm buying my first house where the owner and wife have died without a will. Offer was accepted in early October 2021 since then have been waiting on the lead probate, which came early Jan. Both their probates have now been granted. I thought this would be the end of the wait but no. We are now waiting on the grant de bonis non which i believe is so the children can legally sell the house. I have been given minimal information on the process (no answer on when the grant de bonis was applied for) and if it's complicated after that. My question is, when the grant de bonis is granted is there another step to tackle or should it straight to property report being sent for us to look over? I am being told that the sellers are very motivated to sell and are waiting on the revenue to buy a proprty of their own but im nervous.

I have chased repeatedly for weeks the estate and my solicitor to no avail and it's making me so anxious. My mortgage offer ends end of May and I'm panicking as rates have skyrocketed since.

Any help would be greatly appreciated. 

Thank you

Comments

  • canaldumidi
    canaldumidi Posts: 3,511 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    probate sales are often problematic and if there are any issues with executors, administrators, beneficiaries, it could drag out for months (years).
    Keep looking.
    If this purchase  progresses, great.If you find another in the meantime, move on.
  • badger09
    badger09 Posts: 11,622 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You might find someone with experience in this unusual situation if you post on the
    Death Funerals & Probate board. (Sorry can’t work out how to link to different board on my phone)
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lillozza said:
     

     My mortgage offer ends end of May and I'm panicking as rates have skyrocketed since.


    You've the best part of 3 months still. No need to panic. The Grant De Bonis Non is just an unfortunate by product of the circumstances of the situation. No one can give a timescale as down to how long it takes the wheels of bureaucracy to turn. 
  • Lillozza
    Lillozza Posts: 7 Forumite
    Eighth Anniversary First Post Combo Breaker
    Thank you all. I'll post in death, funeral and probate forum for clarity. 
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Only grant for the last surviving owner would have been needed.

    To need the Grant De Bonis Non the named administrator (s) on that grant would need to have died or lost capacity.

    Pretty rare if administrators are chosen carefully.
  • Lillozza
    Lillozza Posts: 7 Forumite
    Eighth Anniversary First Post Combo Breaker
    Both had died. Husband owned house and wife died very shortly after. 
  • sammyjammy
    sammyjammy Posts: 7,963 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Lillozza said:
    Both had died. Husband owned house and wife died very shortly after. 
    I believe they meant if the administrator had died.  Its the second death of the couple that needs the grant.
    "You've been reading SOS when it's just your clock reading 5:05 "
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Lillozza said:
    Both had died. Husband owned house and wife died very shortly after. 
    They need the grant for the husband if he was the sole owner

    if they got that with the wife as administrator that would be an issue now she has died intestate


    How long is short time because there is an auto survivorship period  with intestate estates that changes the beneficiaries.

    if the administrator(s)on the grant have died or lost capacity then that when the Grant De Bonis Non is needed.

    if the last of those died and had a will there may be an executor chain. 

    it is not clear if there were errors of judgement here in processing the estates, ie if the couple were elderly you would normaly pick younger people to take on administration(maybe jointly)  in order to avoid these types of situations.

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.