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Purchasing land we have used for years
Help needed as quite honestly where to even look for this information is beyond me. So the street have lived on for many years had a small parcel of green land behind each property them a pedestrian pavement and then a road. Over the decades many of our neighbours we able to claim the land directly behind their properties…
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Structural survey done - issues - what next??
Morning all.. Anxiously awaited the surveyor's report from the full structural survey of an old terraced house. We knew it had damp so were expecting that to come up in the report (though no idea of costs). So he said: Roof needs re-covering - approx £8k Damp - £500 per linear metre (?) Repointing outside £2k I have NO…
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Can a seller help a buyer with their deposit?
I was trying to think of a solution to the problem first time buyers have with saving for a deposit whilst paying high rents. In many cases a mortgage is cheaper than a private rent, so it's such a shame that the stumbling block is the deposit. I was lucky, I got a 100% mortgage back in the late 80's, but not sure how…
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Housing Association misled me on fire safety of external walls
I'm buying a resale shared ownership home in London. It's under 18m tall, has no visible cladding, made of brick with balconies made of concrete and glass. Before paying a reservation fee to the housing association, I asked them about the external wall. They said the building had been assessed and there were no issues.…
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Restrictive Covenants
I recently added a wall to my front garden which I knew breached a covenant but was under the impression that only the developer was able to challenge and was happy to take that risk. (It is a small tasteful wall). Unfortunately some neighbours round the corner have taken a dislike to us for a number of reasons, yesterday…
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Partial cavity wall insulation
Hi all, I am a ftb (so new at this) I have had an offer accepted on a property, however through (probably my own) bad planning I only got confirmation of the EPC a few hours before the property went to best and final and gave me a deadline the EPC is lower than the EA expected, the details on it are partial fill cavity…
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Capital gains tax
Hi please can someone help me . I have owned 1 property for 20 years and after living in it for two years I rented it out and moved in to my partners house . The relationship failed and I then moved into rented accommodation that was near to my parents so they could help with childcare whilst I worked. The income I…
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Court Timescale for Section 21 Accelerated Possession Claim
AST expires on 15 July. No rent arrears or other issues, so a Section 21 Accelerated Possession is possible. I'm trying to get an understanding of how long it's currently taking to get a court date for this. Court will be Bristol
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*Scotland* how much do we offer?
Hi, I’m trying to find out how much is to much or not enough to offer on a property. The house we want has went to a closing date, this will be the 3rd time we have been here. 1st time we offered too low, second time the we didn’t put a note of interest and it sold on the second day of being on the market. We are now…
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Purplebricks & Closing dates
Hi lovely MSE people :) I have a question regarding PurpleBricks in Scotland, with specific reference to closing date offers. We viewed a house we loved yesterday and put in a note of interest once we got home. This has been updated to a closing date today and we wish to make an offer. The closing date is next Friday at…
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Surveyor damaged carpets...or did he.
Evening all. Currently going through buying and selling...still going through it, nine months after we started. The building survey was completed on our third prospective purchase last week, and the surveyor's verbal report was positive. I'm currently waiting for the written report. This afternoon I received an email from…
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Sell Both Or Rent One.
Hi All. I may need to see a financial advisor to make my mind up but just wanted to see what you thought of the following. We live in the North West and currently own a 2 bed semi with modern improvements and if we were selling its value is around 120K. Through tragic circumstances we have inherited a 3 Bed Semi valued…
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stamp duty house purchase after divorce
Hi, I'm hoping someone might know the answer to a stamp duty query, its a bit of a mess and I'm not sure if its a tax or legal question. My other half and I bought a house together in late 2020 following the sealing of a consent order from his first marriage in the Spring of 2020. The sealed order gave 100% interest in the…
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first time buyer, gone to best and final
Hi First time buyer here, I put in an offer on a property shortly after viewing but received a message back from the agent the next day that they had received multiple offers and that it had now gone to 'best & final' I do thing this property is my best option currently so I want to try to get it. but Im not sure what kind…
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Survey Decoding - any help greatly received
Hi all Received my Level 2 survey back today on the property I'm purchasing (1930s brick end terrace). I've dropped out at this point in a purchase before so I'm a bit wary, and its come back with a lot of 3s and 2s. The 2s I'm just ignoring as they're rarely serious, and a lot of the 3s are gas, water, electricity,…
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Section 8 possession court date
Good afternoon all I have a tenant problem which as involved issuing a section 8 grounds 8, 10 & 11 and this afternoon i have completed the online forms/application for a court date to get the tenant out. When submitting i received an immediate acknowledgement with an initial hearing date of a day in May. Can anyone that…
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Switching Residential To Buy to Let
Hi I currently have a residential mortgage but I'm looking to move in with my partner. Rather than sell straight away I would like to remortgage but with a buy to let rather than a residential. Will I be allowed to do this if this is the only property I own? Are there still providers who allow this? I'm nearly 50 and there…
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Tenants in Common question
For anyone versed in law can they offer advice? This is a query about what happens when an owner of a property dies and it was bought as tenants in common rather than joint. My stepdad recently died and his daughters are transferring his 50% share of the property owned jointly with my mum to their name as per his will.…
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New Build house site service charge
Hi. I bought a house on a new development about 10 years ago. It's a freehold property, but there is a service charge for the site maintenance. Initially all went well. However, over the years the management company has changed at least 3 times, and they stopped communicating, i.e. I wasn't sent any correspondence at all,…
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Staircasing SDLT - can’t figure out “additional tax”
Hello! really hoping someone can help me make sense of this because Google has not been enlightening. We bought our shared ownership flat in 2017. Market value was £450k and our 40% share / the lease premium was £180k. We want to sell and we are allowed to take two routes - selling the share via the HA (they will charge us…
