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A tenant who has issues with their neighbour - please help
For context, me and my boyfriend have started renting a garden flat in London and signed a year tenancy agreement. We were very excited to move in as it’s a nice space with a garden and our first real home together. Since moving in, we’ve had constant noise issues with the upstairs neighbour. He doesn’t work and from a…
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Is my deposit protected?
I have had an offer accepted on a house, however the people that live there have bought a new build so we wont be able to move in until around November 2022, we knew this and this worked for us as a young couple first time home buyers. The issue is they have part exchanged with their builder so it is the builder we are…
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Halifax mortgage to offer timescale?
Hi I am wondering how long Halifax take from valuation being carried out to getting an offer. We applied through broker and had a valuation take place yesterday on Tues 8th March. I read online it can be a couple days but from Experience how long have other people had to wait to receive it.
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Section 21
I have been issued a Section 21 notice to leave the property that I have rented for over 6 years. My deposit is not protected, was charged over 6 weeks deposit. I have no gas safety certificate and also no new Electricity Certificate (last one was done in 2017). Can I sue my landlord for the above issues?
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Buyers Lender wants Mortgage Valuation even though Home Report supplied (Scotland)
Hi everyone. I am in Scotland and currently selling a flat in Edinburgh. We had a home report done when putting the flat on the market and accepted an offer at the Home Report Value for the property. The Home Report contained a Mortgage Valuation report and was done by one of the main player surveyors here. All was running…
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no sinking fund for leasehold property...scaring me!
Hi, I am considering buying a 1 bed shared equity property in a block of around 20 odd flats after being accepted on the scheme. The pro's are that the mortgage will be affordable, its in great condition and will get me on the housing ladder after lots of struggles (even struggling to rent anywhere!) The con is that the…
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Homeless
In need of advice me and partner both got an iva .and have been giving a section 21 to move out by end of April, trouble is with an iva we can't get any properties to rent because of it.and spoke to local housing and they basically laughed at us offering no help at all
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phone contract whilst buying house - really panicking
hi all hope you can help as I'm panicking a bit. I lost my phone @ the weekend so am having to get a new phone contract. This will leave a stamp on my credit file apparently and will show as a loan. my mortgage has been passed and full offer issued and the amount is neglible and more than affordable but I'm panicking that…
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Transfer of equity between siblings
Hi, I bought a house with my sister in 2020, she has now decided to move out. I have secured a mortgage in my name only (the original mortgage’s fixed term was over anyway) for £189,000. The property is worth about £230,000. I think I will need to pay stamp duty land tax, even though my sister is not getting any money from…
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Exchange before completion.
Is it standard to do these separately with time in between? I asked my solicitor to arrange exchange ASAP and then completion in 2 weeks. She seems really confused by this or acts like it isn't standard and that most people exchange and complete the same day. I am doing something wrong wanting this to happen at different…
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Please delete
Closed question
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Buyers want me to pay £130 + VAT for indemnity policy for tiny, bike-sized wobbly shed. Thoughts?
Hello lovely people My sale is dragging on and on (mainly due to MY conveyancers, it has to be said). But now my buyers are saying they want me to buy a £200,000 indemnity policy for £80 + conveyancer's markup of £52 + VAT for one of the two small, bike-sized, chest-height sheds down the size of the house. I'm guessing…
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Selling property that was gifted
Sorry if this is in the wrong forum. So a year ago I was gifted 25% of a house. The other owners now want to sell and I have no problem with this. I also own amd live in my own house. I'm trying to work out if I will have to pay capital gains tax on the full 25% of the selling price, on the amount it's value has gone up…
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Landlord’s liability
Hello, I am looking for a bit of help here. I had to rent out a flat I used to live in. It’s a ground floor flat in a Edwardian terraced house, with another flat above. It’s a leasehold property, managed by a property management company on behalf of a freeholder, this company arranges the building insurance for the whole…
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How big is a 1 bed flat/bungalow (council)
Family member needs to downsize from her 2 double bedroomed house. She wants to move location to be nearer to support and also needs to downsize as has to pay the bedroom tax. She has been offered a 1 bed bungalow and its so small, 400ft, wetroom, kitchen, bedroom, lounge!! I am not sure if I have too high expectations or…
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Are the EA terms on surveys a concern?
I've been trying to buy a house for the last 9 months as a FTB. The chain for my first choice house collapsed after 5 months and since then everything has been going to bidding wars or best and final. I noticed for the last two houses the estate agent had added a clause asking the buyer to agree not to negotiate the price…
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What to do with incorrectly drilled tap hole in Granite Composite Kitchen Sink?
While installing my new Granite Composite kitchen sink, my "not so aware" builder started drilling on the wrong cutout for the tap hole (See the attached picture): Essentially, he started to drill the hole at the bottom instead at the top :( I was wondering, is there any way to cover this up in such way that it is…
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Help to Buy Equity Loan - redeeming in full
I'm in the processed of redeeming my Help to Buy equity loan in full by remortgaging. I was wondering if there's any way to confirm that everything has been finalised and completed? Will the land registry confirm once the additional charge has been removed?
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New build first time buyer issues with service charge and warranty - FREEHOLD
Hi all, I’m a first time buyer and I have taken time to research everything properly, as well as asked my solicitor million questions and keep chase the developer's contracts manager for any queries that are outstanding. The issues I have found that made me question if I should proceed with the exchange are: 1. I am buying…
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Solicitors cancelled my mortgage!!
Hi all, I hope someone can help me. I recently completed my purchase (21st February) but not without a few bumps along the way! There have been problems with the solicitors using the wrong fees in my original quotation which is one thing but the main issue for me is this - It became apparent the day before we were due to…
