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Fleesehold / estate charges / rent charges
Hi guys, I am trying to figure out how to find out if there are any maintenance charges/ rentcharges/ other charges on the freehold I would like to buy before viewing the property. I do not want to waste time and possibly find out about it after engaging a solicitor. Does anyone know what checks can be done/ exactly what…
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Notarising ID documents - is what my conveyancer requires excessive?
Hi all, I’m in the process of buying a property and my mum sent me some money from overseas to cover the stamp duty. My conveyancer asked for her ID (passport and proof of address) and proof of funds. No problem, all done and translated to English. After the proof of address became more than three months old, my…
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Rogue tenants
I very foolishly allowed people to rent my house which I lived in for 40 years, via a friend who assured me they were honest, reliable tenants, when I moved in with my partner. They have been in 7 weeks and already are behind with their rent. I have also discovered they have not registered with any utilities including…
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Land Boundary Change - does my neighbour need his lenders consent
Hi I have been looking after a tiny parcel of land about the size of 2 saloon cars - and my neighbour is happy for me to have it as I do the garden etc. So its an extension of my garden adjoining their property; basically. I understand that I may have to apply to HMLR for change of boundary agreement, but I think he still…
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Start searches before survey?
Do people generally start conveyancing while waiting for the survey? Or is it better to wait for the survey before paying for searches? I know waiting will add a couple of weeks. But not waiting potentially ‘wastes’ a few hundred if the survey finds something big. Can’t decide which would be better. No chain on the…
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Co ownership. Advice needed***
Hi just looking for advice. I have been accepted for co ownership mortgage. During the application process they asked if I had a partner, children etc. Long story short, I have split with my partner which is why I am now going down this route we have kids and instead of renting (very little options in my area) I would like…
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Rentcharge Deed of Variation
Hi all, We are in the process of buying a house on a relatively new estate, finished in 2014. We are 2 months into the conveyancing process and our solicitor has advised that our lender requires a deed of variation to be agreed with the estate management company and the lender. Having done some research, it seems this can…
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Shared ownership %
Hi, my dad recently passed away so my sister and I will be sorting out his property soon. It is a shared ownership flat 75% against 25%. I just wondered if anybody knew about when we do sell it. I know we have to give the other company first refusal etc. Do they get back the 25% share they put in for example £15,000, or do…
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Buying a house that is unoccupied - Things to check/look out for at exchange
When I viewed the property it had recently been vacated. The EA didn't know a thing about their circumstances and when I enquired with the neighbours (I asked them about parking) they said a family of 3 had lived there but had left a couple of weeks ago. No one knows why they are selling. Anyway my point is it's now been…
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Record of neighbour complaints
Hi Where can I find out if there have been complaints lodged by the seller of a property on their neighbour? Thanks
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Survey in flat I am buying but have been renting for 3 years worth it?
I have been renting a flat for 3 years and am now in the process of buying it off my landlord. I am wondering if it is worth getting a level 2 RICS Homebuyers survey. I know there is nothing wrong with the flat (as far as I know), it even had a full electrical report carried out a few weeks ago. There is one part of the…
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Adverse possession but mortgage offer timing out
Long story short I am buying a property and during the initial proceedings our solicitors noticed a land discrepancy, it all gets very complicated but overall the seller has chose to take the adverse possession route and go about it themselves. Unfortunately this has meant a few mistakes / delays etc and now our mortgage…
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Can't see myself buying my first house any time soon
I have been saving hard for years for my first house, I now have £32K for a deposit which will leave me with £6K left over for any renovations I want to do or even to just keep money to one side. However when I have been saving so much for years it's really disheartening to not be able to afford my first house due to ever…
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How competitive is reserving a New Build?
My partner and I (FTB) have been looking at older properties for the past 6 months and have made offers on four only to be told we were outbid every time when it went to best and final. It’s incredibly frustrating and soul destroying out there at the moment - the competition is so strong and this is despite us having a 10%…
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Restrictive covenants - advise needed.
I am in the process of buying a house built in 1982. The property has restrictive covenants and, there is no copy of the deed referred to it held by the Land registry. The seller has restrictive covenants insurance policy. I have seen the deed of the next door neighbour so, I assume the covenants can be similar or the same…
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First time landlord: What "extras/courtesy goods" to provide in unfurnished flat?
I'm moving out of my one bed flat I own and have lived in for the past four years. I will shortly be putting it up for let as "unfurnished" including white goods only. I've only ever rented furnished properties previously so I'm unsure if unfurnished generally means completely bare save the white goods or if it's expected…
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Bridging Loan
We are looking to buy a house which we wish to make alterations to before we move in. Our original plan was to sell our existing, mortgage free, property and move into rented accommodation whilst the alterations were being made. Something that I'm not entirely happy with. Today it occurred to me that an alternative might…
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Help to Buy Approved but now they say they made a mistake!?
Hi all, I had my Help to Buy 40% equity loan approved in October last year and my solicitor received the Authority to Proceed and we are on the final stages of exchanging. For the next step HTB requested another proof of address, however since applying to HTB I moved out of my place to a friends to save up for the flat and…
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Adverse Possession
Just found out that part of my garden enclosed by a wall trees and shrubs belongs to the house builder they built the wall and put in trees etc. I rang council they said land is owned by house builder and is apparently adopted highway. Can I get this tiny bit of land in my name by adverse possession. The land is between my…
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Looking to buy a piece of land from my neighbour
Hi everyone, I'm looking to buy a piece of land from my neighbour, trying to find a solicitor or conveyancing professional to get the agreement and some other paper works done. Can someone recommend a Law firm or solicitor that can do this at a reasonable price? I had three quotes so far from Bark and all of them are over…
