We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Housing Association misled me on fire safety of external walls

MarmotV
Posts: 14 Forumite

I'm buying a resale shared ownership home in London. It's under 18m tall, has no visible cladding, made of brick with balconies made of concrete and glass.
Before paying a reservation fee to the housing association, I asked them about the external wall. They said the building had been assessed and there were no issues. They added that it was under 18m so no EWS1 was needed.Turns out, their fire risk assessment was done 3 years ago and did not mention the wall. My surveyor has said that his valuation is void without further info on the wall - he said that while he saw no cladding, it could contain combustible materials internally etc. It's taken me 2 months and the HA haven't said anything about the external wall - I'm still chasing. Exchange needs to happen or the chain will collapse.
I have now incurred up to £2.5k (legal costs, surveyor fee, and the reservation fee). I like the property and it's close to family. I don't want my savings eroded by inflation. What should I do?
0
Comments
-
If its made of brick why would it be any different to any wall on any other house or flat?"You've been reading SOS when it's just your clock reading 5:05 "0
-
What's misleading? All your surveyor appears to have said is that they don't know what's inside the walls. Not that there's actually a problem. The HA have said they have had a fire risk assessment which found no issues - which appears to be correct.0
-
user1977 said:What's misleading? All your surveyor appears to have said is that they don't know what's inside the walls. Not that there's actually a problem. The HA have said they have had a fire risk assessment which found no issues - which appears to be correct.
The fire risk assessment does not mention any investigation of the external wall - it checked the fire alarms etc. My surveyor did not investigate the walls (because we're not allowed to do so without the HA's permission - which they won't give). The surveyor said that his valuation is void without a satisfactory investigation of the wall.Is it normal to proceed with a void valuation?0 -
sammyjammy said:If its made of brick why would it be any different to any wall on any other house or flat?
0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards