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Chain Forming Times in SE?
Hey all I wanted to get an idea of how long peoples chains are taking to form in this crazy market, our current vendors were buying from don’t seem to fussy but have been outbid on 3 properties now and our buyers are getting touchy that the chain just isn’t getting complete. What’s it like out there? Unfortunately our…
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Does this look problematic?
Hi all Me again! Appreciate this isnt a forum of surveyors but any info you can provide would be greatly appreciated! still house viewing and have found a potential- all of the ceilings are artex/popcorn and there is a fair bit of cracking above and around the windows in the bedrooms - as you may know I've been had off by…
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Foggy windows....should I worry?
Hi everyone, had an offer accepted on a property that I have viewed a few times and was happy with it, couldn't see any signs of damp etc. Today I've driven past the house (it's an end terrace) and all the side windows appear to have fog on them. The windows were open slightly so not sure if I'm just being paranoid and…
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When to move in
This’ll seem like a silly question to many of you, but I genuinely don’t know the answer. We’re buying our first home, currently renting. There will be an overlap between rental ending and our completion, my question is do we need to move on completion day or can we take our time? It’s mortgaged if that makes a difference.…
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High risk of subsidence flagged in searches - London FTB
Hello, I'm in the process of purchasing a flat in the SE London area and have had my searches back which flagged a high risk of subsidence based on insurance claims made in the same postcode area. From what I gather the risk is mainly due to the type of soil which most of London is built on and last time I checked, most…
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Purchase a house and only live in it part time
I want to buy a house and live in it only on weekends. I currently live with my gf and we are working from home, we don't know if our work will continue to allow us to work from home in the future. So I plan to buy a house out of London and live at hers during the week. We can visit my house at the weekends and other times…
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Is a fixtures and fittings list needed for a new build?
I’m close to exchange on my new build flat. I realised my solicitor didn’t enclose a fixtures and fittings list with my documents and they said it wasn’t included because it’s sold as seen. Should I push for one or just confirm what’s included?
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Thoughts on how to proceed......Or run a mile
We have accepted an offer on our house and actively seeking a downsize. We viewed a house we like and offered full asking price yet to be accepted see below. The house we want was First listed in November a offer was accepted but was told by the agent after 4 months the buyer pulled out. We asked for a viewing of the house…
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New build flat or ex-council flat in light of EWS1 and upcoming fire and building safety bills?
Hello! This is my first post, I hope someone here will give me some advice. I have 140k cash from a sold property and I have been looking for a flat to invest. This cash I have is for buy to let investment and I am not planning to have any mortgage on top, as I already have mortgage on our current home in London, I don't…
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Floor plans advice
Any idea on the best way to to get a larger kitchen and larger bedroom with ensuite? Neighbour to right of kitchen side is approx 3 meters. Should I also poss think about swapping kitchen and reception room?
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Extension planning question
Hi Maybe there are better places to ask, but here goes... We are using an architect to plan an extension, we received a fixed price quote. The planning stage text of the quote read: * Completing and Submission & monitoring a Planning Application with Design and Access Statement - but excluding local authority Domestic…
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Employer taking ages to provide reference to Rent4sure
We are a whisker away from fulfilling our dream of relocating to the South West to a beautiful farmhouse. The only thing standing in the way is my husbands employer reference! It’s been over a week now and HR and his manager are being a nightmare and not responding to his emails and calls and persistent requests to do the…
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Conveyancing timelines
I know this is a bit 'how long is a piece of string' but I wondered if anyone currently going through the house-buying process can shed any light on how long the conveyancing process is taking at the moment. Our mortgage has been approved, and we're happy with our survey. The searches are back with the solicitors. However…
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Who owns a public footpath?
I know that someone in Land Registry often replies here and so I'm hoping (s)he can advise. Our house has no frontage on to the highway; we have 'vehicular access only' down a public footpath according to our deeds. The footpath is in effect a country lane, wide enough for a single vehicle to drive down. Our solicitor…
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Advice appreciated
We had an offer accepted on our house mid February. We had an offer accepted on a new barn conversion the day after. We were called by the estate agent for our new house to inform us that planning was not in place for the extended part but that the owner would put in a retrospective application and it would take 8 weeks.…
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Buy with cash then mortgage once partner has finalised divorce and sold house
My house sale going through nicely and very quickly. Partners house is owned with ex husband and that is being sold too. I'm thinking that I buy our next home with the cash from my sale plus 20K from family, then my partner buys into it with cash plus a relatively modest mortgage once she's sold hers and sorted things out…
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Stamp duty deadline - getting existing occupant out in time
Hi all, I'm in the process of purchasing a home and an very mindful of the end of June deadline for the stamp duty holiday. The current occupier of the home I'm buying is having problems finding somewhere suitable to move and I'm concerned the delay might end up costing me approximately £10k. Other than applying pressure…
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Ideas on how to get house
Hi guys, me and my wife have seen a house we really really like but according to the broker we can't get enough from a lender and are about 10k short. The house we are looking at is up for 385k. Our current mortgage is 204k and we've agreed to sell ours at 270k. This leaves us with 66k deposit, now once you factor in…
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Question about indemnity policy and TA6 form
Buying a property and i have the following questions. 1) Do you need separate indemnity policies for each item which lacks building regulation approval? Or would one indemnity policy cover everything? My solicitor says "The policy can cover several lack of building regulations such as the garage conversion and internal…
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Freeholder or Leaseholder responsible for fixing the fence
I wonder if someone could help me. I am a leaseholder of 2nd floor flat in converted house (4 flats), my lease is only for the flat/building - no garden. Ground floor flat lease includes both back and front garden with us having a right of way to the entrance only. We are all freeholders as well (share of freehold), just…
