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Homeground - Money for old rope
I have just been charged £244 by this company for sending photocopies of two documents to my solicitor. Is it any wonder they are vilified on Trust Pilot My ground rent is only £200 pa. Is there anyone to whom I can complain?f
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the neighbour's house conditions stopping us from selling my father's house
Hello, I inherited my father's house and would like to sell it but the problem we have is the neighbour's house that is covered in mouldy windows, overgrown rear and front garden. Abandoned vehicle in the front garden full of rubbish. There is an extension at the back of their house but it is falling apart. there is an out…
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Signing contracts before declaration of trust has been drawn up.
Hi, My partner and I are currently going through the process of buying a house. As we are putting in slightly different deposits( we are having a declaration of trust drawn up. This is yet to have been completed. So I was surprised when I received our contract to be signed in the post today. Is this normal? Can we sign our…
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Must everyone in a chain exchange on the same day?
We are at the top of a chain and are purchasing a house that is already empty. We have had lots of difficulty in trying to arrange exchange and completion dates but now seem to be getting closer to doing that. Our seller has proposed a different exchange date for them than everyone else. This seems really strange to me.…
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The Pub Next Door
Hi all, Newbie here so please be patient. I'd love some advice/thoughts from you. We are literally days away from signing the contract on a ground floor flat by the sea. We've been looking for nearly 2 years for somewhere in this location and its perfect for us. It is next door to a very lovely pub and the passageway to…
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Photographs in sales particulars
I'd love to know what sort of lens the photographers use. I viewed three properties yesterday and the gardens were about half the size! The rooms too. I know they publish the dimensions of room but I often don't really look at those - its the photographs. I will from now on. Viewed a four bedroom modern property (build in…
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Vendors delaying sale?
Hi, Currently 12 weeks since offer accepted. All paperwork, searches, survey etc. on our side completed. Our solicitors sent queries to vendors which took 4 weeks for a reply to at which point the majority of replies amounted to awaiting paperwork from vendors. Vendors have yet to complete property information form which…
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House-buying process - important structural engineer report - not provided until final hurdle
Hello - need to make this quick, so long story short: * we're in final leg to buy a house with discussion on exchange and completion date * we had a building survey done that raised a few issues, the main one being with the roof and damp, which led us to getting a price reduction. The report does not mention structural…
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Former buy to let properties
Why are former buy to let properties generally listed on the market for cheaper than homes lived in by owners? Even if they are in fairly good condition.
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Selling our house we've already got an eye on one...
We're about to put our house on the market, but really only because we've found something we'd move to. The house we want to buy is in our opinion slightly overpriced (similar properties go for £300k yes they have been converted to flats, but the asking price for the one we like is £425k). We think with what the EAs have…
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Missives Process New Build Scotland
Hi all, I'm a FTB buying a new build in Scotland and looking for some advice. We had our Mortgage offer through on Monday which i forwarded to our Conveyancing Solicitor and asked about next steps. I had no response until i chased on Tuesday to which the response was 'I've not got my copy yet, but when i do we can progress…
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Buying a house with leased roof solar panels
We are first time buyers that have had an offer accepted on a house we like. On viewing the agent told us the solar panels on the roof was owned outright, but now we have learnt that the roof is leased for the panels and handled by a company called A Shade Greener (ASG). It looks to be a 25 year lease with 16 years…
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New Build incentives
Hello, We are looking to reserve a new build home that will be ready in Sept/Oct time. The sales rep had to choose the kitchen and bathroom tiles etc due to the plot not having been reserved. There are a few "extras" already coming with the home turf to the back garden, white andesite sink, chrome trim in bathroom and…
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Mortgages and Furloughed Pay
Hello there I am a first time buyer, and my partner and I have decided to take out a small mortgage to get a slightly bigger house, we can afford a 2 bedroom house @ appx 120K, but frankly, they are a bit on the small side. We went via an estate agent to enquire about a mortgage (45K), and they put us in contact with an…
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Short lease , share of freehold
Some advice please. My elderly parents have viewed a flat they would like to purchase. We were informed the lease has only 56 years left but the flat comes with a share of the freehold( 4 flats in total). My parents are downsizing so there are no mortgage issues, we know you can extend leases and the cost varies. The…
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Restrictive Covenants: building a garage
We are in the process of buying a 5 year old semi-detached house in the country, part of a very small development: 2 semi-detached, 1 detached. I'm just reading through the land transfer document and have found under the restrictive covenants something about building. We intend to build a low garage in the garden, the…
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Landlord fined for dumping father and son’s belongings on street and changing locks
https://uk.yahoo.com/news/landlord-fined-father-son-belongings-street-142803722.html Thought it was interesting to see an example of this being enforced
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Some advice needed
Hi I am currently in an relationship breakdown after 31 years. We are not married, nor do we have children. The split was mutual and is totally (mostly LOL) amicable. I was originally going to keep our 3 bed semi on, but realised that this wasn’t feasible. We have £83k outstanding on our mortgage with a house value of…
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Zoopla listings
Would you be suspicious of a reasonably well priced Zoopla listing with over 400 page views in the last month but no sale? If it’s been on the market for about a month.
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Block of flats: Management company, directors and the mess thereof
We are a block of flats where we equally share the freehold. A Ltd company was set up to manage the affairs of the block of flats and each flat has an equal share in this company. We have a property management company to oversee the collection of service charges and look after cleanliness etc.Only 30% of the owners live…
