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20K offer over rejected. What to do?
I was approached by a Home owner to say they were thinking of selling. To stop them going on the market I offered £20,000 over valuation however they’ve decided to go on the market to get the best price they can. Do I still make an official offer of 20k over straight away to the estate agent or do I wait it out and then…
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End of Tenancy : Deposit Return
The tenants in my house are leaving in a months time after quite a few years at the property Obviously, I shall have to return their deposit, but was wondering whether i can legally use some of it to return the gardens to the state they were in when the tenancy started. I have had reports from neighbours that the garden,…
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No mortgage valuation 5 weeks after accepting offer
I accepted an offer on my flat almost 5 weeks ago from a buy to let investor. My previous buyer pulled out so it was a real rush to get another buyer as I'm at risk of losing the house I'm buying. I had to push my estate agent a bit to get this buyer to pay his legal fees to get the searches started. That's all under way.…
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Lack of Building Reg Approval - will this be a problem when i come to sell
I am currently in the process of buying a house which lacks building reg approval for a garage conversion (2010), wall removal (2010) and replacement windows (2017). Will this make it difficult to sell the house in the future?
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What are my tenant rights RE garden access
Sorry this is a long one: I live in a rented property with a front and back garden. At the side of the home is a large wooden shed sat almost flush behind a set of double gates, leaving a small passage between the shed and my wall down into the back garden (see image at bottom). I am not allowed access or to use this shed…
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Freehold Purchase Irregularities
Hi all! First post here so please bear with! My partner & I are purchasing a property which was leasehold but is being sold as freehold (current owners have purchased the freehold as part of the sale), but our solicitor has advised there are some irregularities. When selling the freehold, the former freeholder has insisted…
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Buying house from divorced couple through court order sale...
Hi everyone. I'll try to briefly summarise where we're at, and any advice / reassurance is greatly appreciated. We've sold our house to cash buyers, and have found a lovely new family home. It's being sold through a court order as part of a divorce; the ex-wife lives in the home (with kids), the ex-husband has moved out.…
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Private payment to seller
Hi, Just looking for some guidance on if I can make a private agreement with the seller of the house we are buying. At the start of buying it they said if we offered an extra 5k they would move out early and break the chain. The estate agent advised against it saying it could get messy so we didn't. We are in the…
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TA6 Notices
The TA6 form states "Is the seller aware of any proposals to develop property or land nearby, or of any proposals to make alterations to buildings nearby? If Yes, please give details" Our neighbour was granted planning permission for a new dwelling in the garden in 2018. Planning has now lapsed. Assuming this still needs…
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What can you block out on a bank statement when applying for an rented house?
hi, not sure if that tittle sounds silly or not but im house hunting and nowadays they all want bank statements and i was going to block all my personal transactions out but not sure if that would be ok so i thought i would ask for a little advice on here as i aint rented an house for some time and im very rusty on this…
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Buying old property via new-build developer acting for vendor
This is a little complicated, but I'll try to be succinct: The vendor (A) of an older (e.g. 1930s) property wants to move into a new build that has not yet been finished. The new build developer has accepted A's offer on the basis that they will also manage the sale of A's existing property. A would probably struggle to…
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Demand for service charges from Managing Agents in leasehold flat
I paid several thousand pounds in service charges last year to the agents who manage the block in which I own a flat, they insisted on doing external redecorations against the wishes of all the leaseholders. They made a complete and utter pigs ear of it and the work was halted and I have been told that there was an…
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Cash Buyer - how much lower to offer?
A house I'm looking at sold for 250k 3 years ago. From what I can see of it, they have changed the carpets...now it is on for 340. My budget is 340 including a new kitchen, new windows, paintwork, etc. I am a cash buyer. Can I go in with a 305 offer or is that simply rude? Where would you go in?
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Reclaiming second home stamp duty COVID delay
Hi there has anyone had any luck reclaiming the additional stamp duty, where they’ve gone over the 3 year deadline due to the delays with COVID? Thanks
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Renting as a pensioner
Does anyone have any advice on trying to rent a flat (in the UK) when on a limited pension income? I'm finding that letting agents are demanding an annual income of at least 30 times the monthly rental fee (which means most places are outside my range), and any savings you may have are not taken into account. It seems…
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Help first time buyer…advice needed
Hi all! First time poster and buyer. we're going through the process of buying a house and we've been put off by how close a garage has been built to the gable wall (see attached). Our solicitor has advised: "there is not much that can be done from a legal perspective in relation to the neighbouring garage. As prospective…
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Guarantor
Hi folks, I’m currently scouring the housing market for a suitable rental, and due to my credit history (current IVA), I am really really struggling. I seem to have stumbled upon an ideal property, however they have asked for a guarantor. I do have a suitable guarantor who is a homeowner with pristine credit history. My…
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Party wall surveyor - Using someone else
Hi, We are due to be getting quite a bit of work done. All the work has been passed to the council and approved Upon applying for planning permission, my neighbour had various letters from surveyors saying they can act on their behalf for the party wall agreement. We are just about to commit to a builder and need to ensure…
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Front Dormer
I have come across this house and it got me thinking. On a street with no other front dormers, I thought this was an automatic no? I found this property on the Rightmove Android app and wanted you to see it: https://www.rightmove.co.uk/property/107069702
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Purchase of Ex LA flat - Survey?
Hi In the process of purchasing an ex LA flat in a block of 6. Full steam ahead, mortgage offer done and valuation being completed tomorrow. My question is do I need a survey done? Quite prepared to do so, but have been reading that it may be a bit pointless considering it's a flat and won't be able to go anywhere apart…