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Rental exchange credit building for tenants
Me and my wife are looking at using the rental exchange does anyone know if this would be on both of our credit reports ?????
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New build garden full of weeds (rented)!
Hi everyone. Last summer we moved into a new build property which we rent. When we moved into the property it was one of the first of nearly 150 homes on the new estate being built by Kier homes. 5 months after moving in, Kier dumped tonnes upon tonnes of dirt behind our back fence, they have created a dirt hill over 12ft…
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Permission for a summerhouse?
Our house is one of a terrace with landlocked gardens at the rear. A next-door neighbour is planning to erect a summerhouse at the end of his garden. Are there specific rules regarding the height of a summerhouse and its distance from boundaries? I suspect that it will be used for as a bedroom for a child / children. Could…
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Rental failed mandatory electrical test
My understanding is that the managing agency should provide me (the tenant) with a copy of the report is this correct? But they are keeping a low profile, I only learned about the failure when the electricians contacted me to arrange the remedial work. Usually the agents would also be in contact. It's not as if this is a…
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Buying a house with 'not-owned land' in boundary. Do I?
Hello all your lovely knowledgable people - would appreciate your opinion and advice: I am buying an amazing house; large driveway and gardens with a council-owned park next door. On the land registry the boundary lines show a small triangle of white 'not-owned' land within what I would consider my property boundaries (on…
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Advantages of using mortgage broker
Are there any advantages to using a mortgage broker instead of going direct to a bank if you know which lender you want to go with? For example, does an offer with a mortgage in principle from a mortgage broker carry more weight than one from a bank direct?
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Do I need indemnity insurance?
Hi, we're FTB - buying a 1980s property through bank mortgage. It has the following planning works / installations done - 1. Side extension ground in 1980s - The planning permission has been approved but there's no building regulations certificate. 2. First floor side extension in 1980s - again planning permission approved…
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Rented house - how do you know when they were last updated?
Hi, I see it mentioned quite a bit on here that when in a rented house tenants say "the carpets were last done in X year, and the decorating done X years ago", before they moved in. I just wondered how people knew this? The house I rent was built in 1997 (I think) and although the carpets are hoovered, they're in an awful…
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Messy title? Should we pull out.
A little bit of background. We've put an offer on a property. Terraced house with an easement to allow neighbor on left side down alleyway to access back garden. Standard enough stuff right. The Easement is set out in the Leasehold title, however there's a freehold title to the property which makes reference to the…
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Shared ownership Staircasing - Valuation report issues
Hi Community Please can someone advise what I should be doing for the below issue. I informed my housing association that I wish to the staircase and as a result that they put a request forward to their Independent surveyor which I paid for as per the terms. The survey report came and the price was £460k (20k more than the…
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Help with building survey report please?
I am in the process of buying my first home and just got the building survey back. Wondering how serious these issues are and if anyone has any ideas of cost implications? Wasn’t expecting so many problems but have no idea if it’s just standard stuff for a 1940s house. Any help or opinions appreciated while I wait for the…
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Undemised loft space issue - is there any way of working this out?
Hi everyone, I've recently had an offer accepted on a house, which is dependant on me resolving a handful of issues with regards to the property before I move on with the purchase. The property is a 2-bed, with a converted loft space (the loft space could be a '3rd' bedroom). The problem is...: * the current owners have…
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Mortgage broker saying I have to prove insurances in place-is this right
Hi, so I used a broker for my mortgage. Following my mortgage offer, I repeatedly got calls from someone in their office saying they needed to have a meeting with me to discuss insurances. I declined this meeting as I am the sort of person who prefers to search the market myself, choose my own insurances etc and so I have…
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FTBs building survey found 'rising damp' in 1930s semi - likely causes and best next steps?
Hello, We're FTBs and had our building survey back for a 1930s semi in Manchester, which among other things (needs rewiring, windows don't have lintels etc.) they have identified "rising damp". They used moisture metres and found damp on the lower sections of all ground floor external and internal walls. There are also…
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Removing an old Citifinancial Charge From My Property
Hi I wonder if anyone can help. I had a loan with Citifinacial in about 2005 and when I couldn't pay they put a Charge on my property. I am trying to sell my home now and repay the loan but Citifinancial has gone out of business and I can't find who the loan was sold to. It's in danger of stopping the sale of my house and…
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HMO
Hi, I am in process of buying 4 bed house (with HMO mortgage). Expecting the purchase to complete by Sept 21.Plan is to convert this house into a 6 bed HMO, so will be extending the house as well which will take 3-4 months.My quesiton is at which stage do I need to apply for a HMO licence? Is it right after the purchase?…
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At Breaking Point - 1 year sale
As title suggests, I'm now at breaking point with this whole scenario... I'll try keep it brief. Selling a one bedroom flat with courtyard in the centre of the City. We had a healthy offer pool at above asking price and selected the most appropriate. She then backed out the week we were about to simultaneous exchange and…
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Getting deposit back from DPS
Hi ALL So my story is...we had been renting this house from a landlord since 2011/July and moved out recently/two months ago, because we bought our own.There have never been any issues with the house/neighbours/landlord and even at the end we found the landlord a new tenant/a friend of ours, hence the landlord didn't have…
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How soon after viewing do you expect feedback?
so we’ve so we’ve had afew viewings so far. We had one Friday evening & our estate agent has left a message for feedback. After our first ones, the feedback came quickly so I’m hoping we will get some from this viewer. How soon do you expect it if at all?
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Estate Agent fees negotiable
Hello, sorry if this comes up a lot on here, I’ve found an Estate Agent for my sale, they have given me a good valuation and say their rate is 1.25% but they are open to negotiating the rate, what would be a fair rate that I could ask for? Could I, for example, suggest 1% or 1.25% if it sells at full asking price?
