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Completion Day Advice
Firstly, I am so sorry to repeat a post I know has been done really well previously, but I have searched both the forum and the forum via google and I cannot find the brilliant thread from last year on this topic. If anyone can find it, please do post the link. Either way...What is on your completion day checklist / advice?
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Can I appeal for Council Tax (Birmingham Council) exemption on an empty house?
Dear All, I would like to see if anyone of you could provide me with some advice on how to approach this. I am a first time buyer and have recently bought a house on 30th Nov 2018 which is under Birmingham City Council. I have been living in a rented apartment (which is also under Birmingham City Council) until then. I…
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Lifting restrictions on a holiday let/home
Hi can anyone help with our problem? We bought a house 15 years ago that has an attached very small granary over the garage. It was an old farm house/cottage many years ago. The previous owners had retrospective permission to use this very small area as a holiday let with conditions (i.e. only 11 months occupancy). Which…
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Limited Title Guarantee Indemnity
Hello, Has anyone had any experience of using an Indemnity Insurance for limited title guarantee? I'm in the process of buying a house, the conveyancers have suggested we purchase this indemnity insurance because it is being sold with a limited title guarantee (sold by power of attorney and not the owner). I know it's not…
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Issue with providing proof of address for partner
Hi everyone, I am currently going to rent a property and will be paying the holding deposit tomorrow, and I have just realised that I may have an issue so was looking for some advice about providing proof of address for my missus. She was living in a rented property 6 months ago but moved out to a friends house (Owned,…
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Council Tax (Scotland) exemption for house undergoing work
Hello all We have bought a project that consists of a house and a cottage. Both dwellings are registered for council tax. Both are currently uninhabitable due to extensive refurb works. We have not lived in either since we bought them in July 2018. We are doing most of the initial stripping out works ourselves. I have…
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Advice on property offer?
A property recently went on the market for a very reasonable price and it seems perfect for us. We contacted the EA to arrange a viewing and he said the vendor only wanted to conduct an open house this Saturday (2nd Feb). When I said that we're unavailable that day, he contacted the vendor and arranged to let us come see…
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Covenants on new home purchase
Hi all, I am currently in the process of buying my first property with my partner but the house we are purchasing comes with covenants from when it was built as a council house, the covenants are: 1. Not to be a nuisance to your neighbours (easy to follow) 2. I am not allowed to run a business or even be registered as self…
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Transfer of part plot of land
Hi My Dad is transferring a portion of a field into my sister and my name. What is the normal length of time it would take for Land Registry to complete the land transfer? My Dads solicitor began the process back in June 2018 and it still hasn't been completed. What could be causing the delay? Apparently, part transfers of…
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Seller hasnt found a house to purchase - they accepted our offer in November!
Hi everyone, I'm a long time lurker on this thread so apologies if I dont get this completely right! My partner and I made an offer on a property in early November, we are first time buyers and we have no chain as we are in rented accomodation. When our offer was accepted we knew the vendor had not yet found an onward…
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Renting Out a House with charges against it
Good morning I am just trying to find out if it is allowed to rent out a property which has a significant amount of charges against it please. I know that you can't sell the property without paying back the charges but can you rent it say as a holiday let & make profit from it? If it is illegal who would I report it to?…
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Advise Needed Please
My sister has made an offer which has been accepted on a property that was listed with several agents. the property had been up for sale for a long time. Although the agent she is buying through has duly marked the listing with SOLD stc the other agents still has the property up for sale. She is in the very early stages of…
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Abandoned caravan on land
Hi. I have asked solicitor about this but wanted your opinion. I have purchased a house with some land on the back that the seller got through adverse possession. The land registry has it under my name now after buying it. Problem is there is a caravan on that land, in good condition. How can I get rid of it? I can put it…
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Converting Home Purchase to Rental Property
Hi, Thanks in advance for all help. Here is my situation. I want to buy a property in the UK using my Help to Buy ISA. So let's say I use my 12k ISA and the government gives me 3k towards the deposit and I buy a property worth 200kish. I plan on living in this property, however, after 6 months or so I might be going to…
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Notice to tenants/rolling contract
apologies where i am sure this question has been done to death, but its really hard scrolling back through. Scenario- tenants AST ends 15 April. Am i obliged to write to them to invite them to extend (and if so-is it 2 months in advance-i.e by 15 feb . i would like them to extend ,but simply wondering whether i need to…
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Fly tipping paragraph in Landlord Insurance
To anyone working in Insurance or Claim departments. In my Landlords Policy, in the Policy Wording for the Property Section, there is a part entitled Fly Tipping, which reads... "We will pay for costs incurred with our consent for the removal of property illegally deposited within the boundaries of the premises and the…
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Help to Buy Question
My wife holds an Indian passport. She has lived in the UK since 2000. She was granted Indefinite Leave to Remain in 2010. She has a National Insurance number and has worked every week since she arrived in the UK (Cardiff). We have been married since 2003. We have lived in our terraced house since 2006. It is in my name and…
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Thuds from barefoot footsteps above meets all building standards!?!
Hi, I moved into a new build apartment last month. It's in London and I paid £475500 for the apt - not cheap. It's on the 9th floor of a 10 story modern new build and there are concrete floors between each level. The builder is a reputable builder (who I am refraining from naming right now) Each time the people in the…
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Fee's to sell my 1 Bed flat - part ownership
hello everyone, I currently own a 1-bed property within a part ownership scheme. I own 40% of the flat. I was seeking some advice on whether the fee's I have calculated are correct and whether I have missed anything. Also, any recommendations and tips would be greatly appreciated! Fee's I have seen so far: RICS valuation…
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fixtures and fittings
FTB - offer has been accepted and just waiting for completion. We were told from the beginning when asked what would be left etc that the washing machine would definitely be included as it is integrated in the kitchen. we got the list of fixtures and fittings through last week and the sellers have ticked they are taking…
