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Buying House - Only just off benefits
Hi, so we had our children and found that we needed to be on housing benefit for a while, as my partner was starting his own business and I couldn’t find a job that paid enough to cover childcare costs too. We came off all benefits 2 months ago and I’ve started a new job (and childcare costs are now hardly anything). My…
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“ To Let “ sign
Moved in last month and the “ let “ sign is still up Do the estate agents employ handy men to collect them? Or should I contact the estate agent and ask them politely to remove it ? Thanks
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Student rental contract for shared house query
1. Is it normal to not include all tenants names on the rental agreement? They have only included 1 of the 4 students names. 2. Is it normal for each tenant individually to provide a guarantor? 3. Is it normal for the guarantor to cover the entire annual rent of all 4 tenants? If that’s the case all of the guarantors that…
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council footing should pay
Hey guys so have been renting this 3 bedroom house for 6 months now when we first rented it come with a drive way and such and was told we was able to keep the car on here and i thought brill :) , now my fiance is disabled due to a hospital mishap and i am her full time carer but to get access to my house you need to drive…
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Moving gas & electricity to new home
Hoping i can get some advice. Currently with British Gas for dual fuel, fixed term ends on 31st Jan. Will be moving home in the second week of February. New home currently has First Utility. When I called British Gas, they explained I can carry across my standard tariff to new home and then take out a new fixed tariff, but…
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Cheap Solictor / Conveyancer
Hi all, FTB on a 100k property! Pretty excited. The agent has my identity, documents etc however I am still yet to appoint a solicitor or conveyancer. Any rough idea on prices? Any way I can shop around and get a CHEAP deal, cheaaaaaaaaaaaaaap. Or am I being delusional.
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Bought new house and dishwasher doesn't work
Hi all We have just moved into a house we have just purchased and the integrated dishwasher is faulty. It trips the electrics when we try to use it. In an ideal world we would have tested it before we moved in but we didn't. Do we have any rights to ask for a contribution to fix/replace it? Just wondered what people's…
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Buy to let advice
Hello all, hoping to get some advice from you knowledgeable lot please! So we own our home, have about 25% equity in it now (we had more but took some out to do kitchen renovation and an extension). Can manage our mortgage payment comfortably. Our home is worth around 485k. We have about 20k spread among 0% credit cards…
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Help on how to look more appealing to vendors.
So I’ve been trying to buy my first property for about a year. I’m looking at houses priced at £280k. I’ve been gazumped once, had offers over asking rejected (offers up to 300k and had offers rejected in favour of cash buyers. After I was gazumped a few weeks ago, my FA said I could still use my mortgage offer on another…
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When did you receive a title report from your solicitor?
We’re in the process of buying our first home. We’re at the point where all searches have been ordered, we’ve signed our mortgage deed and received our mortgage report from our solicitor. There were some delays at the start of the process on the sellers side, but our solicitor has now received the draft contract pack etc…
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Landlords
Might seem a simple question however. If you own an apartment do you have landlord or is that only for rental ?
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Periodic tenancy woes
Hello all! I'm hoping someone can help me please as my head is in very real danger of falling off. We had a six month fixed tenancy agreement which began on 20th June, we paid on the 19th of each month and it ended on 19th December. My flatmate was in the process of buying the flat we rent and so it was agreed with the…
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Require Conveyancing Advice - Land Registry
Hi All, first time here. I have a complex issue regarding first registration of property with Land Registry leading to a Qualified Title. According to my solicitor the issue is the current Root of Title – which is a voluntary Conveyance for no consideration. This is not considered to be a good root of title for the…
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Buying through Housing association or open market
Hello, I have been looking for a while to buy a flat with the shared property scheme. I think I have found one that I quite like, however, the person at the housing association told me that I need to put forward a reservation tomorrow at the latest, otherwise it will go on the open market. I think I could go on and pay the…
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New Build and Waiting for it to be Built....
Me and my Partner have just put our 3bedroom house on the market to purchase a new build – we have our eye on a development in our desired location, and we know they have houses being released in the next 4-6 weeks that match our criteria and price range. We can’t reserve one of these until our house is sold STC and in a…
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Ruined Carpet
Hi there, I think I already know the answer, but just wanted to check and get some advice. Back story, basically my dog decided to be a pain and rip up the carpet in the lounge, it is utterly destroyed about a metre square patch by the door and we have just cut it down so it doesn't drag or get worse. We can live with it…
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After over 8 years, and my ex-landlord is now threatening to take to court.
My ex-landlord has just phoned my mum demanding my number, apparently she is threatening to take me to court over a dog that I didn't have causing damage. This is absolutely ridiculous as I moved out of the place over 8 years ago. Am I right in thinking that she is totally wrong, there have been tenants since I was there,…
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Tenant...no heating/hot water Help!
Hi, Just need some help as no idea where we stand. Back story- We have been spending a horrific amount in oil the last few months, upon mentioning to a friend they asked if we’d looked at the boiler. We checked it and there was an inch of water at the bottom. Reported to agency the next morning, chased 5 days later, chased…
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First Time Buyers
My son and partner were about to seek advice concerning a first time buyer Mortgage when his partner revealed that she had assisted her brother a few years ago by allowing him to add her details and circumstances to his Mortgage application, which was accepted. Can anyone tell me how this will impact on their application…
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Should we have to pay
Hello to all Please could you help me My “neighbours “out of the blue have hit us with a planning application to build an extension just 3 metres from our sitting room so we will be left looking at a gable end. This has caused considerable anxiety to my wife (recovering from cancer treatments) and myself My main question…
