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Terrace in demise, roof is leaking & responsibility of freeholder
My flat is in a modern residential building and comes with a terrace which is demised. The leasehold agreement (mine, but I'm sure all the neighbours have the same lease terms) clearly says roof maintenance is the responsibility of the freeholder. My terrace is the downstairs neighbours' roof, and it leaks. They've been…
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Should i sell up or re rent? Advice greatly appreciated!
Hi guys, I wondered if i could seek advice from you all!? I currently have a btl property that i have owned since 2006. I bought it for 108000 I have rented it since 2010 previously living in it. My mortgage is approx 65000 and its worth is approx 110000. I have 16 years left on the mortgage. I rent the property for 525…
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Would we need planning permission?
Hi all We are about to complete on the purchase of a house we fell in love with from the second we walked in! The house needs some work - carpets, new windows, new kitchen etc. The house has a massive attached garage and we were thinking of utilising the space to make a kitchen. The existing kitchen is pretty small and we…
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Exchanging tomorrow but should i re-do my mortgage?
Hi i've arranged a 5 year deal with Nationwide on my new house, looking to exchange tomorrow and complete on the 17th August. Thing is if the rates go down today will i be able to go back to Nationwide and re-do my mortgage deal if they reduce the rates?
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How long to wait
Put an offer in on a property last (cash offer) Thursday morning. Heard nothing, not even a receipt of offer. Eventually got one late Friday and was told that the estate agency was still waiting to hear from the solicitors that are selling the house. They also put in the email that higher offers had been received and…
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How to Prove Address ID
Morning All Sorry long thread Looking for some advise please We are currently in the process of selling our house and buying another we hit a big problem with land on our drive registered to someone else this is now in the process of being signed over to us, but has taken months to sort out During this time our buyers and…
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land boundaries issue
Hi Guys, I am stuck in a muddle of puddle at present so here goes: Just bought a house and thought everything was going well until my neighbour decided to pull down the fence which I'm responsible for and rebuild it while I was at work. I am the only property with a garage which requires a side drive entrance to get to the…
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Letting agent keeping deposit - Advice needed!
Hi, I'm looking for some advice on behalf of a relative. She moved out of her rented flat 6 weeks ago, after 2 weeks she contacted the letting office in regards to her deposit and was told that the person who would deal with this was out of the office, another 2 weeks passed, same answer. Finally 3 days ago she spoke to…
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Revised Offer - What do I have to declare?
Hi I sent a revised offer to the estate agents today as there's a bit of work that needs doing to the house we're planning to buy. If the estate agents want to know how we've come to that reduction, do we have to fully explain? If they say the owner won't accept then should be threaten to pull out? To be honest, the owner…
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Buying an apartment with a reducing lease
Hi All I am looking for some advice. I have seen an apartment for sale with a long term tenant already living there but the property was built in 1991 with a 99 year lease so on paper the lease has 74 years left which i am assuming is the reason the apartment is on the market a lowish price. If i believe i cant apply to…
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First home in a relationship
Hi everyone, I hope you're all well. I'll just dive right in with my quandary: me and my boyfriend of four years had made the decision to look for a house some time ago. I decided that, as the relationship was long distance, I would leave my family and friends in Manchester, and move in with him and his family in South…
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Garden Fence has been removed and destroyed
I am really sorry if this is in the wrong place, I wasn't sure where to post it. At the rear of our garden there is a triangular shape piece of waste land that 3 different roads back onto. It has been unused for over 20 years and was extremely overgrown, and no one is sure who actually owns it. On Monday there were men out…
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Incomplete Surname in Documents
Just after a bit of advice. We are currently buying our first home and using a broker, he's sent us the life and contents insurance quotes today along with a couple of other documents he needs us to sign, but my surname is not correct... I am Honduran and I still use my maiden name because we want to wait until I have been…
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Building regs - who is to blame?
Hi, I am hoping someone can help me. We bought our house in 2012 - we had a home buyers survey done at that time. We have just found out that there was no cavity in our exterior wall (kitchen extension). We have since found out that there are no building regs in place for this extension. The work that we need doing is…
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Replacing a Back Boiler
Anyone got any experience of this? We're interested in a house that has one. I've no idea as yet as to what kind of condition it's in. But anyway, seeing as we'll be looking at re-decorating it seems appropriate to get some advice about changing it. As with probably most, it's behind the living room fireplace in a cupboard…
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What would you do? Lease in charges register
Hi, I have posted a similar thread before but not sure if I worded it too well. We're in the process of purchasing a freehold house. However, there is a 'note' of a lease in the charges register with around 45 years left. It is a very short note and says something along the lines of ; 'lease dated for 99 years from xx to…
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Lift registration - sharing password with mortgage broker?
I went along to a mortgage broker earlier and was quite amazed to be told about the government's LIFT scheme which I had not heard of before. All seemed good, but the advisor told me he'd send an email with a link to register with Lift, asking me once I sign up with my details and activate my account to send him the email…
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What you think of this house?
Me and my wife are interested in buying a house in Newcastle upon tyne, ideally within the tynemouth area. However central tynemouth is way out of our price range! I can't post the link but if your search this postcode NE30 2AE on rightmove (this area only), its the corner house with the blue door. We dont have children…
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Previous Repossession
Hi, I wonder if someone can help, I am looking for a mortgage lender who would consider lending to someone with a previous voluntary repossession, This would be from around 14 years ago. Thanks
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Dangerous boilder in new house
Hi everyone, So we've just moved into our new house, we completed on Friday and moved in on the weekend. I had an electrician and gas safety guy come round today to put a new socket in for the cooker and he had a quick check of the boiler for me while he was there. He has had to decommission it as it is unsafe. He says it…
