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Getting confused
We are in the process of buying our first house, our sellers are in no chain and we are FTB's and we are both just going through the searches stage. I have this morning received an email from the EA asking for an update on progress and if we have a date in mind for exchange and completion. I am presuming that the vendors…
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is seller required to go to solicitors office to sign contract?
Hi I am selling a property and it is close to an end. Solicitor has requested me to come to his office to sign the deed. When I was purchasing I was never required to do so. And the solicitor has requested to visit several times already - its 2 - 3 hours away and they keep me waiting for hours. They said the witness needs…
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Buying New Build off plan - Legalities
I am trying to understand the process. We have a house currently, that maybe under offer in the coming weeks. Trying to understand the process of buying and selling. The house we are interested in is a New Build and would require a 25% deposit with an exchange of contracts in 28 days (although it is not even built yet),…
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Capital gains on swelling a flat.
Hi All Capital Gains Tax..can someone explain as for a dummy. I've a flat..went to Uni to do a Masters..and rented the flat. I rented it for 3 years and started living back there in August 2014. I've been back living there since then and it's my only property. The flat's in east London, it's a one bed ex council, so it's…
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Lease on contract is shorter than when it was advertised... What to do?
Hello everyone, Sorry for cross posting, I'm starting a new thread on this specific subject because the old one seems to have gone quiet. (This forum won't let me paste links, so if you want more context about my situation search for 'Doubts before contract exchange - help!' thread). A few months back I had an offer…
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Reasonable solution to stained stair carpet - tenancy
Trying to help me niece out with ending her tenancy. The landlord has said he wants carpets (main bedroom, stair and lounge) in the house replaced. The inventory states that the lounge and bedroom carpets were badly stained on commencement of the tenancy so its clear he has no claim against them. The stair carpet is stated…
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Home Buyers Report has me freaking!
Hi everyone We’ve just had our survey done – we did the ‘home buyers report’ and after reading it I’m stressing a little to say the least. After it was done the surveyor called us and said the house is fine, although the windows need doing, the kitchen needs modernising etc. but we knew this already and we have budgeted to…
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New Build Negogiation Advice
Dear money savers, I am currently in the process of negotiating a deal in a new build property with Taylor Wimpey. As a first time buyer using the HTB equity loan I am consciously trying to reduce my costs as much as possible. I have read the posts on here and so far have put into action the suggestions but I wanted some…
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Solar Panels
Morning all Solar panels - leased bad or good? cheers
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Offer for those with a 90% mortgate and no extra cash
Hello, I'm trying to get my head around the concept of making offers on a property, up to the amount of your AIP, despite ultimately being limited to what the bank will value the property at - and thus what they will lend out. Let's take this scenario: House price £480k House offer £520k Banks valuation £500k In this…
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Persimmon homes experiences
Hi all, Me and my OH are have applied for part exchange to reserve a new build Persimmon home in Yorkshire. However, though we love the house style, garden, area, we have since read shocking reviews about the company online. I basically would like to get an idea of what exactly people's experiences have been with…
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rent deposit return - bills
Last month I moved out of the flat i have been renting however the estate agent is saying that they wont return my deposit until they have evidence that water, electricity, council tax and gas bills have been paid. All i have is reciepts and no reciepts for the water as this was overpaid in a one off however there is no…
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villafont homes
Dear all, i was wondering if anyone had any experience (good, bad or ugly!) with their purchase/ considered purchase of a new villafont home? thank you for any info!
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Opinions/advice needed
Hi, Looking for my first buy and I've come across a few properties but I'm confused as to why they are priced at their respective values: property-37351596 on rightmove The above is for sale by an asset management company (lease is 149 years) checking others sold in the same block on the history shows an average price from…
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Short lease flat - keep or sell?
I am looking at buying somewhere to live and either want to sell or keep my current consent to let flat, details as follows: Lease 63 years, value 190k, rent 750. Mortgage 77k if I keep would increase to 130k proper buy to let to gain a 53k deposit for another property ( to live in). Is this worth keeping as it is? I can't…
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Remortgage without FENSA certificate
Help! We bought our house in March 2014. We had some work done - which included moving the boiler (company 1), adding extra electrics (company 2) , replacing the kitchen window with patio doors and replacing 1 bedroom window (both done by company 3). We are in the process of remortgaging and have been asked for…
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Conveyancer
Please could anybody offer any advice on who to choose for my conveyancer. Really need to keep costs relatively low so trying for online. All posts I can find on the internet regarding conveyancers are from years ago. Everywhere I look there are bad and good reviews. I think I find somebody and then look at the…
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Has anyone used the London & Country recommended solicitors
The firm I have been quoted for is Blacks Direct - would anyone recommend them? Thanks!
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Help with letting agent on new flat move
Help with letting agent. Me and my friend are moving into a new flat (supposibly) next month but I am having difficulties with my application. Can anyone advise? I did my reference application and everything came back okay apart from my income being 1k off the 2.5% that they work the yearly rent out. Rent x 2.5 for the…
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How much shpuld I be spending on rent?
Hi there, So I'm planning on moving out of my small rented room and into a house with my girlfriend. We don't yet have enough money to buy, so will rent for a couple of years until we can. My question is however, how much would you recommend spending per month on rent? We are both 21, and I currently earn £39500 PA which…
