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Asked to pay seller 10k due to high sealed bid
Hello there, I’ve submitted a sealed bid offer on a house - 50k above the asking price of 350k (have simplified the figures). Advice given at the time was that if the house is deemed by the bank to be worth a lot less than the offer - than I would not be expected to pay any higher. We’ve heard from the EA since, and been…
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which house would you buy given the choice of those 2
I have a massive dilemma which house to make an offer on. I am debating those two: http://www.rightmove.co.uk/property-for-sale/property-57473435.html http://www.rightmove.co.uk/property-for-sale/property-58658072.html Assuming that you could afford (barely) any of them which one would you choose. Also which one do you…
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What to look out for?
We have had our offer accepted for a property that has always been rented out since it was built about 15 years ago. However, the house ha been vacant for the last 6 months or so and that meant the boiler has not been used since then. Looking at it from a layman's eyes, apart from some of the windows which have…
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House Swap with parents.
I am asking in behalf of my mother. My mothers partners parents own their house outright, but with age and the size of the house, would like to move to somewhere smaller. They have approached us with the idea of swapping. The house is in their will to be handed down the two sons. This will remain the situation with a deal…
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Inheriting home, Wills and father in Council Care
Hi all! Hope all is well! Bit of a complicated scenario here, almost like a riddle, will surely get your brain cells firing on this slow Monday! So here is the scenario I hope I can get an answer for: I live in a house with my Mum. The house is owned outright by my Mum and Dad. My Dad is in a care home as he has late stage…
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Estate agent's valuations and vendors expectations
We're house hunting and still can't believe the way some estate agents value houses then sit on them for a year or more. This does happen regularly with certain companies and it's frustrating as a buyer and must be frustrating for the sellers (who probably don't know any better as most of them haven't been in the housing…
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buying house from mother because of illness
hi there my mother has not been well the last couple of years she's 73 and had a successful kidney transplant three years ago. in January this year she had a bleed on the brain which caused a slight stroke, she is out of hospital now but has to have a care team come in four times a day to help her. my question is this, she…
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Awaiting Grant of Propate
Can anybody give me any advice I have recently purchased a home with my partner and we are both expecting come june, I have signed the deedsand everything was running smoothly until I was told that the people on the other side had to apply for a Grant of Probabte as the lady who lived there previously passed away. I had…
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Help to Buy ISA - not available for all conveyancers?
The solicitor/conveyancer I am using to purchase new house have said they cannot apply for my help to buy ISA bonus as they are 'not registered for the scheme'. Did some digging and found this website https://www.helptobuyisaadmin.org.uk/ Which does say they do not need to be a member the scheme (named 'Lender Exchange'?)…
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Should I start hounding??
So we signed the contract for a house sale back on 30/3. Our solicitor put forward a completion date of this Friday 15th (to give the vendors enough time to get in and sign etc) We received an email this morning from our solicitor regarding paying the deposit and fees which are due before completion. I rang them and they…
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Giving parents money to buy house, and them to repay me once theirs is sold
Situation: Parents own house worth £300k Want another house at £200k The seller will not accept purchases that need to sell beforehand Parents ask me to give them £200k and repay me it once their house is sold. Any tax/legal complications here?
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Property market in Livingston, West Lothian
Wondering if anyone here knows anything about how bad/good the current market is I was previously looking at flats in Glasgow, they all sold pretty quickly or had lots of interest and went to a closing date It could just be coincidence or time of year etc but this doesn't seem to be the casevwith flats in Livingston,…
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What is price sweet spot for a FTB lawyer? Is proximity vital?
I'm buying a small house in cash for 180k in the south Bristol area. No chain. Does anyone have any personal recommendations? I'm looking for a quick sale. What kind of price point should I be watching out for from a mid to higher end laywer? Not looking for super fancy, but don't want to cut corners either. Also, is…
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Help with completion
Hi all, The completion date for my house has changed and will be earlier than expected, which is very exciting! We're now going to complete on the 18th. Only issue is that my building insurance, water, electricity etc are all booked for the 29th when we were originally going to complete. What do I do? Will it be okay to…
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Have you ever bought a house on multiple credit cards? Or is it worthwhile?
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freehold house leasehold garden
Hi Im looking into buying a Freehold terraced cottage that has a shared Leasehold garden. I cant find any information on the net for this particular combination. ( just leasehold flats with communal/ shared gardens) So was wondering if anyone on here has the same arrangement, and could enlighten me with any pitfalls that I…
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MSE News: Do you rent? Here's a new trick to boost your credit rating
Millions of private tenants can boost their credit rating by opting in to a scheme that records if they pay rent on time...Read the full story: 'Do you rent? Here's a new trick to boost your credit rating' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works,…
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How to get out of a tenancy agreement?
Hi All, A month ago, i entered into a 12 months tenancy agreement for a 2 bedroom flat with my sister which at that time seemed like the best option hence why i went for it. Now the situation has changed drastically, i will be getting married soon well within the tenancy term and, also my mother will be moving in with me…
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Neighbour's Extractor Ducting Through My Kitchen?!
Hello, I hope someone can help shed some light on this issue... I recently had an offer accepted on a 2 bed mid-terraced property. I went for a second viewing along with my builder and we noticed that in the kitchen there is a strange boxed in duct between the party wall and the external wall of the property. My builder…
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property valuation by bank
Hi all, I have placed an offer on a house which I think is quite expensive but that is the price range in london . Have agreement in principle and have proceeded to full application. Next stage is valuation and i am quite worried. Do banks normally come back under valuing the place? I only have 10% deposit and purchase…
