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Is the estate agent putting us off making a purchase?
Hi, My wife and I have put an offer in on our first property. Having raised our bid once to keep in the running we have crossed paths with one agent who has seemed to be ecouraging us to give up and walk away ever since we first viewed the property. Even after raising our bid, my wife called to see if there was any news,…
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Rising damp. A FTBs big problem or exaggerated issue?
Hi everyone, A newbie that's been lurking and following the posts on here for a few months but I'm ready to join in now :) Background: FTB, buying with my other half. Mortgage has just been granted and is in the post today :j Now my dilemma comes from the Home Buyers Survey..this was carried out today by Countrywide. *note…
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Offering very high to get your foot in the door?
Hello all, I'd like some general advice on offering on a house. I've spoken to more than one source, who claim it's perfectly common, and encouraged to make a really high offer for a property - with the intention of then reducing the offer once a valuation is made from the bank. The idea being to get your foot in the door…
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Deed of variation that affects block
Hi, I am selling my leasehold flat and my buyers solicitors have requested (at their own expense) a deed of variation on the lease regarding the ground rent. In the original lease it states that the ground rent would be reviewed every 5 years but after contacting the management company they have reviewed this and decided…
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Rightmove and Zoopla houses listed over my limit!
So I have put in several searches and lots, almost half those listed are well over my limit. They are from Home Wise and offer a lifetime lease for a reduced price. Then lower down the page is the real selling price! How do I stop these from coming up on my searches?
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Buying cheap in West Yorkshire - advice please?
Hi! My husband and I are massively downsizing as we are forced to go mortgage free. We've only got a budget of around £100k and want to be around Leeds/Bradford. I've been looking in Idle and Shipley but Wakefield also seems cheap. We want to be in the best area we can afford. Can anyone advise on cheap but not 'den of…
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Incompetent estate agent
Today my estate agent has both put up a sold sign in front of my house when we haven't accepted any offers, and arranged a viewing for tomorrow, which I agreed to (both via text) then phoned the viewers and told them I need to reschedule for tonight so the poor couple have just turned up in the middle of our dinner time to…
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Flat lease extension Advice
Hi, I am just starting the process of extending the lease on my flat. I've visited the Leasehold Advisory Service website but I am looking for advice about making initial contact with the Freeholder. Of the two solicitors I have contacted so far, one suggested going straight to the Section 42, the other to send an informal…
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Can anyone help me understand mortgage?
Hi all, thanks for reading. Me and partner are looking to buy our first house it's price is 125k but we believe would get it for 120 from the estate agents, we've got 5% deposit and our bank have given us an AIP for the 116,000 at 4.8% fixed for five years with 5% deposit. We worked this out to be 640 a month repayments.…
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gifting a house
I share a house with my friend, who is the house owner. he owns another house which he wishes to gift to me. I will then move into this property on my own. We are aware of his CGT liability. What does he need to do to make the gift and is it necessary to involve a solicitor.
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Neighbors taking out our fence - tomorrow
The boundary that we have with our neighbor has a hedge on their side (wild overgrown and is to be taken out) and a old six foot paneled fence on our side. It is our boundary to maintain. Our neighbor is doing work on his house and is taking out the hedge and is going to tarmac his drive (his front backs onto our back…
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Moving out of a flat - Bond dispute
Have moved out of a flat and the landlord originally claimed all of the £495 bond because they claimed the following was damaged: Carpet had cigarette burn in it. - £280 to replace Built in Microwave was faulty - £350 to replace Toilet seat was broken - £25 An internal door was damaged - £140 to replace I queried the claim…
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Managing agent and deposit problems
Evening all, I am a landlord who employed an agent to manage my property whilst I was overseas. The tenants have now moved out and their deposit was protected with the the DPS by the agent. The agent has returned all but £200 of the deposit to the tenants following a check out report. However, I have visited the property…
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Fence/Wall Boundaries help
I am try to determine if a back wall is within our boundary as we need to claim under the insurance due to damage. I bought a plan from the land registry but it doesn't really give me that information required for the insurance company. I paid for an official copy of the plan from the Land registry website via gov.uk…
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Second home & BTL mortgage - family sale
Dear Forum, Please can you kindly advise on the below scenario with your comments and point out any stumbling blocks? Scenario - I currently own one property with my wife (residential mortgage) and it is our main residence. - My parents live in a different property (residential mortgage) and it is their main residence. -…
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Moving abroad - to rent or not to rent
I am moving to Asia for a minimum two year stay. I own a three bedroom dormer bungalow in the north and have a mortgage of around 50% on a property valued in the region of approximately £160k. Speculative rental value in the region of £650 to £950 pcm My first thoughts were to keep the property empty, the cost of the…
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When does the timescale start from?
Hi Please be gentle 1st post We are currently selling and buying at the same time Our buyer FTB Our seller no onward chain Currently 4 weeks into solicitors having most paperwork fron all parties Awaiting our buyers paperwork from mortgage co and local search results Valuation done and alk fine My question us as the title…
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Notice given a question
I have had a note through my door to say they want me to leave the property.Ive been a very long term tenant and I'm disgusted that they cant talk to me about it. There was no reason given but it was on the official paper they use with notice given. My question is do they have to give a reason and did they do the right…
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How much can you negotiate when renting a flat?
what is the etiquette for negotiating housing rental agreements? im looking at a flat going for £1100 -6 month lease but generally speaking what would be a 'normal' amount to discount/negotiate down by i have the capital to pay the full 6 mo lease upfront but would this give me much more negotiating strength? i was…
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Boxes!
We are looking to Exchange end of next week to complete end of April.. and really need to start packing! Where did you get your boxes from?? Been looking online and can find enough boxes for a 3 bed house for about £65.. does that sound about right?! have quotes for removal on Friday and Saturday so looking for the…
