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New build in surrey(hurst green)
Background-first time buyer. Couple with kid(age 2.5), so schools required. Budget 325(max 350 if there is no option). Need to travel to Canary Wharf for work. Some new builds came up in hurst green, surrey(marketed for 389K) https://www.taylorwimpey.co.uk/find-your-home/england/surrey/hurst-green/meridian-square Well…
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Anyone help with conveyancing costs?
Just had this quote and wondered if this seems about right? Property looking to buy £180,000 2 Bed Maisonette (Leasehold) Sale Fees £0 Purchase Fees £645 Leasehold Supplement £150 VAT £159 Total Legal Fees £954 Search Pack £350.58 Land Registry Search £8.00 Bankruptcy Search £8.00 Stamp Duty £1,100.00 ID Verification…
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Buying house in family - can I just fill the forms in
Hi I'm trying to buy a house from a family member, I don't need any searches and am happy with the price so just want to legally change ownership. From what I can read online we can fill in TR1 and AP1 for land registry and that fulfills the title change There is no stamp duty (below 125k) but I think I still need to fill…
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Advice on Setting up Residents Committee to deal with Unadopted Road
Hi everyone I have a couple of threads going about our seemingly unadopted road which has come to light as part of my buyer's conveyancing work. Her mortgage company wont let her exchange or agree a completion date until the road is (A) adopted by the council or (B) plans in place for the residents/owners to deal with. (A)…
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How to find a property to buy
Hi, I am first time buyer and have recently started looking for a house to buy. I've been lurking around the usual sites since before Christmas, but in the past week or two, I've registered with all the relevant estate agents for the area, and followed up with emails and phone calls. I have emphasised that I have AIP, no…
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Re-Use and old EPC
Hello, Looking at getting my house on the market next week, 3 estate agents coming round to value etc on Monday. We've only been in the house for 2 years so I checked the old EPC to make sure I didnt need a new one. Nothing substantial has changed (other than topping up some loft insulation and putting low energy lights in…
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Odd Land issue.
Hi all, far along in the process in buying the house all that stops us from exchanging is a odd land ownership issue. The back garden which is a couryard and at the end there is a shed which runs parellel to the terrace of houses and is split bwetween differnt properties. The property we are looking to buy owns the shed…
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Damage caused by mold...
We live in a housing association home and have been suffering from bad mold and condensation,, this has been going on for over a year and we think are starting to get somewhere, but as you can imagine this mold has damaged our blinds and curtains, I had read somewhere that you are able to claim compensation to replace…
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How to stand out from other buyers
Me and my partner have been told he the Estate Agent that the vendor is likely to accept a offer from about 4 different buyers. The vendor needs to move pretty quick so is not interested in a bidding war as this will slow the process down. How can we as buyers be the most eye catching to the vendor. Any tips would be…
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Landlord Not Responding
Can somebody please give me some advice. I moved into my rented accommodation in September 2014 with my wife and 12 month old baby boy. We signed a 12 month contract. We pay £1000 p/m. The house is being managed by an estate agent. The house was unfurnished although we agreed to keep a large sofa as the landlord (who lived…
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Help!!
I put an offer in on a house. Inspection went very well. The appraisal came in at $87,000 and my mortgage was going to be for $113,000. Now, aside from the apparent dilemma the sellers agent pulled comps for houses that are different than what I'm trying to buy. The house I'm trying to buy is a two story bungalow with…
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False advertising? Already exchanged contracts - Any advice?
Hello, I am new to the forums and me and my fiance have just purchased a new build property off plan. We exchanged contracts on 19/12/14 with the house half built. We are due to move in mid-March. I will get straight to the point. We have a major, fundamental issue with the colour of the brick used for the brick wall that…
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Letting Agent Refusing To Return Deposit
Hi, I hope someone may be able to offer some advise with my predicament. For personal reasons although I jointly own my home, for sometime I had been looking to move into a rented property. I found a flat in December and was very keen on it, so after viewing it I told the letting agent I would like to take it on even…
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Jointly owned property being sold - desperate for advice please...
I jointly own a property with my ex. I got a Court Order to sell it about a year ago, he was living there at the time and he had run up huge mortgage arrears and seriously annoyed the neighbours. He refused to comply with the Court order for it to be sold and so I went back to Court and a Possession Order was made ordering…
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First time buyer with husband as second applicant
Hi All, I have a few questions: 1. My husband solely owns our current house. We wish to get a joint mortgage but are yet to put our current house on the market. Can we provisionally get a mortgage in principle whilst we are in the process of selling the current house? 2. If we apply jointly with me as a first time buyer…
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Solicitors slow progress.
Apologies as this a vent more than anything else! I am in the process of buying a house in Co. Durham, and am really frustrated at the slow progress being made. There are only me and wife (the buyers) and the other party (the vendors) involved. No banks/building societies/guarantors/chain etc. I have been used to dealing…
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Service Charge
Dont know if this is the right place to post this My daughter bought a new build about a year ago, the house is subject to a yearly charge to maintain the communal gardens etc, she has no problem with this as this was all explained to her when she signed and completed on the house. The estate will take a few years to…
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year out of date references for a tenant
Why would a current tenant, but not for much longer. Ask a tenant referencing agency to retrieve a 12 month old set of references from a letting agent who was instructed to find/reference a tenant(this tenant) (nothing else)? I wouldn't have thought a 12 month gap in references would not be worth the paper they were…
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A few questions after a offer is accepted?
Me and my partner are hopefully going to get an offer accepted in the 5 days on a 2 bed flat. The reason we have been told why the vendor will choose us is because we have a mortgage in principle and are first time buyers that can move when ever. The vendors are also in the same boat and they need to move out of there…
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Regularisation applications in the absence of supporting documents
Does anyone have experience of completing a regularisation application? What happens when the person making the application is not the same as the person that owned the property when the work (loft conversion in this case) was carried out. I am aware that you need to submit detailed work plans of the conversion that was…
