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External Letterbox for leasehold flat
Hi all. I am buying a leasehold flat and hopefully exchanging contracts very soon. I have had a look through the exchange pack and i have asked my solicitor to ask the freeholder if it would be possible to put an external letterbox on the outside wall of the flat, change the kitchen, boiler and bathroom to see if…
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Purchase of lease - help needed
Hi all I currently own a flat in a converted house. There are 4 flats in total and we all pay a management company for service and ground rent. The current freeholder has asked the management company to redecorate as it's been a while (fair enough) but the management company seem less than keen to provide any information…
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LL in administration
turns out house im renting was owned by a property development company, who have now gone into adminstration. Have been told to no longer deal with letting agency, but contact a company appointed by administrators, if i have any issues Although my bills were included it seems the LL wasnt paying them. Had a final notice…
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Can the buyer charge the seller for delays?
Hi All So following on from all the excitement of getting a mortgage and being able to proceed with our desired property, and the attached fear of giving notice....something has happened!!! Were buying from a couple who are mid divorce, and we were meant to get the keys this week. Problem is it seems one of the pair has…
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Preparing for Survey
I am selling my property, and a surveyor has been booked by my buyer and will come round in a week. I was advised it would take around 1 hour (I have a small flat). Any advice/ tips on how to prepare for the survey? I have never had one before, so not sure what to expect. I am sure I have to be helpful, but not really…
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SPIF form what to declare
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Billed for 3x original quote by Conveyancers
This is currently under review
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Solicitor Delays - Advice Please
Hi I am buying my first property, It is in a small chain which is complete and I have been told by my agent that the top of the chain want to complete by mid march. I had my offer accepted mid December and paid the solicitor £350 upfront to begin their work. So far I have filled in an i.d questionaire, money laundering…
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TV Aerial - Retain ownership?
Hi, I'm a tenant in a 1 bed flat - I have been there since June. It's managed by an agents, but LL doesn't seem too interested. If I were to ask to put up a TV Aerial as there isn't one (although there is a port). As it's £120+ for the job and we'll only been staying there for another 12 months maximum from June - would it…
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PPI and Mortgages Through Brokers
I got my mortgage through a Broker and when I completed my PPI form with this information, the bank who I got the mortgage with Abbey now Santander wrote back stating that they were not resoponsible for the PPI the Broker was, they went on to inform me that I should claim from the Broker! is this true? Or do the bank have…
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Council Housing Help Needed - Overcrowding/Upgrading
Hello, I really need some advice about my housing situation. (Its a little bit of a long story) I live in a 2 bedroomed Ground Floor Flat with my husband and a girl age 7(8 in November) and a boy age 9 (10 in June) I am also currently pregnant (Due August). I am also registered Disabled. My husband and I are also both…
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Survey said 'un-mortgagable'
Hi, Our buyer for our flat has just pulled out. Their mortgage application was turned down as the mortgage surveyor stated in her report that the flat was in her opinion 'un-mortgagable'. We are now concerned that we have an problem which may prevent us from selling (or selling easily). How can I find out what the issue…
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Mortgage Broker Fee's
Hi I've been trying to get a mortgage and decided to go through a broker to meet our circumstances. What fee's should I expect to pay? I have spoken to one company who have taken all our details and have stated they can get us a mortgage at a good rate. However they have just sent me a list of fee's that I think are a bit…
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Choosing an estate agent. Questions to ask
Hello all, My wife and I have 3 estate agents to come round next Monday to value our house and give us some information about putting it on the market. We're first time sellers and wondered what kind of questions we should look for, or what to watch out for? We're aware we've got to ask for the duration of exclusivity, the…
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labour and rtb, pension freedoms and election
please dont be defensive over this post. i usually vote labour as i believe in support for the poor, but i believe in aspirations too, such as in life to own shares, private pension, own house ,low taxes, business owner. hence im a bit of a cross between labour/conservative voter. can anyone confirms labours manifesto on…
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Guarantor and possible documents forged with advice from letting agency
hi all Thought I better start my own thread Guarantor filled in student and guarantor referencing application i.e my name, address. Bank details for credit check.! Employment details.. salary. Forms were given by tenants father and given back to him. Give photocopies of passport for I'd. After that guarantor never heard…
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land registry charge ?
Can anyone advise? I/we purchased a house through a private sale (previously rented from seller) in 2002. We paid up our mortgage fully in 2007 and all deeds including land registry transfer docs were sent to us by the seller. However, we are currently selling this house and buying another, we have hit a sticky problem in…
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Redemption certificate - Halifax
How long does it usually take to issue a redemption [STRIKE]certificate [/STRIKE] Statement to a solicitor. It was requested on Monday 26th, but still not heard anything back. Tried googling the timescale they give for this, but to no avail. Do I have the right to get impatient yet? This is the only thing holding up my…
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Loft access for surveyor
Hello, We are selling our ground floor garden flat, which is in a Victorian semi-detached house. We are joint freeholders with the upstairs flat - there are just 2 flats in the property. Our buyers are cash buyers and have already given us a long list of demands as part of the deal. The latest relates to the loft, which is…
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First time buyer basic decorating phobia
Just a quick couple questions. Due to health reasons and wanting the job to be done properly I'll probably get in professionals to do the following when I move into a new place later in the year But I wanted to ask about (non London) price estimates so they can be factored in 1) painting the interior of a standard terrace…
