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Had an offer accepted on a house
Hello, My girlfriend and I have put in an offer for a house in Nottinghamshire, which after some negotiation has been accepted. We will be paying for a full structural survey which unfortunately means that after all the fees etc, we will not quite meet the 15% deposit requirement to get more competitive mortgage rates. I…
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why do you think my house hasn't sold?
I have a lovely three bed semi-detached house in a small ruralish town in dorset.Close links to bigger towns and beautiful countryside on the doorstep. It's 14 years old so is what it is. We've replaced all the windows and doors with UPVC and there's nothing wrong with the roof/soffits etc. It's a great solid house with…
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Shared ownership & Freeholders
Hi, I know there have been a few queries on shared ownership but I've not really found the answers I'm after. I hope to be a FTB this year. After calling London & Country (from the free FTB guide here), I am looking at buying a property of around 180k which includes my deposit. I live and work in SE London, looking around…
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advise for FTP, flats...
Hi Guy's.. Iv'e looked at a flat block with 6 flat's an ideal location, only one of the flat's is vacant and the freeholder is selling the flat's in there current conditions with new 999 year leases (need work here and there basically...) one of the flat's is actually very nice and I'd like to think about going for it as…
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Land Registry question
To cut a long story short, I'd like to know if I can access information from the Land Registry about a right of way: I live in an end terrace, up the side of us is an access road to three properties (the council do not as far as I am aware maintain this road) on the other side of the access road is another row of terraces.…
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Vendors taking built in appliances
We just received the fixtures and fittings questionnaire from our vendors. The kitchen in the place we are buying had what I would class as a built in washing machine and tumble dryer - i.e. They are behind cupboard doors, and to remove them you would have to take out the baseboard from the unit. The particulars list the…
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Seeing two houses tomorrow, how to play it?
Stupid FTB question alert!:D Bit of background, I'm in Kent and been trying to view/buy houses for only 6 weeks or so. So far everything we have tried to see has either been sold before we've viewed it (we've been cancelled) or we've offered asking price or over and still been outbid. So tomorrow we are seeing two houses,…
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Buying Timber Frame House
Dear Forum Users, I am new to the forum and looking for some advice. I am in the process of buying a house. It is 4 bedroom detached house. It is a self built house constructed in 1996. Building surveyor revealed that the house is mostly timber built but further extension including garage and utility room is traditional…
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Selling a house in Scotland problems with my solicitor URGENT ADVICE NEEDED
Selling my house in Scotland my solicitor who is also my ea is pushing for our sale and wanting to conclude missives, we however have stated we can't do this until we get our mortgage offer (about another 10 days per mortgage company). All we keep getting back is we will loose sale if we don't conclude soon. Yesterday he…
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Buying house - what will be more desirable when selling?
Hi, hope I'm in the right place to ask this question. I'd really value your thoughts and expertise. We're in the (slow) process of buying our first house (a 3 bed end of terrace) and are thinking about what work we will need to do to it. It's a relatively new build (12 years old) so it's in good condition but the previous…
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Help and advice requested on Santander Early repayment Charge
Hi - I found out yesterday, just a few hours before we were due to transfer funds for completion on a house we are buying that an Early Repayment Charge (ERC) was applicable to our redemption statement, the figure of £5k is not insignificant and has caused no end of stress trying to source the funds and not affect…
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How to sell with noisy neighbours
To all those who have managed this, how do you sell a house with noisey neighbours? Im aware you have to disclose any issues or problems you have had with your neighbours and i have environmental health on the case so its well documented the problems i am having.
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Return of Deposit
Hi All, Just looking for some advice regarding getting my deposit back. In my contract it states that 'The landlord or Landlords agent must tell the tenant within 10 working days of the end of the tenancy if they propose to make any deductions from the deposit'. Does this mean that after 10 days he can no longer deduct…
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Damp Walls Question
Hi. I have a 1930s semi-detached that I want to sell. The walls in the kitchen show the signs of rising damp, with the salts on the plaster. There is a concrete floor there but that seems bone dry. I was wondering if: a) the floor could be forcing water to the wall and can I avoid taking up the floor if it's damp? b) is it…
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Tenant who has been bankrupt - should I consider it?
I am a first time landlord letting a flat, and have shown a few people round, none of whom I have had a real feel for. Today, I showed someone round who is employed with a big company, and seemed perfect - except for 2 things. Firstly, they have been bankrupt a couple of years ago due to a relationship breakup. Secondly,…
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Blatant invitation to gazump by EA
It would appear that EA's are now blatantly soliciting gazumping. This house had an asking price of £220k, has had an offer accepted for £225k and is flagged as SSTC. The description reads: "An offer has been made on 83A Ashley Rd in the sum of £225,000. Any persons wishing to increase on this offer should contact Andrews…
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What would you offer on this house please?
http://www.rightmove.co.uk/property-for-sale/property-25961571.html Been on the market for 1 year and never had any offers, its in a nice part of town and the last plot on the development to sell. Also was reduced from £575K to its current price.
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Frosty neighbour?
Just completed and first visit to the new house. Did a 3 point turn encroaching into the neighbours drive and was about to set off. When a most unruly person appears on the window and looks like he's barking - out of courtesy I stopped and rolled the window down; he barks "driving on to peoples garden - you better not do…
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wall of text, tough spot, threat of legal actions.
The story: Almost 2 years ago I've bought 2 bedroom London flat in decent/close to centre location using shared ownership scheme. I'm really pleased with the flat and consider myself lucky as having two bedrooms for that price in that location would be unachievable trough private rent. I also consider myself forward…
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Flat purchase
I have purchased a first floor flat at a sum less than stamp duty £120,000. If I were to purchase the ground floor to again in my name would I be liable for stamp duty as the whole sum would be over £250