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Received a mortgage offer...for the wrong house. Impact on application?
As documented in a couple of other threads on here, we recently had to pull out of buying a house because the valuation came in way under our offer and the seller refused to negotiate. So we told Nationwide and they said, if we found a new property to buy within 90 days of our mortgage application being submitted, we could…
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Getting rid of letting agent
We've lived in our rented house for 3 years, and our landlady has been in touch to let us know that she is getting rid of the letting agent due to poor service and wants to deal direct with us. What should we be aware of? We're currently on a periodic tenancy in England and our deposit is in a protected scheme which was…
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Buying a resale property
Hello all, Just would like to double check if anybody experienced buying a resale property before and what is the exact procedure with the offers, can you actually negotiate the price - The flat we are going for is offered on 35%, but we would like to buy 80% as we that is what we can afford and would like to go for, is…
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LL selling/sitting tenants
Hello all. Our landlord is selling our house to someone who is buying to let and is very happy for us to remain as tenants. They haven't exchanged yet though the vendor is apparently keen to complete quickly. Today we received a letter giving us two months notice from the existing LL (well their agency) for us to vacate as…
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Disputed Letting Fees & Referencing
So I am in a bit of a pickle. Sorry in advance for the wall of text but just want to be thorough :) My situation is that last June myself and my partner rented a 4 bedroomed property. 5/6 months in and we realised we had rushed in and were we couldn't afford it. Rather than default on the rent I spoke to the agent about…
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Queries/enquires raised - OMG
Evening all We have just had other email with 17 additional questions relating to the house we are selling. Where and how to they think up these questions. I also know the the people we are buying off have had to answer some strange questions that we hadnt asked and made us look like right plonkers. Bet you lot have some…
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Best way to deal with my friends landlady
A bit of background, my friend has only been there about 6 weeks, moved in and landlady took the contact with her, he then lost job a few days after moving in so went to claim housing benefit and found out she isnt registered. This is where it gets worse, she has turned the other tenants against him as they are being…
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Notice period on periodic tenancy
Hi, Need advice please, I am currently on a periodic tenancy (signed a 6 month AST in March 2011),Rent is paid fortnightly (on HB) and LL knew about this and has accepted the rent for the past 2+ years in this way,we have somewhere else to go and have been accepted as tenants,our TA says the rent is due 23rd of month,we…
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Foxtons?
Hi All, Looking to sell. Have asked Foxtons with 2 others to quote. Foxtons tie you in with the longest sole agency contract of 12 weeks as opposed to 2 and 6 weeks for the other two. But what are they like at selling? Anyone ever had any experience? Their boards seems to be well around this area now and they claim to have…
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Seller removing curtain rails
Hi I am waiting to exchange contracts on my first home and the seller has indicated in the fixtures/fitting confirmation that they are removing all the curtain poles. Does anyone have any advice where to find new ones and how to fit them as I wasnt really expecting them to be removed? The sellers are buying a repossession…
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Landlord taking deposit dispute to County Court
Hello, After moving out of a property I rented for 3 years 6 months, the letting agency acting on behalf of my landlord has refused return of my deposit £475, claiming damage to the property and has refused to allow for DPS adjudication, instead electing to take me straight to County Court, Today i received a County Court…
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Dilemma - conveyancing costs of £3k
I was going to use one of the convenancing firms from conveyandcompare for a house purchase price of £750k. The total cost all in was circa. £1,400 (I need a firm with 4 reglated principals for First Direct). I also work for a bank in which I can get a preferential interest rate (long story short, I havent decided which I…
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Bridging for my parents' house purchase
Hi My parents want to move live closer to me and have found a house they like. They have put in an offer and had it accepted. Unfortunately they haven't sold their house yet. I have volunteered to bridge them with a mortgage on my house as this is much cheaper than a bridging loan. The mortgage is interest only with no…
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Claim against landlord for breach of quiet enjoyment-Protection from Harassment Act
Hi all, I would like to know the process for making a claim against my landlord for breach of quiet enjoyment of the property/harassment. He has assaulted me few months ago through his daughter and yesterday this last came again in the property with warning to threat me. Two weeks ago they have changed the house front door…
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Owning properties for rental and capital gains tax
I currently rent and want to stay where I live. I have a lot of money (from a previous house sale) and want to invest in a buy to let flat, or even 2 flats. If I do this and eventually sell them will I pay CGT on either of them or both?
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Is this a realistic price for Sound / Thermal engineer for small dev building regs ?
Hi, I'm changing a commercial unit into 2 small flats - does this quote for the following seem realistic ? To supply SAP calculations, compliance documentation and EPCs on completion to satisfy Part L1b To supply Building Acoustic Design Advice To undertake Sound testing, comprising 2 airborne and 2 impact tests £975+VAT…
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Probate or not?
Hello all, I'm thinking about putting an offer in on a house, but land registry details suggest the people selling it aren't the current owners and it is still registered with land registry as being owned by (what I assume) is their (now deceased) mother. I've asked the agent about this and they are woolly with the…
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Builder damage
Hi, I am helping a friend of mine that needs to get reimbursement for damage done to his property by building working on a block of flats. His damaged are under £200 does he have to send the builder’s a letter before he takes them to small claims court any help would be great please:T
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Selling House - Need Advice Please
Husband and I have decided to sell our house, but I would like some advice please. On the buyers and sellers form it asks if you've had any disputes or know of anything which might lead to a dispute? My husband (who owns the house) has not made any complaints about anyone in the road, but we dont get on with a mobile…
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burst pipe allowance
Afternoon all. I'll try and keep this short and sweet. Live in a rented property, had a burst pipe, water bill came in at £750, LL fixed the pipe eventually, Anglian water reduced the bill to nothing as you have a leakage allowance for one time only, (didn't know that). I have been phoning round and apparently as a tenant…
