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Renting with Bad Credit - Advice!
Hoping some of you can help me with some information. My husband and I live in rented property and have done for years. My husband now has very poor credit, inc a fairly recent CCJ to his name and some outstanding loan debt. This hasn't been an issue before as we have always had one of our parents to act as guarantor.…
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House situation - Advice needed
Good afternoon everyone, Firstly I would like to say that I apprecaite any advice that any of you can give regarding the below, as right now, me and my partner are a little stuck! Anyway ... enough of the mushiness and on to the topic at hand! :D Both me and my partner live in an house which she owns. It's been on the…
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When can i ask for a completion date?
hi all my solicitor has said i might be "signing the documents this week" in time for my completion date of 26 July. the thing is, the solicitor hasnt evens confirmed this is ok with the vendor. so with a little over a week to go i have no official exchange date of completion date. im stressed to say the least where do i…
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Buying in Scotland-advice?
Just viewed a property, loved it. I need it in my life. Problem: our place isn't on the market. We've been 'ready' to move for a while but just never got around to it, but having seen this property, it's motivated us to get things rolling. We've contacted the solicitor and are having photos/valuation/home report done this…
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contacting the landlord
Tenant has to write a letter in regards to the tenancy, the landlords name and address is on the agreement managing agents headed paper. Who does the tenant write to? ( I already know the answer but would appreciate the point in law which dictates the answer). Thanks :)
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More First Time Buyer questions!
Hello all, I do hope these aren't stupid questions; I have searched on the internet and have only been able to find general advice. I have had an offer accepted on a house I am buying with my partner. We have instructed a solicitor as the estate agent wanted this in order to take the house off the market. What is the usual…
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church liability
Hi My solicitor has asked us to complete an overiding interests form , on it it says is there liability for repairs to any local church We sent them the complete house deeds when we instructed , and assuming there isnt something in there regards it (would hope not as they would have had the answer already ?) how would we…
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Housing Plans
Hi, I am looking to move to a bigger home in the next couple of years, i started saving at the start of this year with a view to actually purchase a new house with a new mortgage and rent my current home. I'm just after some thoughts on what would be 'best' to do without actually whipping out the spreadsheets and working…
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Anyone having problems with Property Bee?
Is anyone else having problems with Property Bee? For about the last 1.5 weeks I've had messages on and off about postcodes.lat being NULL. Website is also showing too many connections error. It still seems to be showing latest info.
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Halifax survey taking forever. Is this common?
Getting exasperated here! We found a house we like, agreed a sale price and engaged the services of a broker as our work situation is kind of peculiar; I'm in permanent employment and OH is a contractor. We have submitted our supporting documentation and survey fees of £795 was taken off my account on 1st July, we've been…
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Flatmate moving out, leaving utility arrears.
Not me, but a family member moved into a 2 bed flat with a friend who had already been there for a while. All the utilities/phone/broadband etc... were in his name. He is now moving back with his parents and we've just found out he's not been paying the bills. Electricity is now at over £400 and gas over £200. Will she be…
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'Guide Price' advice please...
Looking through property listings and plenty of houses are listed as 'guide price' £150k - £165k (example) Does this mean its not worth a view if my budget was under £150k? Would an estate be difficult to negotiate or accept an offer below the guide? If you are selling with a guide, what are your expectations? (Offers need…
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Landlord V Tenant (Scottish Law)
I will keep it short but i hope someone can help me out on advice here.... Tenant in flat, 1 years contract ended on end of June, she is now 4 months in rent arrears, rent being due the 7th of every month I went up to speak to her on the 24th June to discuss her arrears, i said if you cannot at least produce a months…
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Small apartment - what to do with trash until collection?
Hi there as you may have seen my other thread we are renting a small apartment that is off a busy road. Now we just moved in so have a few bags of trash but as the weather has been very hot some of it is starting to rot. Collection is not until Thursday though. There is nowhere outside to put the garbage not even any bins.…
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Areas/letting agents in Glasgow?
Hi Apologies if this has already been covered in another thread, I couldn't find one. I'm hoping to relocate to Glasgow in the next couple of months and wondered if anyone could give me any advice on areas to rent in and the most reputable agents to try and use? I know the centre quite well, but not the areas around it so…
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Mortgage for a houseboat
I am interested in buying a houseboat. It comes with a permanent mooring, parking space and a little garden. Not sure which if any lenders would consider this as a mortgage proposition. Any help grateful:j
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Awkward break up, what to do with the house????
Hello everyone I'm in desperate need of some advice. My sister split up with her boyfriend some 12 months ago. They have a mortgage together on a property and she has an extra loan out for refurbishments. Since then she has been paying her half of the mortgage, but not living there. He's now realised that they're not…
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First time buyer questions
Good evening, I am just in the process of buying a house and should be completing on August 2nd and had a few questions which I would appreciate people answering if they have the time: 1) Do I need to arrange gas, electric and water suppliers prior to moving in or ring the current supplier on the day we move in to set up…
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Mortgage/Credit Issues
Hi I've been offered a great deal from my Granddad to buy his house. Its currently valued at £80,000 but he has offered it to me for £40k. The banks that I have spoken to have jumped at this and said thats great as I effectively have a 50% deposit. However, after I spoke to one lender who declined me from the start after a…
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Solicitor did not advise of restrictive covenant
Hi can someone advise please, my friend moved to this area about 18 months/ 2 years ago, and has started to put up a fence. Her neighbour has complained, saying that as we have restrictive covenants in place that require open plan front gardens, the fence cannot go up. When I moved here 9 years ago I was given a copy of…
