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Renting with Bad Credit - Advice!
mrsnolimits
Posts: 6 Forumite
Hoping some of you can help me with some information.
My husband and I live in rented property and have done for years. My husband now has very poor credit, inc a fairly recent CCJ to his name and some outstanding loan debt. This hasn't been an issue before as we have always had one of our parents to act as guarantor. Unfortunately, they will all be retired when we next come to move next.
Is a new landlord likely to reject us based on my husbands poor credit? And if so, what are our best options?
Me having the sole contract? Trying to buy something? (i.e. start saving now!!!)
Any ideas or advice really welcome!!
I can't see this covered elsewhere - if I'm wrong please point me in the right direction.
Thanks
My husband and I live in rented property and have done for years. My husband now has very poor credit, inc a fairly recent CCJ to his name and some outstanding loan debt. This hasn't been an issue before as we have always had one of our parents to act as guarantor. Unfortunately, they will all be retired when we next come to move next.
Is a new landlord likely to reject us based on my husbands poor credit? And if so, what are our best options?
Me having the sole contract? Trying to buy something? (i.e. start saving now!!!)
Any ideas or advice really welcome!!
I can't see this covered elsewhere - if I'm wrong please point me in the right direction.
Thanks
Fail to prepare, prepare to fail! :cool:
On my daily mission to be smart with money, reduce waste and stop my husband getting us into debt!!! :mad:
On my daily mission to be smart with money, reduce waste and stop my husband getting us into debt!!! :mad:
0
Comments
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You might be able to get it in your sole name, if you earn enough.
If not, you can offer 6 months up front, if this is an option? This is usually accepted as an alternative to a guarantor.
I'd be inclined to try private landlords rather than through an agency.0
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