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House sale not part of chain
My wife and I are buying a family home together. To finance this we're both selling our houses which we owned before we met. I went first, as we're living in my wife's house, and put mine on the market last year and on the 17th January accepted an offer. So with that done, my wife put her house on the market too. Once we'd…
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Anyone ever bought an empty house or somewhere uninhabitable?
My boyfriend and I are looking to buy next year . We’re looking for a 3-bed doer upper – wondering if anyone has taken on an extensive project like this – we’re even considering empty houses to a point, or maybe buying land and getting a kit house but they seem a bit pricey for us atm. He owns a house he rents out and we…
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About To Exchange, Now This....
Hi all, Just wondering if I could pick your brains for a moment. We are just about to exchange on a house, we were hoping to complete this friday (Fat chance). We are 1st time buyers, our vendor is moving to a property where the owners are moving out to a rented property. So its a very small chain with only 3 people in it…
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giving the tenant his deposit back
my tenant needs to move out quickly for genuine reasons,,, im happy to return there deposit in full,, how ever there deposit is with the deposit protection scheme,,,the tenant needs the deposit to secure the new house,,, as he paid me cash and i then deposited this,, his there any reason why i should not give him his money…
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Help!
Probably something better answered on this board I reckon: https://forums.moneysavingexpert.com/discussion/4611697
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Gifted Money
Hi all hope this comes out right, I gifted £8000 to my son and girlfriend for a deposit for a flat now they are splitting up after 6 months, and he does not want to live there now, she done the dirty on him. She's in the flat with my money sitting in there, they can't sell the flat until 5 years otherwise they'll have to…
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How to avoid bidding up the price of a house
I have now places offers on three houses in the past month and each time lost the house. In every case I went in with a strong initial offer, over the asking price. However the price got bid up by other people and the EA went back and forth between us, as we upped the price a little each more each time. Eventually I hit my…
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Shared ownership in central London or purchase outright in Middlesex
Hi all, I was wondering if you might be able to help with a real dilemma I am in. I have recently been offered one bed shared ownership flat in central London in a very nice area (near Maida Vale). It was a great break as over 40 people applied to the council for the same property. It is currently valued at around…
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succeeding a tenancy
My partner has been living & caring for her father since april 2011 in his house & he had an Assured Perriodic Tenecy. He passed away 22nd April 2013 & we are now in the process of trying to succeed tenancy. Would you know how long someone must be living at the same address to succeed& i have been told one year & two…
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Can I do anything about land sale?
I have a plot of land which sits on the town boundary meaning nothing can be built behind the land. It is a building plot and I'm in the final stages of selling it but now find the next door neighbour has purchased the strip of land behind three of the properties (including my land) to potentially use as his garden. Should…
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Misisng things after exchange - how would you prove?
Hi all, If things change between exchange and completion (say a window cracks or the bath broke) who is liable? Can the vendor not argue that it didntn happen after exchange?
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We have to choose the searches, which did you go for?
Our solicitor does the local searches and drainage I think but everything else is an optional extra. We wont be going for coal mines as we are in the south or chancel as we know that will come up as a risk anyway from searches done on a different house in the same area. So i can choose environmental, flooding and planning.…
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Stamp duty, buying for £124,999
Hi all My long running saga with my girlfriends parents is finally drawing to a close, they have agreed to sell us their house for £126,000, which was the offer they received from a we will buy your house in seven days outfit/scam, and pay us back the money they owe, without interest. We looked into them gifting the…
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London Property
Hi there, any advice very welcome. My boyfriend and I are looking to buy a 2 bed property in London over the next 6 months. We have around a 100k deposit and a 50k joint income so are looking at properties of a maximum of 300k. Ideally though I would be more comfortable at 250k and below. I've lived in Stockwell previously…
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Has anyone had trouble with Maras
I am being made redundant, and have found a new job 80 miles from home, so need to rent a flat nearer to work, while keeping the family home. I have been turned down by Maras, but neither they nor the estate agent will tell me why. Having paid £60 for this "service" I think I am entitled to know what's going on. I have no…
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Re negotiating - would you?
Hello We are FTB and have made an offer on a house. The seller wouldn't knock much of the asking price as they felt it was already competitively priced, in the end we got it down to 167500 from 169995, not much but every penny counts right? The EA stated that as they had already come down in price, they wouldn't re…
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Re negotiating - would you?
Hello We are FTB and have made an offer on a house. The seller wouldn't knock much of the asking price as they felt it was already competitively priced, in the end we got it down to 167500 from 169995, not much but every penny counts right? The EA stated that as they had already come down in price, they wouldn't re…
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Personal Search with O'Neill Patient - long time?
We're FTB and got a recommendation to go with O'Neill Patient LLP. On 28 March we received email that "Searches Instructed". On 11 May we enquired why after six weeks the searches remained outstanding. On 13 May we were told there had been a "mix-up" and they needed to be re-submitted, marked urgent. On 17 May we got an…
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Relocating and handing in your notice
I've been with my employers for 10 years. We are now in the process of selling/moving but we are relocating 200 miles away. I need to give 4 weeks notice and concerned that the chain will want the average 2 weeks between exchange and completion but this of course won't help me. I know there is talk of completion hopeful…
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Would paying full 6 months' rent in advance be likely to get us a discount?
Hi all, My husband and I are about to start our first rental, hopefully for 6 months until we find a house to buy, having sold ours but had 2 purchases fall through recently. We just saw a lovely house today, and are considering applying for it - the advertised rent is £625 a month, but the agent suggested that the…