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Estate Agents keep delaying closing date on Bank Sale
Estate Agents keep delaying closing date on Bank Sale. Hi :) Hope someone can advise us. We have had the estate agents push forward the finishing date on a house that is a bank resale, I expect a repossession at some stage. They finally had given 7 days notice in the paper, but this has now ran another 2 days over this…
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Buying advice - damp query
Hi all, I saw a ground floor flat in a block of 6 flats, and noticed some damp in the bottom corners of some rooms. Overall, the flat needed a lot of work done, so I wasn't keen. I've just seen a top (second) floor flat in the same block, directly above the flat with the damp. It's just what I'm looking for... but should I…
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Homelet
Hi guys, Looking for some advice. A friend and I are looking to rent a flat between us and have already paid a holding deposit on the property. The Letting Agent use a company called Homelet to carry out credit and reference checks. I am a bit worried as my credit is not the best. I have a couple defaults, no bankruptcy or…
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Completing house sale from overseas
Hi, we have had an offer on our uk house and need to instruct a conveyancer quickly to get things moving. The agent has recommended two local solicitors, both of which charge a referral fee for the agent which we are reluctant to pay. As we are the other side of the world I dont see the need for a local solicitor (to the…
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Selling house - feedback would be really valued
Hi Everyone, Sorry if this is in the wrong place! We need to sell...! We're moving to Chester and are already renting there. CAN'T POST LINK AS NEW USER: post code on rightmove is NN33JW (will try post link later...) sorry :( Partner bought the cottage in 2007 for £170,000. We took the advice of our agent, and went with…
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Haggling over fixtures and fittings; removal of vendor's junk
Our house purchase is going sooooo slowly. :( We had an email from our solicitor today saying that the vendors are offering to sell us their oven, fridge/freezer and washing machine for £100 each. The items concerned are not top of the range to begin with and from what we can see you could easily buy better ones new for…
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Help to buy scheme mortgage advisors
I recently was trying to buy a new build property, i was given the card of an independent financial advisor, this seems to be fairly standard, they have done this at all the new builds i have looked at. We were happy with the house, and could see that houses were selling well under the list price, so expected to be able to…
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Credit check rating and possible mortgage refusal?
I am currently trying to get a new mortgage deal with another provider to buy a new property and rent out my existing property but I have concerns in relation to one late credit card payment last month causing problems with getting a mortgage. I have never missed one payment before in the past 15 years until I took out a…
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First Time Buyer Stories
Hi all Great website and forum. Lots of good chat for just about anyone looking to buy & rent plus save money on just about anything:money:. Currently in the process of moving into a flat I've just bought. Have written a seven stage home bueyrs guide which is much more impartial than all the others I read on the internet.…
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ADVICE - Tenant not paid rent for 2 weeks ?
Hi All Had a tenant move in 8/4/13 and used the standard RLA form which agreed to pay £95 per week into my account. I did not take any bond but an non refundable admin fee. They paid cash into my on 15th, 22nd, 29th April and 6th May. They have not paid on 13th and 20th. The property is local to me and i usually see their…
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Is this reasonable?
We are selling our first home. We have a first time buyer for it. We had our offer to purchase another property accepted 3 weeks ago. We have not met our purchaser or the sellers of the property we want to buy. Rang the estate agents acting for the sellers for an update today to be told they are negotiating a purchase of a…
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Application for tenancy - screening process
Hi, Me and 3 friends have just applied for a tenancy, and are currently going through the screening service. All 3 of our tenancy histories should be fine, we haven't been late on payments or !!!!ed anyone off, so we're not worried about that. 2 of us have full time jobs, and earn above 3 times our rental amount, so I'm…
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Discount for unfurnished house rental?
I'm in the process of looking for a houseshare with 2 other people. The area we are looking is quite studenty so most of the houses are furnished. However there are also quite a few unfurnished. I was just trying to work how much less we should pay for unfurnished. We are looking to pay about £750 for a 3 bed terrace. We…
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new to house buying, would appreciate advice re: FA and how that works
I am in the process of buying a house, and to be frank don't have much idea what I'm doing and feel like I am being just floated along by loads of people (who are probably helping) , but because I don't know what I'm doing I am starting to stress about it. Have got a FA who has so far seemed good, but due to my possible…
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Paying deposit in installments
I have a quick question please. Is it possible to pay a deposit into a TDS in installments? If so, must this be in certain types of schemes? Thanks
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how to value deductions from deposit for damages
Hi, I'm a reluctant landlord, moved for work couldn't sell house etc. House is rented via agency deposit properly protected etc. First tenant I had were great full deposit return no problem. Current tenants joint tenancy have head a less than amicable break-up, which appears to have resulted in some damage to the property…
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Vendor won't clear property
We are in the process of buying a property and there are a number of furniture and miscellaneous items in it, including white goods and a number of pieces of bulky furniture (double beds, wardrobes etc) and personal items (including two zimmer frames). We have made it clear all along that we do not want to keep these items…
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Do I need indemnity for sewer buildover?
I'm selling my 1903 back to back terrace - the area is densely populated with this type of housing. Apparently when the house was built it was built over a sewer and my buyer's lender wants an indemnity policy. Does this actually apply to the original build if it was that long ago? There are no extensions? Does anyone know…
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Damp
OK, So i'm selling my house at the moment at the survey has bought up damp downstairs. Now, we have decorated about 15 months ago and not since, so i know the damp is not black. Im not scrubbing and it doesnt smell, but it showed on the meter. there are a couple of spots where you can see salt, and in some spots, although…
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Completion day process
Finally looks a completion date is looming for our house purchase! As we are in a contract free rented property we plan to move a few days after completion. I'm wondering on completion day itself how much involvement is needed from both me and my partner? Obvious is picking up the keys from the sellers estate agent.…
