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New build offer - My next move?
Hi All, Some may have seen my posts previously however I now want some advice after a reasonable offer was rejected. I'm looking at a Redrow home (the one called a Cambridge) based at Thorpe Meadows in Leicestershire. I've been looking at an off plan plot which is slightly bigger than the others but it really is slight.…
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Overhanging oak tree trim/removal request
I own some land bordering a house. The land has several oak trees, one of which overhangs the garage belonging to the owner of the house. The tree is large and in good health but the owner has written us a letter requesting that we pay for the overhanging branches to be trimmed. A tree surgeon quote accompanies the letter…
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reasonable time scale?
hello guys! All i feel like i do recently is ask questions! So heres another one, sorry guys! What is a reasonable time scale for a LA to organise works to be done on a property? Reported 3 problems on Monday and am still waiting for their plumber to ring me and arrange to come round...I have had to ring twice to chase…
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Part time income
Hi I want to rent my house out as I am moving away to start a new job and am looking for a BTL, house value 95k, 1st mortgage 36k, rental 450-475 pcm. Unfortunately I cannot prove my income other than for a part time job that I have with a letter of confirmation from my employer. Would this letter alone be sufficient to…
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New owner what would have like to have known?
Hi I'm hoping to exchange on our house in coming weeks. I would like to leave information on our home to the new buyers, i.e bin days, manuals for appliances in the home, heating instructions, utility providers. So my question is when you moved into your home, be it rented or purchase what would you have liked to have…
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Any experts on stamp duty out there please?
If a husband transfers the marital home (which is owned in his sole name) to the wife as part of a divorce settlement, is Stamp Duty payable? Thank you in advance for any help/information/advice :T
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Co-op refused mortgage as house is *next* to a commercial property.
A couple of months ago we had an offer accepted on a house and applied to the Co-operative Bank for a mortgage. The house is on the very end of the high street in a *very* small rural town and is next door to a chip shop. There is a house and a church on the other side. Really, I can't tell you how small the town is -…
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am I supposed to get title deeds?
after u have completed on a property, what proof are we supposed to have that we own the house? we completed in November last year. Are we supposed to have title deeds or something like that? (just thinking if monopoly here!) Our solicitor has been less than reliable so after the saga we had with our solicitor neglecting…
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releasing equity to get mortgage
hello i new to the forum but need some advise. my partner who has poor credit has recently been left in a will a 4 bed property which has a lease that runs out in 2036 and is paid outright until then. We beieve the rental value of the property is around £1200 pcm. W e would like to buy a house and live mortgage free.…
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lock up garage rental
hi all, i am looking at renting a lock up garage to repair my car and have few questions my car is a saloon car and the garage i have in mind is around 5.1 by 2.2 or somthing like this. i guess that is enough space to carry out repair. has any one done this before to share their experience? in regard to security , it has a…
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Self storage insurance
Hello I am looking at renting a small self storage unit for a few months to get some breathing space at home whilst decluttering and decorating. Am I right in thinking that self storage insurance needs to be seperate to contents insurance at home? Can anyone recommend any - or if anyone can find any via Quidco that I am…
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How long before we hear?
Hi all, We paid the admin fees for a rental property last week and are waiting to hear if we have been accepted. How long do you think this will take? Last year we simply paid the fees (and deposit) on the day and that was that. The LA said "wouldn't take long" but any idea what sort of time scale? :)
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Buy to Let and Property Investements
Hi All, I'm a personal assistant and my boss has asked me to dig up some dirt on Buy to Let and investing. He has his eye on a number of properties but wont have the time to do all the middle work, so finding tenants and dealing with day to day stuff. He obviously doesnt mind paying a fee and I've set up a meeting with a…
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buying an older house
I'm hoping to be able to buy soon (fingers crossed on that). I will almost certainly be buying an older house - probably a Victorian or Edwardian terrace, just possibly one rebuilt after bombing in the late 1940s or early 1950s. The one thing I can't afford to do is to buy somewhere that needs loads of remedial work,…
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Handing over keys to our landlord. Help needed please!!
We are handing keys back to our landlord for our previous property and meeting him to check it over this week. I was advised that you can request for you landlord to check over the property whilst we are present and to go through the inventory with you, which is what we have asked him to do. Is there any template letter or…
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Renewing Rented Contract
I had a letter through the other day which is asking for me to renew my tenancy agreement. Before, when the initial term has lapsed, I just carry on under the same terms until I need to move out. The letter says this: Can I confirm this is saying that paying an "administration fee" to set up a new contract for a fixed…
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First time renting
Hello Me and my partner are looking at renting very shortly Now im a bit worried. My Girlfriend has a crystal clear credit rating and has always paid off her outstanding balances etc etc. Me on the other hand. I went a bit off track and fell behind with Lloyds and a phone bill. My lloyds account is now settled and closed,…
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Concerned first time renter...
Hi guys. Would love some advice as my partner and I are in a bit of a tricky situation. He has been renting a house from a friend for the past few years, but has now been asked to move out to make way for a family member moving to the area. I'm in my final few weeks of University and once I'm finished I'll be moving to the…
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Does a building survey check the roof?
Hi, I've put an offer in for a house. The vendor has admitted there was a problem with the gutters which caused damp inside one of the rooms. She claims it is fixed, they are waiting for it to dry and will paint it before completion. I have no reason to disbelieve her, but for peace of mind, does anyone know if a building…
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Are all "EPCs" equal.
Been quoted £100 from an EA, but can get one for £50, is it just as "legal", & could the EA say "we dont accept that EPC?
